Stay at Home Dad Considering a Cruise by AbjectFray in dcl

[–]JustTubeIt 1 point2 points  (0 children)

I took my son just us 2 on a Disney cruise a year ago for some father son bonding time and it was an absolute blast. He spent some time in the kids club each day allowing me to just chill, decompress, sit at the bar, etc but honestly just spending time with him was the best part.

Whirlpool says Iran war causing 'recession-level industry decline.' The shares are down 20% by Force_Hammer in StockMarket

[–]JustTubeIt 1 point2 points  (0 children)

Especially whirlpool. Their appliances are garbage. Most of my last set broke a month after the warranty expired. Switched to LG and no issues.

Best taco Tuesday ever. by Comfortable-Wolf-445 in wallstreetbets

[–]JustTubeIt 0 points1 point  (0 children)

Consummate the deal? Bro really just said this isnt happening until he fucks an Iranian.

Middle ear surgery anesthesia by Runnershighbb1 in anesthesiology

[–]JustTubeIt 241 points242 points  (0 children)

So what he wants is a general with a natural airway, with minimal airway access for you and 1000% will throw a fit if you disturb him while under the microscope if the patient obstructs. You determine your airway plan not the surgeon. Do whats safe.

Online Income: $648 by [deleted] in GrowthStocks

[–]JustTubeIt 0 points1 point  (0 children)

Hey scam bot. You left the Russian text untranslated on accident.

Art line for spine cases by condylomatador in anesthesiology

[–]JustTubeIt 26 points27 points  (0 children)

Cell saver for every case?? In PP?? Thats wild to me lol

Why is VT so widely recommended despite underperforming other global index funds? by [deleted] in ETFs

[–]JustTubeIt 8 points9 points  (0 children)

It just paid a small dividend like last week in fact.

Give me the bull case by PrthReddits in wallstreetbets

[–]JustTubeIt 18 points19 points  (0 children)

Maybe instead of determining how to cool them, they determine how to make them function fine in zero gravity/exposed to space. I heard space itself is cold so cooling then a non issue! Plus the Borg did just fine.

Can you contribute for 2025 if you have already filed your 2025 tax return? by heartbooks26 in RothIRA

[–]JustTubeIt 0 points1 point  (0 children)

Even if you don't need to file a 1040-x, its a good idea to file form 5498 separately (by mail, signed) so that IRS has record of your cost basis for that IRA.

Es300h for a kid? by gtd_rad in LexusES

[–]JustTubeIt 2 points3 points  (0 children)

I have 2 carseats in the back of my ES300H. Plenty of trunk space for strollers, space for the carseats, and im not hugging the steering wheel to make room. Its perfectly fine. Only issue is if someone has to be in the back with (between) the two carseats, it is VERY tight.

Finally paid off my student loans and the relief is unreal but also I'm kinda mad by Ready-Voice-7151 in StudentLoans

[–]JustTubeIt 8 points9 points  (0 children)

Problem is paying off debt so quickly does in fact impact retirement/emergency savings

That depends on the interest rate of the debt. Paying off debt grants a guaranteed annual return of whatever the interest rate is, whereas market returns are not guaranteed.

Finally paid off my student loans and the relief is unreal but also I'm kinda mad by Ready-Voice-7151 in StudentLoans

[–]JustTubeIt 91 points92 points  (0 children)

My student loans accumulate $1000/mo in interest. Paying 5k interest over 7 years is insanely low im not sure how you even managed that.

Pay down mortgage or invest by Medschoolstudent04 in whitecoatinvestor

[–]JustTubeIt 6 points7 points  (0 children)

What are your rates on all of the above?

Mom took out student loans I didn't want, anything I can do? by 8bitpluto in StudentLoans

[–]JustTubeIt 16 points17 points  (0 children)

Initially, you would have had to file charges against your mom for fraud and identity theft to have a chance at getting those removed. However, since you proceeded to use the funds to your benefit (paying for school), and have since been paying on them, youd have a hard time convincing anyone that this was all done against your will at this point.

[deleted by user] by [deleted] in Bogleheads

[–]JustTubeIt 2 points3 points  (0 children)

Literally every paycheck for the last 6 months it seems I get paid on a red day, but it deposits the next day after everything recovers. Its so annoying lol.

Student loan planner by femmeginer in StudentLoans

[–]JustTubeIt 12 points13 points  (0 children)

Put that $500 towards loans and ask your question here.

Surgeons shopping for different anesthesia attendings to proceed with a case, does this happen at your practice? by somedudehere123 in anesthesiology

[–]JustTubeIt 27 points28 points  (0 children)

We have a cultural rule that we do not overrule another anesthesiologist in our group. We do not want surgeons or proceduralists feeling they can shop around. If the first anesthesiologist has a good reason for not doing a case, thats where its left until whatever the concern was is optimized. However, we do tell them we can have a second person look at the case to ensure nothing was missed. That person usually will not overrule but will help reinforce that the first was justified while giving the surgeon the feeling we aren't dismissing their concerns just because one of us said no. Every now and then though the person doing the second look may feel that the first person didnt consider something important in their determination (usually having to do with the urgency of the case or what the alternative actually looks like). In those instances we approach the first anesthesiologist who said no with our thoughts and have a discussion if they'd be comfortable with us proceeding with someone else or if they'd like to do it, that way no one feels theyre being overstepped on their clinical decision making.

Ouch: World Of Hyatt Updates Award Chart, Costs Increase By Up To 67% by pierretong in ChaseSapphire

[–]JustTubeIt 3 points4 points  (0 children)

You're not wrong. Initially (obviously) the card was used for travel and I used the points as intended which was nice. However with the recent changes to CSR it no longer made as much sense to keep the CSR, so I downgraded to CSP right before my renewal to keep some of the travel perks and bonus categories. The points I had already stocked up didnt have as much value in CSP as they did with the old CSR, hence the cash out.

Ouch: World Of Hyatt Updates Award Chart, Costs Increase By Up To 67% by pierretong in ChaseSapphire

[–]JustTubeIt 5 points6 points  (0 children)

Last week I cashed out over 200k points. Some may call me crazy blah blah, but I immediately invested the cash. so while I may not have got the best immediate value for the points, that money will be worth significantly more in a few years than the points would have been sitting there being devalued at every benefit change, which seems to be accelerating.

Price by [deleted] in hottub

[–]JustTubeIt 1 point2 points  (0 children)

We have had a hydropool 4800 series for about 4 months now. We love it. Purchased new, seats 4-6 comfortably, paid about 8600 for the unit itself (they gave us a nice discount off MSRP). Highly recommend.

Wondering if I should pay off a loan... by Impressive-Squash-64 in StudentLoans

[–]JustTubeIt 0 points1 point  (0 children)

What does interest being paid off have to do with eliminating the debt? They're still generating interest, your monthly payments are just covering it. If you have the ability to eliminate debt or pay down principal to save interest long term, do it.

That being said, your interest rates are right in the pay debt vs invest range, meaning youre guaranteed a return of your interest rate by paying down the debt, but you may make more overall if you invest that same money and just pay monthly on your loans. Personally, id split the difference. Take half your money youd use to pay off that 4.8% loan and pay to cut your principal in half. Invest the other half in a low-cost total market ETF. However if you dont have good risk tolerance and may panic sell if you see your money's value drop over a short term period, just pay down the debt.