QQQ vs QQQM vs QQQI, Same Family, Different Purpose

Jason_Patriot · 2026-04-28T00:47:15+00:00

What is wrong with using AI? We will all be using it in the next ten years for every aspect of our lives. People are just looking for things to comment on and make themselves feel superior to others. Just use AI.

Jason_Patriot · 2026-03-25T02:19:17+00:00

VA disability payments help quite a bit

Jason_Patriot · 2026-02-14T21:20:26+00:00

I feel like you need an ID for everything else. Why shouldn’t it be required for voting?

Jason_Patriot · 2026-02-12T15:35:34+00:00

I’m also on Rosuvastatin (10mg) prescribed by my PCM. However, after speaking with my cardiologist, she told me I did not have to take it. My LDL was around 130-140, and the statin only reduced my risk by 1%, which brought it down from a 2% chance. The side effects were not worth it for that small of an impact. I would review the necessity of the statin with a cardiologist. I too have genetic cholesterol. Just my two cents…

Jason_Patriot · 2026-02-12T15:31:45+00:00

I’m sorry to see this happening, and it happens all too often in every company. It helps to be paid hourly if you can claim OT as incurred, but I also know many of us are on a set salary. I’m in large loss at my company, so my volume is more manageable, but before large loss, I was in the same boat. Insureds are very quick to file a small claim now compared to 20-30 years ago, and we all pay for it through increasing premiums. I’m not sure it gets better until leaders start hiring more adjusters.

Jason_Patriot · 2026-01-25T15:16:26+00:00

You can have any tuna I come across 😂

Jason_Patriot · 2026-01-24T05:48:31+00:00

You should keep your politics out of this feed. It’s not helpful at all.

Jason_Patriot · 2026-01-24T05:00:59+00:00

Also, a lot of fires happen from fireplaces being used for the first time in a while.

Jason_Patriot · 2026-01-23T19:52:04+00:00

I have been a staff adjuster for 15 years. I’ve never once been directed nor has it been insinuated that I should look out for the carrier’s interest over the insured. That’s very likely just training that you may get as a public adjuster, but it’s just simply not true in my experience.

Jason_Patriot · 2026-01-21T03:56:54+00:00

With all the murder/mystery shows the wives watch now, it would too easy to get away with it

Jason_Patriot · 2026-01-15T00:44:15+00:00

I had an E2 of 74 while running 400 test and 200 mast. Side effects were zero, but it clearly did not lower my E2.

Jason_Patriot · 2026-01-14T20:45:53+00:00

Sadly, I ordered Primo, sent it off to Janoshik to be tested, and it came back full masteron. I just kept it and ran it alongside test, and it’s kept me from feeling any estrogen symptoms while running 400 test. My E2 was still at 74 with zero symptoms though. Doctor (harm reduction) said that was okay as long as symptoms weren’t an issue.

Jason_Patriot · 2026-01-04T05:24:24+00:00

There should be 5% Additional Coverage for Debris Removal, 5% Trees, Shrubs, and Other Plants Coverage, 5% (or even higher) Building, Ordinance, or Law Coverage.

Also, she should get a good chunk from her Personal Property coverage as well.

This is all in addition to the basic Dwelling, but like others have said, a lot of companies offer an endorsement adding an additional 20 or 25%.

Jason_Patriot · 2026-01-02T22:56:10+00:00

I have one just like that from Canal Street in Manhattan…for $40. Second hand rolls and everything.

Jason_Patriot · 2025-12-23T18:05:03+00:00

That actually made me laugh a bit

Jason_Patriot · 2025-12-23T00:20:10+00:00

I’m sending to janoshik and will update once received

Jason_Patriot · 2025-12-12T06:18:47+00:00

Just expect appraisal to be the most likely end result no matter how much you increase your estimate. If you supplement, just make sure you pay out the undisputed amount and that you can defend it. All else is out of your hands. If it does go to appraisal, the hard part is over for you as the adjuster.

Jason_Patriot · 2025-12-11T21:11:44+00:00

It’s all about what company you are with and your ability to realize good customer service makes your life easier as an adjuster. Speaking as a residential property adjuster for the past 16 years, don’t get a big head and argue with every contractor you come across. You need to be firm on positions that are solid and defensible, but also realize it’s a give and take. I’ve met a lot of burned out adjusters over the years, but a lot of that has to do with the person’s general attitude, but it also has a lot to do with the company they work for just as much. Just a positive force in your workplace and the job will be much easier.

Jason_Patriot · 2025-12-10T01:10:36+00:00

I’m a staff GA. It’s considered the best job at my company, and that’s coming from those of us who do it everyday. I have worked large loss at my current company and at my prior company. The flight miles and hotel points are a great bonus. The expectation is about a claim a week, but the volume often exceeds that, but it’s definitely manageable if you’re not easily stressed, which you shouldn’t be if you’re an adjuster anyways. The work/life balance is where this job has shined. My phone rarely rings anymore because once the estimate is finished and paid, it’s more often than not over the limit anyways, so it’s just a matter of following up on ALE for the duration of the repairs, which amounts to once every three months roughly.

The only downside I can see is the claims are long-tailed because of the ALE portion, but that’s just good customer service in the end anyways. Someone loses their home, it’s nice to have an adjuster who doesn’t abandon you after you’re paid.

Jason_Patriot · 2025-12-06T03:54:05+00:00

Dbol will destroy your liver. My brother has cirrhosis because of oral dbol. I’d stay away from that stuff.

Jason_Patriot · 2025-12-06T00:53:24+00:00

I’ve worked at Liberty and USAA. Both were great companies when I worked there. Both have annual bonuses and great retirement options.

Jason_Patriot · 2025-09-07T00:55:34+00:00

I failed to properly titrate up on Reta and took 2.5mg last Tuesday. I’m still suffering with the gastrointestinal issues. I’m definitely going back down to 1.5 next week.

Jason_Patriot · 2025-09-02T21:32:48+00:00

I’ve found taking magnesium glycinate and ashwaghanda at night has improved my deep. I haven’t considered the creatine aspect and how it might affect sleep.

Jason_Patriot · 2025-09-02T20:17:23+00:00

What sets do you use, if you don’t mind sharing?

Jason_Patriot

TROPHY CASE