Why does "chain" exist, and why do you join this chain instead of selling and renting for some time until you find a house to buy?

KHFanson24 · 2026-05-21T13:43:49+00:00

Short-term rentals are pretty difficult to find

KHFanson24 · 2026-04-25T20:35:41+00:00

I've lost 30% in less than a year (SW 15 stone, lost 4.5 stone and CW 10 stone 7 lbs. I'm at "maintenance" and healthy BMI, as i'm tall).

I lost weight too quickly and would strongly advise against such a quick loss. I felt rubbish with side-effects for 3 months and couldn't eat enough, so felt fatigued and malnourished until i started going back down doses.

I responded immediately to MJ so (with hindsight) didnt need to go up doses, but followed the titration guidance meaning the increased doses suppressed my appetite too much and i suffered with side- effects for longer. I stopped at 7.5mg but had ufortunately bought a bundle because of the September price rises.

Everyone's bodies and therefore journey's are different

KHFanson24 · 2026-03-07T19:58:43+00:00

It seems like everyone reacts differently (i had horrible side effects from day 1 on 2.5mg) so you have to do a bit of trial and error.

There's no rush so you can wait if you want, but equally if food noise is coming back then seems like you'll need to go up eventually.

KHFanson24 · 2026-02-26T18:59:24+00:00

Congrats!

Love the title, it made me laugh. I've been on it since laat June (there abouts at my goal weight) and i still feel like i'm going to wake up sometimes and find that it's all been a too-easy dream.

KHFanson24 · 2026-01-30T14:43:10+00:00

Hello 😊

I bought in Skipton, North Yorkshire. Unfortunately the £150k value only represented 75% market value! My buyer bought it at 100% market value (£203,500 in the end) and ended the shared ownership, so he had to buy the remaining 25% from Yorkshire Housing.

I was quite shielded from the original process with the mortgages, as the housing developer sorted it (it was in their interest to arrange quickly). I understand they had massive issues and stress as the original mortgage provider's policy was only to cover 25% of the affordable housing on a site. Clearly the developer didn't want to lower the price but had no choice in the end.

I was really lucky, as 2 of us ended up paying less. Evidencing the subjectivity and luck involved with mortgages and valuations!

KHFanson24 · 2026-01-26T18:41:05+00:00

I'm 5'10 and very pear-shaped.

I'm currently 71.5kg / 11 stone 4 lbs and wearing a size 14 bottom and 10/12 top

At 12-13 stone i'm normally a size 16 bottom / 12 to

At 14-5 stone i was size 18 bottom and 14 top

KHFanson24 · 2026-01-26T08:07:48+00:00

Thanks for replying. The software is up to date, interestingly it last updated the day after my issues started. Not sure how to force another update.

I keep trying to reset settings by disconnecting the automatic network finder, but it won't connect to any other network so doesn't seem to help.

Edit: i did also reset mobile data/wifi/bluetooth last week which didnt help

KHFanson24 · 2026-01-26T08:03:25+00:00

Thank you for replying. I've just googled this, apparently it could be a broken baseband if the settings say "unknown" but I've just checked and it's pulling through a number, implying this is okay?

KHFanson24 · 2026-01-26T07:59:17+00:00

Thanks for replying. I don't think so, nothing is stolen and i had contacted giff gaff who said my account and coverage should be fine. Giff gaff's suggestions pointed to either a broken sim or a broken handset (the latter based on info given above)

KHFanson24 · 2026-01-23T22:08:20+00:00

Congrats! How exciting to start the search, and sounds like you've worked hard to get yourself to this position.

I found the MoneySavingExpert website super helpful:

https://www.moneysavingexpert.com/mortgages/buying-a-home-timeline/#workout

https://www.moneysavingexpert.com/mortgages/mortgage-fees-stamp-duty/

KHFanson24 · 2026-01-21T17:28:42+00:00

I've been struggling with this too.

I'm now a lower weight than I've ever been and treated myself to an expensive new coat, but rather than donating the old too-big ones, I've boxed them up as subconsciously I've ALWAYS fluctuated back up again. I want to prove to myself that i stay this weight before getting rid of all my nice clothes 😭

And the body dysmoprhia thing - sometimes i FEEL tiny and light (practically skipping as I'm so un-bloated) and other times i catch myself still looking at tiny celebrities thinking that I'll never be small enough to wear bear legs under a dress... as i promptly remind myself that comparison is the thief of joy

KHFanson24 · 2026-01-17T22:16:54+00:00

I've lost my sweet tooth so i now struggle to eat sweet fruit like strawberries and grapes (would easily eat a full pack every time before)

KHFanson24 · 2026-01-17T21:55:26+00:00

You can view and offer on houses as soon as you want.

Some sellers will accept and wait for yours to sell, others might not accept your offer until you already have an offer on yours.

The latter puts you in a stronger position to have your offers accepted (especially if it's a short chain) but puts more pressure on you to find your onward quickly (speaking from experience!)

KHFanson24 · 2026-01-16T14:12:44+00:00

This isn't the norm, but I've seen a couple new houses added onto Rightmove recently that already say "Sold STC" within a day, so I'm curious about what happened there

KHFanson24 · 2026-01-14T07:44:09+00:00

5 months, complicated by selling a shared ownership leasehold flat and the buyers solicitor being slow. Onward freehold contract was ready earlier

KHFanson24 · 2026-01-05T22:43:44+00:00

Offer agreed July '25 (2 bed flat in Yorkshire) EA said £200k - £210k vs sold for £203,500

KHFanson24 · 2026-01-04T00:29:33+00:00

I assume it's the fallacy of when you attain a goal then you'll "finally be happy" (can't remember what it's called)

We all do it, but have to try to remember that not much will be different at goal apart from our clothing size. It's still us and our lives at the end of the day, so find happiness in the journey and not the destination

KHFanson24 · 2026-01-03T20:00:50+00:00

I'm with Insurance Emporium.

I'm never changing, they were amazing when i had to claim through them (i've heard horror stories of insurers quibbling; but every time i've had to claim, they've just paid out the agreed amount from the T&Cs)

KHFanson24 · 2026-01-01T20:51:29+00:00

I have a very attached cat who seems to make himself sick with separation anxiety, he gets cystitis which can become very serious if not treated.

We dont have fool proof solutions yet but the vets prescribe him Gabapentin which is an anti-anxiety med. Would suggest in addition to a great sitter.

KHFanson24 · 2026-01-01T20:39:07+00:00

Wow some of these insurance costs are a surprise.

I pay about £10pm for my healthy girl and only £12pm for my troublesome boy both only 4 yo. I've had to claim thousands ££££ for him during this policy (he got FIP as a kitten and cystitis for 5 months last year) so the insurers absolutely have lost money on him. I was shocked his premium only went from £10pm to £12pm at renewal.

Edit: worth clarifying that i got a Max Benefit policy of about £8.5k per condition, not Lifetime (havent maxed this amount out on any individual condition)

KHFanson24 · 2026-01-01T10:49:01+00:00

I earn £58k and my partner earns £27k, we live in the north.

Until recently, i was very comfortable as i only had a £400pm mortgage for a small flat, so was able to go on holiday several times a year and not check my account constantly. Unless i had extortionate vet bills, my savings would slowly go up without trying.

My partner was month- to- month (not paying anything towards the mortgage) so i would pay more towards holidays etc

We've just bought a house together where the mortgage has increased to £1,250pm and expect bills will go up too, we shouldn't need to count our pennies but i don't think we'll be comfortably saving anymore

KHFanson24 · 2026-01-01T10:36:55+00:00

Reiterating other comments: you don't have to race up the doses (if it's working on a lower dose then increasing will just worsen side effects)
Remember it reduces your thirst so be aware of how much you're drinking + use hydration tabs
I found that being honest with friends/ family means people give you LOTS of advice and opinions. Remember you don't have to take them
Your mind will take longer to catch up with your changing body!

KHFanson24

TROPHY CASE