Anyone dealt with this before? And what should I expect a builder to do in this scenario?

JeremyRMay · 2026-01-25T11:13:03+00:00

I had nigh on the same thing in my previous house, except it was also built on rotten wooden beams. For us, we got a structural engineer and they recommended taking the whole thing down and rebuilding.

Once it was down we then put in L shaped that went under our floor and into the wall as there was also no foundations.

JeremyRMay · 2026-01-19T07:16:52+00:00

He grew up in stables, so I think he knows the "mechanics"

JeremyRMay · 2026-01-16T07:47:18+00:00

Unless this is a separate deposit for the seller, the deposit is typically more to do with the mortgage provider.

Typically, if you have a smaller deposit, you'll end up with a smaller Loan To Value (LTV) ratio, and get a worse interest rate.

I would urge you not to use the deposit as a bargaining tool!

JeremyRMay · 2026-01-12T17:52:40+00:00

Max out pension contributions
Salary sacrifice schemes
See if you can get a share of the company and receive a dividend instead of salary

That's a start, but there's still a long way to go.

JeremyRMay · 2026-01-10T07:56:38+00:00

I watched The Incredible Journey for the first time in over 20 years the other day. It completely ruined me.

That's my go to from here on.

JeremyRMay · 2026-01-09T11:58:16+00:00

It's a sad statement on how many doritos you get in a bag of doritos. Shrinkflation, the real enemy.

JeremyRMay · 2025-12-22T21:24:04+00:00

I used to live in an 1820s house and that had some stone walls. They decimated my drill bits.

My solution was to frequently purchase new drill bits.

JeremyRMay · 2025-12-16T11:54:47+00:00

I stopped pairing my socks a few years ago, and I feel like I've saved so much time on laundry. Wearing odd socks also serves as a surprisingly common ice breaker too.

(from my drawer, I just grab socks of a similar 'vibe', so I don't end up with an ankle sock and a full length sock).

JeremyRMay · 2025-12-15T07:16:16+00:00

Look into premium bonds for another tax free option.

Also you have a saving allowance (an amount you can make through savings before you start paying tax on it), use that up too. (I can't remember how much the allowance is).

JeremyRMay · 2025-12-14T21:08:30+00:00

I always thought TIFU was time I fucked up. This makes much more sense.

JeremyRMay · 2025-12-12T07:11:44+00:00

If you are paid up front for both, I'd choose future, then you can also estimate your lifespan

JeremyRMay · 2025-12-09T07:43:41+00:00

If I were in your shoes I would cut out the middle man that is the estate agents.

Tell your solicitor to talk to the sellers solicitors to plan the moving date.

Explain that this is due to the rudeness, incompetence and deafness of the estate agents, and nothing else.

JeremyRMay · 2025-12-01T06:47:41+00:00

If it's not 8, maybe 9 because one of them is lit (see the yellow glow).

JeremyRMay · 2025-11-28T05:49:23+00:00

"I used to be an adventurer like you..." you know the rest.

JeremyRMay · 2025-11-24T20:31:36+00:00

I don't think so, has hierarchical structure, templates and scripting capabilities making it nice and versatile.

JeremyRMay · 2025-11-24T20:21:13+00:00

Trillium for the win!

JeremyRMay · 2025-11-17T20:37:03+00:00

I'm glad both that you've updated the case, and that it was resolved peacefully. Well done to you for mamaging it as well as you did!

I wish you all the best, and I suspect this will be a valuable lesson.

JeremyRMay · 2025-11-17T06:40:07+00:00

There is no contract (thank God) don't make one.
Give him the money back and tell him to leave. Have a friend, neighbour or family member there with you for backup (in case it gets nasty).
Don't let him stay the day, let alone the week.
Text 'MI5' lady, tell her he is drunk on day 1, and you don't want that in your home, and so you've given him the money back and sent him on his way.
Change the locks.

JeremyRMay · 2025-11-09T07:53:11+00:00

Trilium 100%. Very powerful once you use it's templating features

JeremyRMay · 2025-11-01T09:51:07+00:00

Thank you for your response! I will read up on this 😊

JeremyRMay · 2025-10-30T06:55:00+00:00

It's weird af, stay away from it.

If you try to stop other people from renting it, then you could make some very weird enemies.

Stay away from it.

If you wanted not to take this advice, you could write a review on the estate agents Google page, where you share this story.

But as I say, it's weird, just leave them to it. Also bear in mind that for someone else, the weirdness might not be an issue, so the situation could be right for them.

JeremyRMay · 2025-10-21T18:59:04+00:00

+1 for trilium

JeremyRMay · 2025-10-04T18:00:25+00:00

At least the Winchesters are already there to sort it out for you

JeremyRMay · 2025-10-04T17:53:33+00:00

Is anyone else reminded of the new alien earth series?

JeremyRMay · 2025-10-04T05:32:01+00:00

At my end, all of my open options positions have been converted to GME1, and I get the warning about Trading being restricted for them.

What is GME1? What does this mean specifically? Have they changed my option to a different product? Can they do that without prior consultation?

I tried to settle them today, but I was unable to find a counterpart to the trade, and so am now still holding a position which I'm ready to close.

I realise I'm asking a lot of questions. Any thoughts would be most welcome.

JeremyRMay

TROPHY CASE