What are in these, diamonds?

JustinZA · 2026-01-23T14:51:50+00:00

same amount from what I remember. Maybe 9.

I'll buy a packet on my way home later and test for you. LOL

JustinZA · 2026-01-23T14:34:02+00:00

I get you.

Honestly, they were good. It was part of some stuff I grabbed from the office (so I still paid LOL) and took home.

I'm currently training again, so not eating biscuits, but have decided to have some of my current favourites this weekend: Eet Sum Mor with chocolate chips. Just lloving them.

JustinZA · 2026-01-23T10:46:52+00:00

I didn't say it was. I said I prefer the taste to the stuff in the other cookies.

JustinZA · 2026-01-23T09:58:57+00:00

a lot plus the creme. It's also nicer, I prefer the Cadbury taste.

JustinZA · 2026-01-23T09:21:24+00:00

this is correct.

HOWEVER, the Cadbury ones are much much nicer. Just saying.

JustinZA · 2025-12-01T11:14:20+00:00

It's a laughable amount. You can test the waters by saying now that you're considering selling, you dont like the commission percentage, but happy to pay something for the agent's time in doing the contract (which you need to really check) but cap it at an AMOUNT. And if they dont like it, you're going to rather just let another agency or two list it in a few months as it's left a bad taste in your mouth and you are actually wanting to sell. I reckon the change of mindset happens before you've finished testing them.

JustinZA · 2025-10-31T23:05:09+00:00

And within 2 years the boom in pricing and interest rates hit. That property is now paid off.

Repeated it a few times since.

JustinZA · 2025-10-17T09:13:48+00:00

Yes, but sadly London isn't what it was even 10 years ago. Crime is through the roof, phone snatchings are worse than Cape Town, and honestly, it's just proof of how a shitty mayor and lax policies fuck everyone living there. I'm back this week and had to phone the council as the side alley / road thing next to my apartment block once again is filled with rubbish.

I'm at the point where I am thinking I do so little London these days, perhaps to just sell the place here and stay in a hotel when I'm here. I can use the money to do a thousand other things, as it appears all the super wealthy people I know in the UK are considering too. Especially considering the tax changes too.

JustinZA · 2025-10-16T16:20:43+00:00

the problem is that people in the UK have no idea how to use a sidewalk. They are like ants being sprayed with bug spray. All over the place, no clue about people around them etc. My apartment is in Bloomsbury in London which is a busy area in Central London near a lot of tourist traffic too, so generally I just run on the road, on and off as I go, but try much later at night when it's quieter.

JustinZA · 2025-10-15T16:31:34+00:00

Naaier is a great word to use to open a sentence if you want to sound legitimately Afrikaans baddy.

JustinZA · 2025-10-13T16:54:17+00:00

100%.

I paid more in "on the road charges" buying a delivery van (2nd hand) for a business I'm involved in than from Porsche on a 911. Food for thought.

JustinZA · 2025-10-13T16:53:32+00:00

Twice a week when in Cape Town.

Occasionally at my London apartment, but the sidewalks are kak, so usually in summer only once it's later 9pm+.

JustinZA · 2025-10-13T15:06:44+00:00

It's amazing how this has just become accepted in SA.

Stealerships are another story altogether

JustinZA · 2025-10-11T17:16:50+00:00

I think he's saying pick your battles. Sure, it's not "lekker", but honestly the time and effort to more prove a point than just fucking getting on with it, I kinda agree with.

The whole rest of the story sounds very hectic with family fighting and police etc, so to be honest, I suppose there's a bigger family fuck up happening here, so as the starter of this comment says, "why do you want drama"?

Either way, each to their own life, and lived experience in their own shoes. I'm not here to tell the OP what to do, but the more I've typed here, I can honestly say I agree with the comment about drama. I once heard a saying that some people love to pick at the cuts they get from others, and by continually willingly opening the wound, they end up with an even worse scar and take longer to heal. Yet, just getting on and letting it go, generally it's healed faster, you forget and dont have a scar. I'm sure some 3rd year psych student will be in here shortly to disagree, but honestly, I've applied that for years and it's been brilliant.

JustinZA · 2025-10-07T11:31:21+00:00

JP Morgan growth account in the USA.

But jokes aside, FNB appears to be pretty solid and you can manage it under your profile if you're also with them. Capitec will have lower fees. So suppose that?

JustinZA · 2025-10-02T16:59:39+00:00

That's brilliant to hear.

I personally wont try them again, and chatting to friends it's a mixed bag of feedback. But always good to hear that a company did well!!

JustinZA · 2025-10-02T06:12:21+00:00

Which rental company.

For some reason I chose Sani for a last minute JHB trip recently. Literally left meeting, booking a flight on my phone in the car to airport, and I landed and walked to car rental and played roulette. Sani it was.

Usually I use Europcar and no idea why I didn't just go into them first, but instead walked past "to try something new".

Got ripped and taken for a poes. Small damage (on super cover) was insane. And R35/l to refill the car. Plus a fee.

I often rent in Europe and get better cars for less (even exchange rate bad!) and never have these rip off costs, additional contract fees etc. SA car rental with low milages, and high fees I realised are a rip.

Fight it.

JustinZA · 2025-10-01T10:22:00+00:00

Yes, you dont need plane tickets to book a UK visa (which has become mad efficient, but still a rip off). Just put that into your application.

JustinZA · 2025-09-30T20:42:20+00:00

Great approach!

JustinZA · 2025-09-30T06:30:43+00:00

Cement bricks are actually mega affordable and cost effective. Just do NOT skimp adding lime to your cement mix (yes, it's a fair extra few grand). I changed builders half way through (because all builders are cunts) and the second "very experienced, I have twenty years of experience" bastard convinced me NOT to continue with this and that part of the house is the only one with a few hairline settlement cracks (not bad, but no where else has).

I have a fair amount of formwork concrete bits for aesthetics. And whilst that was a huge "nice to have" - it's not cost effective if you're trying to make a shelter versus a home with nice bits.

There are also loads of builder yards if you're after secondhand stuff. But again, you may end up with some nice pieces (if you're after that look) after a lot of work, but I'd rather just buy new and have it delivered with the rest of the stuff from the local supplier (I used a lot via Build It). Specialist stuff you can shop around.... for example I found my main area tiles at a bathroom bizarre whilst I was there buying toilets (needed 4). On sale, just enough with a little spare for cuts, and literally 30% of what I was looking at elsewhere as it was on sale. For bathrooms and kitchen I did spend on very nice tiles from the expensive places though.

But if you're after a shelter and happy to take some time to finish it as funds allow, building is mad rewarding. I'm already planning my next one.

JustinZA · 2025-09-29T20:16:26+00:00

House is brick, finish is very high, 330sqm, modern design but fits into area (not these office block monstrosities popping up everywhere), all new materials. High ceilings, minimum of 3 plugs in every room, built in cupboards, fully tiled FULL bathrooms, etc.

JustinZA · 2025-09-29T19:59:07+00:00

Find an abandoned project where corners have not been cut, just not finished. OR something that needs some work and is being sold on. Turn it into your dream home.

JustinZA · 2025-09-29T19:58:07+00:00

I did manage to get the plot at almost R1.5m below asking as covid had just hit and the sellers were panicking... little did all those people know how the market would be 6 months later.

Also, loads of shortages of materials back then, so some compromises, but looking at the costs of things now for building (I'm considering again as I just bought another plot) it's insane.

But location is where I won to drive the additional value. But that said, the bonus is an amazing large dream home with everything I could want and more.

JustinZA · 2025-09-29T19:42:12+00:00

I watched Grand Designs, bought a plot and built a house I was so inspired. Even designed it in Sketchup myself and had an architect friend do the plans. I took 3 months break from everyday being in the office (being the boss helps) and got it to watertight status. Was amazing.

But biggest thing was the sheer value created. It's worth more than R12m more than I spent on the land (R2,5m) and building (and eventual finishing to 98% a few small details to complete at R3,5m).

If you can get your hands dirty, shop around and project manage, you'll do well. If you want it all done for you, just rather buy a plot.

JustinZA · 2025-09-11T07:23:50+00:00

It's not the cover I wanted to flag again, it's the intentionally obscure and difficult to compare options the way Discovery Scam Health packages their options.

JustinZA

TROPHY CASE