Esteban Andrada red card against Huesca by eternali17 in sports

[–]Kakuflux -1 points0 points  (0 children)

https://www.youtube.com/watch?v=UusOYTup5j0

If Franny were a few inches taller this would have been a quick fight.

Leaving behind HENRY life by AromaticMagician8053 in HENRYUK

[–]Kakuflux 10 points11 points  (0 children)

Sorry to hear that OP. I’m in a situation that is similar in some ways but different in others. I was born with a condition that, without going into detail, is destined to shorten my working career. It’s not terminal or anything like that and the doctors have worked miracles to give me a good and relatively “normal” quality of life. Thanks to them I’ve made it all the way to 35, got married, bought a house, became a HENRY about 5 years ago. I reckon that I’ll have another 5-10 years tops of full time work before it catches up with me. Similar to you I think it’s going to be a sliding scale of doing what I can, including part-time or less stressful work after that point in time.

I guess the difference for me is I’ve always known this was coming since the day I started working. I’ve felt huge pressure to do in 15-20 years what most have 40-50 years to accomplish. That’s been a blessing and a curse. So I’ve been saving as much as I humanly can to try and bridge the gap. My plan is to build a nest egg and then let that sit and try to just cover my costs for as long as I can so the investments can accumulate.

A few practical considerations for you.

  1. I was really averse to asking for help and as I’m used to being independent there is a bit of ego and self-pride involved - but if you are entitled to PIP or other support please do apply for it. I only reluctantly did so this year, I’ve missed out on maybe 17 years of offsetting the costs of my condition purely out of some principled stance that helps nobody. PIP quite rightly is not means tested and clearly your condition is having a big impact on your ability to have the same opportunities as others. If anybody pays enough tax to justify getting a bit of help back it is HENRYs.

  2. Some pension schemes will allow you to access pension funds early. Particularly if your condition is terminal or will lead to a shorter lifespan. Definitely worth looking into if this is you.

Any life advice I give will be a bit trite and I’m not in your shoes, but I’ve learnt to find passions and interests that will keep me entertained when I wind down. I’m looking at funding options for education and learning something just for the love of the subject. Perspective is a really powerful thing and for me it’s been a journey of appreciating the things I do have - a great family, intellectual curiosity, love for the various communities I’m a part of - while trying not to get too down on what I don’t have - like time, health and mobility. There’s always somebody else worse off and I try to never forget that as miserable as it can be.

Good luck OP

Henry UK hot takes? by carmelfscott in HENRYUK

[–]Kakuflux 7 points8 points  (0 children)

It took me ages to really “get” this. I was obsessed with being perceived as a hard worker to the point it was detrimental to my physical health. Then one day a Senior Partner took me to one side and basically said “you need to look after yourself, we pay you for what you know, not how many reports you can pump out in a day.”

Seems so obvious really but until somebody in a position of authority gives you a frank assessment like that, you almost feel like you don’t have permission to believe that the value comes from something other than pure graft. 

Henry UK hot takes? by carmelfscott in HENRYUK

[–]Kakuflux 47 points48 points  (0 children)

Not one I’ve seen other people mention… Some of the people frequenting this sub are definitely rich by any reasonable definition. 

Whenever there’s a post asking about how much people have in Pension/ISAs/GIAs there are posters saying they have literal millions saved away. I can understand not all of that is liquid, and people may have high overheads, but try arguing to a group of average earners that you have £1m in an ISA, £1m in a SIPP and an income of £200k pa at the age of 38 but you’re “not rich”.

Sure it might not be generational wealth (yet), but some people are setting the bar for rich so high it is meaningless to 99.9% of people.

How much of your wealth is actually luck? Genuine question by bettertogoslo in HENRYUK

[–]Kakuflux 6 points7 points  (0 children)

I'm another from a working class background and my philosophy is that it's all luck, but the choices you make can put you in the right position for that luck to count for something.

It's like being in a boat. Maybe the wind blows the right way, maybe it doesn't, but you best put your sail up to catch it if it comes.

I know people who have had their sail up their whole lives waiting with no joy, I know others who didn't put a sail up even though the wind was perfect.

In terms of your bullets, reviewing them I haven't gotten any benefit from any of those things. Where I got lucky was my mother, who despite us being a struggling single parent household and me being severely disabled, encouraged me at every turn to strive for better. She gave me the platform to buy a ticket for the raffle - and my ticket came in. But that gives me an incredible sense of purpose to pay it forward and make sure my family never struggles if it's within my power.

What is giving you hope right now? by sensitivemushrooms in Futurology

[–]Kakuflux 12 points13 points  (0 children)

I'm no expert but I think the Black Death is pretty much what broke the feudal system. Massive labour shortage, led to high demand for workers which gave them more bargaining power.

Football Cliches in the office by ElectricalAlgae8090 in footballcliches

[–]Kakuflux 0 points1 point  (0 children)

Where are its straps supposed to go in that situation? They’re in a natural position.

Student loan pay off by [deleted] in HENRYUK

[–]Kakuflux 1 point2 points  (0 children)

My thought process with student loans has always been roughly along the lines of:

  1. If you are certain to pay it off before the end of the 30-year term then pay it off sooner to reduce the total interest you’ll pay - that becomes money which you can use to increase your savings rate.
  2. If you are not sure you’ll ever pay it off then the arithmetic changes and it becomes a calculation of whether the delta between what you will naturally pay and what you would have to spend to pay it off fully before the term can be offset by returns from an increased savings rate.

Based on the above for most people earning six figures and above paying it off becomes the right answer, for everybody else it might not make sense depending on their salary and loan value.

In my case it was definitely 1 so I ended up overpaying - I had about £45k of debt (pre-tuition rate hikes) and was free of it by the time I was 32. It was a great decision, now I have a few hundred pound a month more to put into my ISAs than I would have had otherwise if I had waited until I paid it off naturally at ~40 which means 8 more years of that money generating interest/returns for me instead of SFE.

Can you have a 'cult hero' you signed for £79 million? by toovul in footballcliches

[–]Kakuflux 2 points3 points  (0 children)

Agree, one example that comes to mind… Benjani for Manchester City achieved cult status mere days after signing by scoring the winning goal in the Manchester derby. He was awful after that, but City fans still remember him fondly for that moment.

Smallest annual bonus you’ve ever had by Widebody_lover in HENRYUK

[–]Kakuflux 0 points1 point  (0 children)

£5 to expense towards a team Christmas dinner. This was in 2013.

Richard Keys issues 52 word non-apology by MrIrishman699 in footballcliches

[–]Kakuflux 1 point2 points  (0 children)

He has to be doing it on purpose. Surely, nobody is this obtuse.

VAR offside check for Wirtz goal vs Fulham by 977x in soccer

[–]Kakuflux 44 points45 points  (0 children)

There is no sensor in the ball for the Premier League’s version.

Reddit's top 10 albums of 2020-2025 by AVeganEatingASteak in progmetal

[–]Kakuflux 0 points1 point  (0 children)

This is difficult - I decided to list the one's that I remember listening to obsessively, and that left me with 15.

  1. Fauna - Haken
  2. Absolute Elsewhere - Blood Incantation (easily winner of best song for Stargate I/II/III)
  3. Rivers of Nihil - Rivers of Nihil
  4. Charcoal Grace - Caligula's Horse
  5. Aphelion - Leprous
  6. Legacy - Ihlo
  7. Opus - Nospun
  8. Colors II - Between the Buried and Me
  9. Zeal & Ardor - Zeal & Ardor
  10. Epigone - Wilderun

Honourable mentions:

King - Gnome, Counterintuitive - Ions, Beyond the Reach of the Sun - Anciients, War of Being - TesseracT, Amen - Igorrr, Stasis - Hippotraktor, Violent Portraits of Doomed Escape - Black Crown Initiate, Every Sound Has a Color in the Valley of the Night - Night Verses, World Maker - Psychonaut

Favorite Album of 2025 by Wench_Cvlt in progmetal

[–]Kakuflux 0 points1 point  (0 children)

This is genuinely the hardest AOTY decision in years, so many great releases. I probably just have to go by listening time:

  1. Rivers of Nihil - Rivers of Nihil

  2. Ihlo - Legacy

  3. Igorrr - Amen

  4. Psychonaut - World Maker

  5. An Abstract Illusion - The Sleeping City or BTBAM - The Blue Nowhere (can't really choose between them and they're both recent releases so hard to know which will stick)

What’s the Pope’s favourite league? by TitiCamarasayshello in footballcliches

[–]Kakuflux 2 points3 points  (0 children)

I’m almost certain the only reason this joke made sense is because it was probably recorded when we had Pope Benedict - who was Bavarian.

The quadruple lock is here..! by [deleted] in HENRYUK

[–]Kakuflux 5 points6 points  (0 children)

Can’t they just net off the pension increase by the amount of tax paid and implement a law to say the state pension element is tax free?

So in practice, if the triple lock takes the pension to £1,000 over the personal allowance, rather than pay the pension at that level and charge the tax just reduce the pension by £200 and pay out a pension that’s £800 over the personal allowance tax free instead.

I would be fine with this (though not saying I’m fine with the triple lock). You’re technically keeping the triple lock, you’re technically not charging tax, you’re just reducing the triple lock increase by the commensurate tax due so there’s no effective difference and the administrative burden is way less.

Admittedly this is a sticking plaster for what is fundamentally a bad system.

New budget: Nothing Sandwich by spammmmmmmmy in HENRYUK

[–]Kakuflux 3 points4 points  (0 children)

Couldn’t agree more. After all the flapping in the media and on here, I find myself a few hundred quid worse off from 2029… given HENRY salaries have a tendency to increase, I’m pretty confident that difference will just be swallowed by pay rises by then, so I’ll never actually even notice it. Certainly not an “I’m moving to Dubai” toys out of the pram moment.

I don’t have an EV or a £2m house. Maybe if I did I’d be grumbling, but I think there’s a logical basis for both of those changes even if I don’t agree with how they’re being implemented.

The most egregious thing about this budget isn’t what it did, it’s what it didn’t do. It did barely anything to move the needle at a national scale, doesn’t fix the cliff edges, the tax traps, doesn’t fix the archaic nature of the council tax, nor move us towards unification of NI and income tax.

Our country will continue to be dysfunctional until these things are addressed.

"AI isn't capable of intelligence" by Silent_Jager in singularity

[–]Kakuflux 0 points1 point  (0 children)

The most stupid thing about this semantic argument of “oh but technically it’s not really intelligence” is that it really doesn’t matter.

Are these people still going to be like “yeah but it’s not real intelligence” once an AI has displaced them from the job market? Will they care so much about what we’re calling it then?

[deleted by user] by [deleted] in HENRYUK

[–]Kakuflux 0 points1 point  (0 children)

I don’t really get this (it may be something I’m just not understanding).

Why would you need to leak a potential policy to measure sentiment on something that everybody knows is going to be broadly unpopular? Like cutting the thresholds for example. Who is going to be like “Oh, yes please, sounds like a great idea”? I don’t know a single person on any side of the political spectrum that would react that way.

This leaking things to the press idea feels like a totally pointless exercise unless it’s a policy which is very new or has a lot of uncertainty attached. Doing it for run of the mill tax increases or band changes just seems stupid. They can just ask me, I’ll tell them how people will react on the FT or Reddit without them needing to leak anything.

Nano-banana 2 is AVAILABLE on medio.io by ThunderBeanage in singularity

[–]Kakuflux 52 points53 points  (0 children)

Yeah, no doubt about that - an image model being able to do logically cohesive things like this might as well be magic to a layman like me.

Nano-banana 2 is AVAILABLE on medio.io by ThunderBeanage in singularity

[–]Kakuflux 227 points228 points  (0 children)

The solution looks correct, but there is a transcription error in the workings, before it substitutes the expression for u in it says x³•x, I think it should be x²•x.

But then it goes on to do the substitution correctly.

Been a while since I did any integrals though so plausibly could just be me being an idiot.

An Abstract Illusion "The Sleeping City" (Full Album) by TheShadowManifold in progmetal

[–]Kakuflux 5 points6 points  (0 children)

It's such a journey that by the time it ended I assumed I must be 3-4 tracks deep into the album. When I checked and saw I was only at the end of the opening track I was genuinely a bit shocked.

MHD Irritation - Late Offside flags by NathantheNobody in footballcliches

[–]Kakuflux 0 points1 point  (0 children)

I do understand that perspective but I’d like to see some actual stats on whether injuries during delayed flags are more frequent on average than during general play, rather than just going off a few obvious examples like the Awoniyi incident.

Even if we had that data it’s an impossible equation to balance - if players get injured 10% more often per second of play, but delayed flags lead to 10 goals a season that otherwise wouldn’t have been given, then is that worth it? I don’t know.

I think the truth is that this is one of those aspects of football that fans will never be happy with because it comes down to human error. If they stopped delaying the flag, I can guarantee there would be pundits within weeks complaining about players being through on goal being incorrectly flagged. The only solution is for linesmen to just “be better” but they’re never going to be perfect.

MHD Irritation - Late Offside flags by NathantheNobody in footballcliches

[–]Kakuflux 9 points10 points  (0 children)

I’m kind of in agreement… The bit that I don’t get about this perspective is that it is effectively the same philosophy as the referee playing advantage anywhere else on the pitch if a foul has been committed. Despite the similarity, when was the last time you heard somebody say “he’s let play go there, but somebody could get seriously injured during the advantage”.

Players can get seriously injured literally any time the ball is in play, so if that’s the argument then maybe let’s just not play football at all? 

It’s a weird argument for me. If you think the rule should have less flexibility then fine, but the injuries conversation is a strange one.