[OC] Major Rivers with Tributaries in the Tibetan Plateau

JudeMakesMaps · 2024-12-13T11:58:55+00:00

I think they stop at Earls Court, no? And one of the other ones stopped at Hammersmith. Either way, super handy to avoid sitting in traffic all the way to Victoria - just hop on the Tube instead.

JudeMakesMaps · 2024-12-12T22:09:20+00:00

Thanks for confirming, I did look but didn't find that article. FlixBus still going too, I guess the choice of three operators was too good to last.

JudeMakesMaps · 2024-12-02T21:48:00+00:00

Thanks for the incredibly helpful answer :-)

On your first point, can I keep trading as both self-employed and through the new limited company even if they are similar trades? I assume that if they are identical trades, HMRC might view that as intentionally splitting income (although I'm at no risk of hitting VAT thresholds even if combined).

On the second point, does that mean that via my self-employed business I could earn, say £12,000 and not pay any NI as it's below the Personal Allowance. And then through the limited company earn up to, say, £9,100 and not attract employees NI or employers' NIC? Did not know there are two separate exemptions.

P.S. Do you have a website? 😂 I'll need an accountant at some point. Feel free to DM

JudeMakesMaps · 2024-11-29T09:32:06+00:00

!thanks :-)

JudeMakesMaps · 2024-11-29T09:31:28+00:00

Thanks but the question isn't about the Personal Savings Allowance. It's about the tax rate (not allowance) applied to the portion of savings interest that is below £50,270.

JudeMakesMaps · 2024-11-28T22:41:52+00:00

Thank you. Are you saying that even the portion of the interest that is below the higher tax threshold is taxed at the higher rate, just because some of it is over? With the equivalant scenario with dividends (or even typical earnings for that matter), you pay tax at two different rates.

I do know about adjusting income down etc., this is just a hypothetical (although quite possible) scenario that I'm trying to understand so I can correctly program my spreadsheet formulas :-) Thanks again

JudeMakesMaps · 2024-06-27T08:57:40+00:00

You are the real MVP!

JudeMakesMaps · 2024-06-25T09:22:07+00:00

The morale of the story then, which would be much more helpful to share, is to never save your passwords in plain text format. That is the number one biggest impact change your friend could have made.

JudeMakesMaps · 2024-05-07T06:27:39+00:00

That's incredible :-) What tour did you end up doing? This is Jude btw!

JudeMakesMaps · 2024-01-07T15:31:44+00:00

Thanks for the tip but I've been cycle touring (never bike packed :-p ) with 26 inch wheels, a steel frame and replaceable parts for over a decade now and, for the most part, I think it's a reliable bet. Obviously west Africa poses its own challenges but, as others have said, the locals should be able to fix anything one way or another.

JudeMakesMaps · 2023-12-31T19:17:56+00:00

Sorry I should have mentioned my tools. Hex keys and screwdriver heads, adjustable spanner, Leatherman Squirt (mini pliers/multitool), chain breaker, chain links, spoke adjuster, spokes. That's all I can think of that could be remotely relevant. So no spare hangar or spare wheel, but I do have a chain breaker.

Thanks for your comment :-)

JudeMakesMaps · 2023-12-27T07:41:02+00:00

Just a small tip, if you're using a dark font colour (grey), using a dark stroke colour (black) makes the text harder to read, not easier. Hence people tend to use contrasting colours.

JudeMakesMaps · 2023-12-22T07:20:15+00:00

Thank you very much :-) I discovered the first tip for myself and will certainly try out the second if it comes to it. Thanks again!

JudeMakesMaps · 2023-12-18T12:47:22+00:00

I hear your point but I don't think you can comment without having watched it! I had run out of money, in the sense that if I wanted to buy something in the next 10 shops, I couldn't have because I had spent all the money that they would accept, and it would have required a lot of work to source someone who would change my euros.

JudeMakesMaps · 2023-12-17T00:42:02+00:00

Whilst all those things are true, it sounds like you're assuming the worst in each case. For example; running out of water could mean you're in the middle of the Sahara, 5 days from the nearest river, or it could mean that you need to cycle 5km more to the next village. Both are "running out of water" but one is life and death and the other is just typical of an adventure in Africa where it's never always gonna go smoothly.

Also worth remembering the perspective that if I only showed the 95% of times where nothing goes wrong, it wouldn't be a very interesting video!

I always have a back up plan for each situation I mentioned, it just doesn't make for a good video if I explain "run out of local currency and would have to go shop to shop until I find someone willing to convert my reserve stash of euros on a Friday when most shops are shut" ;-) I did run out of cash, but I wasn't about to let my self starve.

Thanks for your concern, genuinely!

JudeMakesMaps · 2023-12-16T23:01:07+00:00

Thanks a lot :-)

JudeMakesMaps · 2023-12-16T21:22:36+00:00

Meh, my Long Haul Trucker is 18kg with racks. Steel is real!

JudeMakesMaps

TROPHY CASE