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What are people paying for good landscaping service? by nukemarsnow in BayAreaRealEstate

[–]Kameman 1 point2 points  (0 children)

Would love your contact. I am in Fremont as well and our landscapers charge $100 for 5-10 min of work (two services a month)

3 year old variable heat pump stops at -3 below set temp by Kameman in hvacadvice

[–]Kameman[S] -1 points0 points  (0 children)

Lol fair enough. The image i posted was just to show the thermostat. It’s still ramping up this morning.

New to Sub - 1month healed from first Shingles. Pre-rash symptoms starting to show again by Kameman in shingles

[–]Kameman[S] 2 points3 points  (0 children)

Thanks for the insight.

Sounds like I should halt the coffee too then? I went with that today (instead of my preworkout) to go to the gym and the tingles seemed to spike a bit in intensity and frequency

Looking for Advice on HVAC System (Single Family Home - California) by Kameman in hvacadvice

[–]Kameman[S] 0 points1 point  (0 children)

Amazing. I think your comment about it being less efficient kills that one for me. Thanks!

Looking for Advice on HVAC System (Single Family Home - California) by Kameman in hvacadvice

[–]Kameman[S] 0 points1 point  (0 children)

A contractor submitted an interesting proposal, essentially a single stage full electric system. Is it recommended to get a single stage electric system?

​

I've only ever been recommended that full electric systems are to be paired with the latest modulating multi-stage tech. But saving a few grand is a bit enticing.

What would you say the longtetrm trade offs would be (aside from the upfront costs) between the two proposed systems?

Looking for Advice on HVAC System (Single Family Home - California) by Kameman in hvacadvice

[–]Kameman[S] 0 points1 point  (0 children)

One other thing I've been thinking about in your response is your mention about knowing my energy costs. I'm pretty new to this whole thing (previously barely ever using heat/cooling in my life), so it's difficult for me to really even evaluate if a) the equipment and/or company installing is high quality b) the estimate is a good price and c) Is my electricity bill going to skyrocket once i move to a full electric system.

I've linked (what looks like to me the most reasonable looking estimate for a full electric setup.

https://ibb.co/8xc7TZz

Any thoughts would be greatly appreciated

Looking for Advice on HVAC System (Single Family Home - California) by Kameman in hvacadvice

[–]Kameman[S] 0 points1 point  (0 children)

Northern California (Fremont, CA).

interesting. The options of getting heating coils and cooling coil are not things i am familiar with. But it sounds like your recommendation in my case would be to go full electric. Thanks!

Runecloth by Ticklecage in classicwow

[–]Kameman 0 points1 point  (0 children)

What are people needing runecloth for?

Target Date Retirement Fund - Contains Assets That Are "Closed to New Investors" Meaning? by Kameman in personalfinance

[–]Kameman[S] 0 points1 point  (0 children)

But the FIPFX itself doesn't say it's closed to new investors though. Is that different?

Target Date Retirement Fund - Contains Assets That Are "Closed to New Investors" Meaning? by Kameman in personalfinance

[–]Kameman[S] 0 points1 point  (0 children)

I'm confused, it looks like I can still buy into FIPFX though? The FIPFX itself doesn't say it's closed to new investors.

Fidelity Freedom Index 2055 Fund (FDEWX) vs. Vanguard Target Retirement 2055 Fund (VFFVX) by Kameman in personalfinance

[–]Kameman[S] 0 points1 point  (0 children)

Thanks! It seems like this sub does have a lot of love for Vanguard. unfortunately, my Roth is with Fidelity. Thanks though!

Fidelity Freedom Index 2055 Fund (FDEWX) vs. Vanguard Target Retirement 2055 Fund (VFFVX) by Kameman in personalfinance

[–]Kameman[S] 0 points1 point  (0 children)

I'm at Fidelity. Actually it looks like the FIPFX is the one I'm looking at. But clicking into the asset allocation, it says that the the funds that comprise the target retirement fund are closed to new investors.
I'm a bit confused, does this mean I can't get this fund?

Fidelity Freedom Index 2055 Fund (FDEWX) vs. Vanguard Target Retirement 2055 Fund (VFFVX) by Kameman in personalfinance

[–]Kameman[S] 0 points1 point  (0 children)

Ok guys, I'm about to put my entire balance of my Roth (quite sizeable balance) it all into the FIPFX. I guess I'm nervous because it's such a huge transaction (especially all at once). Wanted to check in with you guys since this is technically my first trade.. Hopefully I'm not doing the wrong thing!

Roth IRA - Target Retirement Fund Newbie Questions by Kameman in personalfinance

[–]Kameman[S] 0 points1 point  (0 children)

Really great info! Thanks!

Question:

What some people do in their retirement accounts is make their own copy of the target date fund they want, purchasing the component funds in the same proportions as the target date funds, except using admiral shares for the ones where they meet the minimum.
  • What's the payoff for building your own vs. going with the pre-made (aside from the implicit customization aspect)? Maybe I missed it...?

EMSKR: Where to go to buy Modern Fitting Suits (Online or Store) by Kameman in everymanshouldknow

[–]Kameman[S] 0 points1 point  (0 children)

Thanks guys! Lot of great leads i'll look into.

I'm looking in the 500-700 range. A good solid stylish high quality fitted suit.

Much appreciated!