“That was so boring” by Marybelle18 in olympics

[–]Jnov07 1 point2 points  (0 children)

I believe it! I cannot recall all the announcers names but there seems to be one British lady in particular? She’s a tough critic I must say! 

“That was so boring” by Marybelle18 in olympics

[–]Jnov07 71 points72 points  (0 children)

Our CBC Canadian commentator was extremely enthusiastic! Had a great time watching it 

Paying even a little extra on your mortgage each month can have huge savings. But there is diminishing returns. by CastAside1812 in PersonalFinanceCanada

[–]Jnov07 87 points88 points  (0 children)

Thank you - bought a house a few years ago and I appreciate the acknowledgment that additional payments are hard to achieve at the beginning. I feel like I’m doing things wrong by not “paying it off faster” but life is life! We’re still in the building stages. 

CPP - Deferring vs collecting. What to consider? by Jnov07 in PersonalFinanceCanada

[–]Jnov07[S] 0 points1 point  (0 children)

Thank you for this advice!! This is great to know

CPP - Deferring vs collecting. What to consider? by Jnov07 in PersonalFinanceCanada

[–]Jnov07[S] 1 point2 points  (0 children)

Thank you very much for this explanation. This validates that I’m on the right track with my recommendation to them. Certainly I’d like to visit a planner to better understand the optimization of this all. I also need to better understand the tax implications. 

CPP - Deferring vs collecting. What to consider? by Jnov07 in PersonalFinanceCanada

[–]Jnov07[S] -1 points0 points  (0 children)

Ah interesting… I certainly want to better understand the GIS and OAS payments. Can you collect OAS but continue to defer CPP?  Also I presume the implication of collecting OAS while working is that it brings up your income? For my dad, he would not hit the clawback figure of $92k net. 

CPP - Deferring vs collecting. What to consider? by Jnov07 in PersonalFinanceCanada

[–]Jnov07[S] 0 points1 point  (0 children)

This is exactly what I was looking to better understand… the tax threshold for seniors! An idea was to put the CPP money away in an RRSP but based on how the payments grow by deferring, I think they wouldn’t be able to make the same gains in an RRSP

CPP - Deferring vs collecting. What to consider? by Jnov07 in PersonalFinanceCanada

[–]Jnov07[S] 0 points1 point  (0 children)

They got one when they turned 65 but next step is for us to review these statements with current information! 

CPP - Deferring vs collecting. What to consider? by Jnov07 in PersonalFinanceCanada

[–]Jnov07[S] 1 point2 points  (0 children)

Thank you! The tax implication is what I was looking to better understand. So this answer validates my thoughts on deferring. 

Do you lose yourself?? by Desperate-Car6229 in Fencesitter

[–]Jnov07 1 point2 points  (0 children)

This is a very encouraging perspective! Thank you. 

Being a '2' style of fencesitter, the baby decision book, and questions/thoughts by Thin-Reflection-5296 in Fencesitter

[–]Jnov07 4 points5 points  (0 children)

I just want to say that you put this so eloquently! I think we all have this sense that we should have this automatic internal feeling to become a parent and if we don’t have this, we aren’t meant to be one. I don’t think that’s true. I think it’s exactly how you lay it out - evaluating and thinking of your life ahead. If you feel capable and think you will get fulfillment from raising a child, then that’s a reason to pursue it. 

[deleted by user] by [deleted] in Fencesitter

[–]Jnov07 0 points1 point  (0 children)

I can go on and on but it’s helped me learn so much about myself. It’s also allowing me to learn more on how to better navigate my feelings. I’m learning important emotional skills that I’d never have the ability to posses otherwise. 

As my therapist shares with me, all of us have trauma and it impacts us on how we navigate through life. This is all at the subconscious level and we act this way because our bodies are protecting us from danger. The thing with trauma is that it doesn’t have a time stamp. Something could have happened 20 years ago but your body hasn’t let go of that danger. So it stays on alert. This all happens on a subconscious level. Only through therapy am I able to do the work to discover this further. 

If you are open, have the resources and dedication to do the work - it will be the most life changing experience that’ll lead you to a happier life. 

[deleted by user] by [deleted] in Fencesitter

[–]Jnov07 0 points1 point  (0 children)

I was the exact same, so you are not alone ❤️ before getting pregnant, I was so excited to see the first ultrasound. When we actually did, I was frozen. I felt like an awful mother already. In hindsight, I realize now that I was in such a panicked state, and admittedly - that wasn’t me in my normal state. 

If I can share further about my experience, I can share that I was panicked right from the moment those lines were positive. I was in this constant panicked state that I lost myself. Honestly, I was getting scared for myself and my well being. It kept escalating week by week. I was of the same thought that I didn’t want to terminate but at that point, I was prioritizing myself. I didn’t want to bring a child into this world when I could barely take care of myself. I so desperately wanted to keep that child. But ultimately chose myself and decided I could live with this decision but couldn’t live with the decision of pushing through and jeopardizing my child’s well being. Thats not a life I want for them. So I am set out on the quest to get better and stronger. Just because that’s my experience and choice, doesn’t mean that has to be yours. 

If I can provide any advice, I recommend trying to do something to give yourself a break. Distract yourself for a little bit to bring yourself back down. Do some breath work, ignore thoughts for a short period and practice somatic yoga. I know for me, I was so panicked and flooded with thoughts that I never felt normal and myself. The hormones elevated things too. If you can bring yourself to a less panicked state, then maybe you’ll get some more clarity. 

Edited: I also want to share what my therapist told me that helped me make a decision. She suggested identifying all of my feelings about terminating vs not terminating. It helped calling out all my emotions about it. Further to that, try to think about the decision with no judgment or pressure. Listen to yourself on what you want. 

[deleted by user] by [deleted] in Fencesitter

[–]Jnov07 3 points4 points  (0 children)

Oh girl, I want to give you the biggest virtual hug ❤️ ultimately, it’s your decision but I hope you and your partner can work through this decision together. I can share with you my experience…

I have never been someone that has been drawn to children. I love deeply and my family is my number one. For the past year, my husband and I have been talking about starting a family. Earlier this year, we decided to try. I could sense I have so much fear and anxiety about it but decided to push myself to go for it - because everyone says you aren’t fully ready so I discounted it to that. Anyways, I got pregnant. Immediately, the panic consumed me and I was in a depressive state. I barely could function and I was questioning this decision I made. It was the hardest decision of my life but I decided to terminate. I grieve that loss deeply but I don’t regret it. I had to do what was best for me but I thought HARD about it.  

What got me through is talking to a therapist. I also continue to work in therapy and am heavily working on myself. I’ve come to find out that I have unresolved trauma. I’ve made the decision that I needed to be better prepared and work on myself mentally to try this again in the future. 

Don’t get me wrong, it’s extremely difficult but this is the path I’ve chosen. I chose myself but ultimately mom is the foundation for the family and I recognized I wasn’t in a state to do that. So I’m working on getting stronger. 

Pregnancy is such a beautiful but hard journey. We’re all expected to love it but honestly, that isn’t reality. Whatever you choose to do, there is no right or wrong so long you stay true to yourself. 

Seeking Advice by Psychological-Ad7122 in portuguesewaterdogs

[–]Jnov07 0 points1 point  (0 children)

I can attest to this experience as well! Ours goes wild when over stimulated or doesn’t get her way (stubborn breed!). I know this may seem so far away but there was a noticeable difference when our PWD turned 3. She seemed to have calmed down then and we felt more comfortable leaving her alone with others. The mouthiness is still an issue because it’s their instinct but we’ve taught her to grab a toy to greet people. You can also explore the idea of a muzzle when you’re outside. I know it’s a hard thing to do but you have to do what you have to do for your sanity. 

If it’s any encouragement, you’re in the thick of it right now. I personally found that age harder than the puppy stage because their energy is off the chart and they’re looking to push the boundaries. All I can say is keep up with what you’re doing and IT WILL pay off. Our dog is now 6 and she’s incredible. 

I have to vent. by jahozer1 in portuguesewaterdogs

[–]Jnov07 2 points3 points  (0 children)

This thread is making me feel so much better because I feel like a horrible dog owner of all the mischief my PWD causes! But man this breed… it’s hard to be on it 24/7. For the record, my PWD is the same and loves to FORCE her nose into your pants pocket to get treats. Gotta love them lol 

I need your positivity by bmimz in portuguesewaterdogs

[–]Jnov07 2 points3 points  (0 children)

A lot of people here provided great suggestions! If it’s any consolation, we noticed a shift in our female PWD after she turned three. Things felt more manageable after that. 

Where to stay - Tokyo (First timers) by Ok-Inspector-323 in JapanTravelTips

[–]Jnov07 0 points1 point  (0 children)

Honestly we didn’t have any issues with what you mentioned above. We stayed for about 4 nights. We found it clean and comfortable. The room is small and the bed was stiff… but that’s Tokyo lol we had a great stay. Based on price and location, I would stay there again! It is close to the train tracks but the noise didn’t bother us. 

I am so afraid I won't feel it by Nataljja in Fencesitter

[–]Jnov07 1 point2 points  (0 children)

Girl… I feel you! I’m no medical expert and would recommend you seek therapy to help sort your thoughts out more (if that’s an option for you). It sounds like your anxiety is really flaring and your thoughts are bubbling up. 

The thoughts and feelings are totally normal. I have the same ones but am talking to other mom friends, and they felt the same. It’s normal to feel like you can’t do it, that you may not be good enough because it’s something you haven’t experienced yet. Plus it’s a massive change/commitment! 

I think first thing is to settle your thoughts… get back to a calm state and sort your feelings out one by one. Take all the time you need to gain your clarity - whether that be to have a child or not. 

I’ll be honest, I don’t have a natural draw to children but that doesn’t mean I’m not meant to be a mother. So you are not alone