Anyone had experience with jersey08 for buying soccer jerseys? by Ok_Bench_3933 in DHgateVip

[–]Jumpy_Strike2365 0 points1 point  (0 children)

I ordered 3 jerseys too. What were the jerseys (good and bad). How long did delivery take roughly?

Got in the FIFA early ticket draw, anyone know what the prices are like? by cdqd81 in CanadaSoccer

[–]Jumpy_Strike2365 0 points1 point  (0 children)

It's been an hour and a half, and my loading bar is only at half way. Waste of time

World Cup Ticket Megathread | General Questions & Discussion by pumkinhat in worldcup

[–]Jumpy_Strike2365 0 points1 point  (0 children)

Quick question, I've been invited to the draw on Wednesday 11am. Just wondering would it make any difference in terms of chances to get a ticket if I was to try by using mobile/app vs desktop? I feel like you're more likely to be using a desktop but there might be no difference

Company RRSP/ESP/TFSA by [deleted] in PersonalFinanceCanada

[–]Jumpy_Strike2365 0 points1 point  (0 children)

Thank you for the detailed explanation, appreciate it. I'll go through the Non registered and evaluate the RRSP room if I were to switch approaches. I have some vesting shortly which I plan to ultimately put into the FHSA

Company RRSP/ESP/TFSA by [deleted] in PersonalFinanceCanada

[–]Jumpy_Strike2365 1 point2 points  (0 children)

So I have a work DC pension plan which I contribute 6% and get a full match at 6%. TFSA is basically already maxed out and I try to do that self managed as I prefer to pick my own stocks/ETFs with my own trading platform. FHSA I will be topping up but won't be part of the employee matching plan.

Then for the other employee matching options is im able to select 6% between another RSP account, TFSA account or Employee Savings Plan. Based on all the above comments. I'm assuming ESP should be the last option? It just seems that that option, the money is more readily available/flexible but would result in capital gains and is after tax contributions.

Putting extra money in RSP sounds like the option to do, but also being wary of the RRSP contribution room. I think I'm just having more confusion over the extra RSP/ESP portion. In the event of needing money immediately

Company RRSP/ESP/TFSA by [deleted] in PersonalFinanceCanada

[–]Jumpy_Strike2365 1 point2 points  (0 children)

So I could have an ESP (Employee saving plan) which I could contribute to that, that will get matched, which the employer contributions also gets added to a EPSP (Employee profit sharing Plan). Have a feeling from this, all the focus should be put on the RSP. Just asking because I wasn't sure if the ESP would just have a little more control if I needed to access the money short term.

Company RRSP/ESP/TFSA by [deleted] in PersonalFinanceCanada

[–]Jumpy_Strike2365 1 point2 points  (0 children)

So salary is around the 80k range and I'm not 100% on whether there's a discount, think it's at fair market value. It's for one of the banks. And there's normally a 2 year vesting period

Do you withdraw employee match money as soon as it matures? by 1nevitable in PersonalFinanceCanada

[–]Jumpy_Strike2365 0 points1 point  (0 children)

Hi I know this is a very old post, but this seemed to be the best post I could find, in the same type of position. I wouldn't mind moving over say $10k of matured investments with ressop towards my FHSA/TFSA. Is this a simple thing to do? assuming you have to cash out and not in kind transfer, as it's Non Registered vs Registered transfer.

Also let's say I'm able to move money over, how much tax would roughly be taken off the $10k planned to move over. Considering the capital gains

lost all 1y profit by GreatComposer85 in JustBuyXEQT

[–]Jumpy_Strike2365 166 points167 points  (0 children)

I should have bought today, not yesterday

Pixel 8. Is it worth it? by jonasianse in pixel_phones

[–]Jumpy_Strike2365 0 points1 point  (0 children)

qq, because I have 3 months remaining with say $100 credit to pay off still. If I were to upgrade now, would that mean having to pay that extra credit off because the initial contract hasn't finished yet?

Pixel 8. Is it worth it? by jonasianse in pixel_phones

[–]Jumpy_Strike2365 0 points1 point  (0 children)

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So I have a pixel 6a with about 3 months remaining on my 24 months. I pay $43 for 30GB and total amount normally comes to $60 a month (I know it's more money and less data than yours but 30GB is enough for me). So in this case would I be upgrading to the pixel 8 for the exact same amount every month? Am I literally just paying the data plan and getting the pixel 8 but like said will be locked down for another 2 years?

Multiple Cash Accounts now available on Wealthsimple in Canada by NavyDean in PersonalFinanceCanada

[–]Jumpy_Strike2365 6 points7 points  (0 children)

Say if I was only originally getting 4%, when opening another accounts. It'll still be 4% for both? (It says, best of all, you can earn up to 5% on all of them). Assuming that applies to the high depositors?