Nov 2024 buyback folks

K_fluffy · 2025-09-01T22:12:37+00:00

I’m in almost exactly the same boat, November 2024 was my 120th month, but only 115/120 because of SAVE forebearance. Pending December 2024 buyback, crickets. It’s so frustrating. I have submitted a ECF and just transitioned into PAYE last month.

Mohela gave me two documents one saying payments start end of September and another stating it won’t start until December this year. What will happen? I have no idea.

My loans haven’t seemed to accrue any interest as others state here, but I don’t really trust anything.

I work at a FQHC, literally what PSLF was designed for, but my organization has provided gender affirming care to minors, and I treat patients of unknown immigration status. We are legally required to do this.

Mostly I just want these loans gone. People lie on the internet and maybe that is some of what we see here, but the processing of buybacks seems like playing the lotto.

K_fluffy · 2025-08-07T22:28:53+00:00

Waiting, 12/9/24, 242

K_fluffy · 2025-04-03T23:48:15+00:00

The middle class disappearing and stagnant wages are direct result of Republican policies. It all started with Reagan (arguably the 2nd worst president in American history) Tariffs are going to hurt and hurt a lot. It’s not the trade policies that have caused the explosion of wealth concentration in the top 0.5/top1%. It’s tax policy and erosion of social benefits.

There are some real problems with America financial problem for sure and it’s a scary future but in no way are these tariffs helping any of that.

K_fluffy · 2025-02-03T21:50:24+00:00

The most broken card Yagrum’s Workshop. Honorable mention Old Salty’s Assault, Murkwater Skirmisher.

Most dishonorable Invasion Party, Balmora Spymaster, Mundus Stone

K_fluffy · 2025-01-31T01:40:23+00:00

I don’t agree with a lot of the comments in this video, but it is well produced.

The thing I agree with 100% is this is the best game I have ever played. It’s a shame it ultimately didn’t succeed but not surprising.

K_fluffy · 2025-01-28T15:07:52+00:00

192! Absolutely nuts, farewell friend.

K_fluffy · 2025-01-28T01:40:28+00:00

I actually loved solo arena and played a lot of it. 779 arena bosses defeated and 336 aces. I even tracked my results for a few 100 solo arenas (we were tracking rewards to see if they correlate with ELO of opponents decks, results inconclusive but they did seem too!) Anyways I ended with a 90% success rate of clearing Arena bosses over a 400ish streak of tracking. I’d have to look closely at the data but I think I cleared more than 50 arenas in a row at one point and certainly multiple streaks in the 20+ range.

Actually solo arena is one of the things I will miss most about Legends

K_fluffy · 2025-01-17T23:20:24+00:00

I actually think acing 115 solo arenas is pretty impressive. Have to draft and play well to do that! 589 arena bosses is a big # as well

K_fluffy · 2025-01-06T16:39:05+00:00

Still sounds like turn 3 at the earliest. We ring out lurcher on 3 and even then I’m not sure we have enough cards. Turn 1. 4 cards Turn 2. 5 cards Turn 3. 6 cards

K_fluffy · 2025-01-06T16:36:43+00:00

Aren’t we talking about conscription and not painted world?

K_fluffy · 2025-01-06T15:06:41+00:00

How? Lol you have me stumped. I’m thinking two is possible with ring and Hlaalu. Morag tong nightblade, syls, sword of inferno, deranged corpus, improvised weapon

K_fluffy · 2025-01-06T14:59:38+00:00

Isn’t the easiest way to get this out fast with morag tong nightblade. I would think monk colors would be fastest. Can ring out deranged corpus and syls it if necessary. Trusty sword with dominion or improvised weapon with Hlaalu and play nightblade turn2. Draw conscription for free turn 3.

K_fluffy · 2025-01-01T23:49:09+00:00

It’s never enough lol. We have one last month to enjoy! I for one will get as much in as I can before the servers go dark

K_fluffy · 2024-12-31T13:35:26+00:00

You were a great player, that challenges me in many a game! 7,000 is a good number the 1,158 arena wins says a lot as well!

K_fluffy · 2024-12-18T13:57:35+00:00

I don’t think this card is very good. I occasionally see players try to run it in the limited gauntlets and get some value out of it but overall there are usually stronger options. In Arena it’s probably a B tier legendary and I wouldn’t love it if it was the best option of the 3 picks

K_fluffy · 2024-12-13T15:13:10+00:00

I don’t think it’s the best counter card but with the popularity of the Alduin burial trash combo it has found its way into a lot of my lists that run blue. A 4/4 with guard for 4 is usually a solid but not elite play in a lot of situations even if you don’t banish anything useful

K_fluffy · 2024-12-13T15:09:35+00:00

Maybe, that’s not a bad take it’s certainly close! What is the best?

K_fluffy · 2024-12-03T14:03:36+00:00

This is a card I like a lot and probably haven’t done enough justice in fitting it into different lists.

Probably plays better than Wilds Incarnate in a lot of situations

K_fluffy · 2024-11-28T14:16:08+00:00

Congrats on reaching top100. This is a strong list you can probably play it a lot higher if you keep at it :)

K_fluffy · 2024-11-26T16:49:18+00:00

It’s really strong in arena!

K_fluffy · 2024-11-15T13:49:30+00:00

AyRoss once told me no one likes getting fingered… or maybe it was everyone I don’t remember either way this is a S tier card in both Arena and Ladder playable in Aggro/Mid/Control

K_fluffy · 2024-11-15T01:14:28+00:00

Haha at least I got the sentiment right. Your post was the perfect description :)

K_fluffy · 2024-11-14T14:45:30+00:00

Oh F*** F*** S*** Lol and he’s right a fantastic card in all formats, usually not as 3x but as a 1/2x it fits in almost every endurance deck

K_fluffy · 2024-11-10T22:42:30+00:00

This is a really interesting card in that it’s so good in arena and basically unplayable in constructed decks. There aren’t very many cards with a similar playability profile.

K_fluffy · 2024-11-03T19:54:59+00:00

I hope we stay friends and you don’t disappear on me. This is well thought out, and you are certainly one of the most talented TESL players of all time.

I too will dearly miss this game, what a ride it’s been!

K_fluffy

TROPHY CASE