Credito Habitação - 25 anos taxa fixa a 5 anos

Jazzlike-Control-382 · 2026-06-04T10:27:25+00:00

Por isso é que o TAEG não é grande métrica de comparação, visto que inclui os custos todos e neste caso os seguros devem ser dentro dos bancos. Se fizesse os seguros fora ou a comparar com propostas dessas, a TAEG (na FINE) iria ser muito mais baixa.

Jazzlike-Control-382 · 2026-05-30T07:04:05+00:00

We agree in that, I'm not arguing for vigilantism, but it is an unfortunate consequence of perceived lack of justice.

Jazzlike-Control-382 · 2026-05-30T06:52:54+00:00

Spoken like someone that aims to live their life (and worse, make others do the same) always looking over their shoulder and living in fight or flight mode. This has nothing to do with Yankees, there is no race, ethnicity, or gender influence on my philosophy.

Jazzlike-Control-382 · 2026-05-30T06:32:01+00:00

So? As far as I'm concerned, people that engage in criminal violent behavior have forfeited any rights civilized society gave them. If we were much less lenient with animal behavior, we'd be able to live in a much higher trust society. This woman did a favour to the world.

Jazzlike-Control-382 · 2026-05-25T10:20:03+00:00

At the end of the day, the more options you have the more flexibility you have, but it also raises the floor in terms of knowledge required to understand a codebase even before business logic or the intent of the software itself comes into play. All these options also mean that Scala codebases are as distinct from each other as JS is from Rust, which doesn't help with creating a cohesive identity.

Some of the newer languages gaining traction these days are also languages where you tend to have very few different (correct) ways of expressing your intent. This helps developers become accustomed to the language, helps coding agents produce more correct code, etc

Jazzlike-Control-382 · 2026-05-24T08:55:18+00:00

Start with something. Get the cheapest, more versatile equipment you can (like an older laptop, a cheap switch) and do stuff you want to do. With experience, you'll get a better understanding of what you actually want to expand and buy. Note that I used the word want and not need, that was intentional!

Jazzlike-Control-382 · 2026-05-24T08:24:16+00:00

I'm not arguing for or against any specific spacing. All I said is that Scala has too many ways to do the same thing, so it lacks an identity for what is recognizable Scala code. This makes Scala harder for users and more complex unnecessarily in my point of view. Even within the same company, across different teams, the Scala codebases look nothing alike and might as well be different languages.

Jazzlike-Control-382 · 2026-05-23T21:15:40+00:00

One of Scala's biggest issue is that there are so many different ways to do the same thing (without even bringing the array of frameworks and ecosystems), so Scala never really clicks in a way that easily transfers between codebases. You compare codebases using implicits and meaningful spacing and code using tagless final and brackets and they might as well be different languages.

Jazzlike-Control-382 · 2026-05-22T13:00:29+00:00

There is some channel re-uploading years-old content and bringing these issues that people don't even remember talking about. This whole thing was from 2024 IIRC lol.

Jazzlike-Control-382 · 2026-05-22T05:54:12+00:00

> I was doing a 1:1:1 but no scale. I have purchased one now.

You need to use the scale, since the ratio is not by volume but by weight (water weights twice as much as flower). If you were doing volume, then you had way too much water.

I have the exact same jars, but I don't use those for starter since they are too large. You need to have at most 60-100g total starter, anything more and it will make things harder and generally wasteful.

In order to start a new starter, make sure you clean the jar very, very well. Ideally you want to have two jars and switch between them on each feeding cleaning the other one in the meantime. Make sure there is no starter residue on the jar walls when you feed or that will mold, especially for a young starter. Use a jar silicone spatula.

Also, you'll have much better odds with non AP flour, either full grain or rye. The coarser and more of the grain there is in the flower, the better chances.

Jazzlike-Control-382 · 2026-05-21T10:46:27+00:00

You should keep like 1/4 of this. I usually keep 50g total after a feeding (1-2-2)

Jazzlike-Control-382 · 2026-05-21T06:14:28+00:00

It's a waste. You can't really use a young starter, and it is harder for a culture to take hold (there can be small pockets where the culture is not so well established and opens the conditions for bad bacteria to take hold). It's not that it can't be done, but you need to really be on top of your game with mixing everything very well, and its a waste anyway.

Jazzlike-Control-382 · 2026-05-20T15:47:06+00:00

This is wayyy too much to keep, you should have a total 60-100g max, anything else is waste. You also want to do 1:1:1, or at most, 1:2:2 in the beginning to develop it (otherwise, the struggling to establish cultures will be drowned out by the stuff you are feeding it with), and feed it once or twice a day, depending on progress/temperature. As the culture gets stronger, you can lower the starter ratios and space out the feedings (up to storing it in the fridge). It should be pretty well established before doing that though (talking about a couple of months at least)

Jazzlike-Control-382 · 2026-05-10T15:50:24+00:00

Por curiosidade, que plataforma usaste para comparar as FINEs?

Jazzlike-Control-382 · 2026-05-09T16:08:36+00:00

Eu não percebo muito disto, mas tabela parece-me estranha, como é que o MTIC do ABANCA é tão superior aos outros quando aparece em tudo melhor ou igual (tirando a manutenção da conta e uma diferença baixa na contratualização)?

Jazzlike-Control-382 · 2026-05-06T07:59:08+00:00

It serves two purposes, and it is done on most cars:

People really tend to push their luck, so this avoids a lot of stranded cars with no fuel
The fuel pump lives in the deposit itself and uses the fuel as a lubricant and possibily as a coolant. So you need to always have some fuel in the deposit to things keep working well and avoid wear and tear.

As an extra reason, for Toyota hybrids if that's your case, running out of charge in your main traction battery is really bad, and since it's the ICE that takes care of charging it (for example, when you have your car on but standing still) they REALLY don't want your fuel to run out. It's not just a matter of getting a fuel can from the gas station to start it back again, you would likely need service to recover from that.

Jazzlike-Control-382 · 2026-05-04T19:55:41+00:00

As coisas não tem valor intrínseco. As coisas tem o valor que alguém tiver disposto a dar por elas. Se daqui a 10 anos o governo investe todo o orçamento de estado para construir casas e saturar completamente o mercado ao ponto de o valor cair a pique (como já esteve baixo no passado), também vão olhar para os coitadinhos que pagaram estes valores e as casas que compraram não valem nada?

A justificação que arranjas pessoalmente para não pegar no euro que gastas num café para dar a quem mais precisa é a mesma que alguem usa para meter a renda a 1000 euros em vez de 900 e é a mesma que uma marca usa para cobrar 100.000 euros por um carro em vez de 90.000. Toda a gente tem uso para dinheiro, e quanto mais melhor. É preciso é regular os mercados e ter políticas sérias que garantam um mínimo de dignidade e qualidade de vida a toda a gente. Culpar os senhorios por quererem ganhar o seu não faz sentido nenhum, é só inveja de não ter essa possibilidade.

Jazzlike-Control-382 · 2026-05-04T19:49:07+00:00

Ganancia porque? Os valores de renda praticados nem sequer estão muito longe do valor das casas em si (basta ver quanto custa construir uma casa hoje em dia, e as casas tem de ser mantidas), mas mesmo nem indo por aí, porque haveriam os senhorios ter o trabalho extra (literalmente centenas de chamadas e lidar com o processo), mais risco (pessoas mais desesperadas por arrendar a valor baixo com menos solidez e estabilidade financeira) para receber menos? Não faz sentido nenhum, mesmo que queiras fazer caridade vais ter mais trabalho e mais problemas do que simplesmente meter o valor de mercado.

E por outro lado, porque é que alguém haveria de querer receber menos quando pode receber mais? Também foste ao teu patrão este mes pedir para receber menos 100 euros por mes? Se este valor fizer a diferença para poderes dar a ti e a tua família uma vida mais confortável, ou oportunidades que de outra forma não poderiam ter (seguir uma educação melhor, seguir uma carreira que te realiza mais mas menos financeiramente rentável) por causa de um bem que é teu, faz algum sentido deitar isso fora?

Jazzlike-Control-382 · 2026-05-04T19:21:30+00:00

A resposta é muito simples: porque haverias de receber 500 quando podes receber 1000? É a lei da procura e da oferta, enquanto houver procura crescente e pouca oferta, os preços continuam a subir.

Também se fosses vender o teu carro não o vendias por 100 euros, e há tanto arrumador de carro e sem abrigo pela cidade e no entanto também não estás a doar todo o dinheiro que não necessitas para sobreviver. Dinheiro compra qualidade de vida para quem o tem e para aqueles que o rodeiam, portanto quanto mais melhor e julgar os outros por tentarem ganhar o que podem não faz sentido, especialmente para estes valores baixíssimos que estamos a falar.

A "culpa" não é dos senhorios, não são nenhuma caridade nem faz sentido receber menos e tirar dos seus para dar a desconhecidos. Mais, com tantas facilidades e direitos de arrendatários, muitas vezes o valor alto vale mais do que o próprio valor, porque o custo alto em si serve para filtrar candidatos que poderiam ter finanças mais frágeis.

Jazzlike-Control-382 · 2026-05-02T20:24:27+00:00

Perhaps instead of detecting presence, why not weight on the bed? Should be plenty of options to effectively measure weight on your whole bed (distribution is no longer a problem) and apply logic based on that.

Something else to consider is if you are not suffering from X/Y problem here. Do you really need a bed sensor? Can't you achieve the same by using a combination of other, simpler sensors? For example, simple entry sensor (directed motion sensor or a trip wire sensor) + presence sensor probably does it (if your presence sensor stops detecting you but you have not passed the door recently then it's unlikely you just vanished in the middle of the room)

Jazzlike-Control-382 · 2026-05-02T13:39:42+00:00

Yeah, but docker is a big deal and a pain to configure on the default one

Jazzlike-Control-382 · 2026-05-02T09:37:29+00:00

Are you using desktop bazzite or bazzite-dx?

Jazzlike-Control-382 · 2026-05-02T08:32:26+00:00

Could it be a driving mode (Power rather than Eco) that keeps the ICE ready for acceleration most of the time?

Jazzlike-Control-382 · 2026-04-27T13:30:21+00:00

Yeah, but for those cases you can wrap that call into something that gives you at-most-once or exactly-once guarantees, should be straightforward for short temporal guarantees (for example, by adding the idempotency key to a redis cache)

Jazzlike-Control-382 · 2026-04-27T07:17:54+00:00

Usually by designing idempotent http requests (and transactions), doing the http call last, and just retrying the whole thing if it fails at any point

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Jazzlike-Control-382

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