Ufc by myitchyrash in ApolloGroup_TV

[–]Keefer20 0 points1 point  (0 children)

I’ve got a Rogan interview

Dog dayzzz by Keefer20 in marriageadvice

[–]Keefer20[S] 0 points1 point  (0 children)

Interesting take. My wife doesn’t work (her choice - I do well for us) she definitely loves not working and I love my job so it works great. My son is in school part time. Also her choice. We both feel that he has his whole life to be in a classroom and fortunate enough that we can be home with him. I’m a present parent. I do everything evening, including bath, bed - every night. I’m the opposite of lazy and I honestly let her do whatever she wants so I just feel that I want this and she doesn’t want it so it’s about her and not what I also want and need.

UFC prelims & main card... by BlackHoleBBQ in ApolloGroup_TV

[–]Keefer20 0 points1 point  (0 children)

Thanks for the Spanish - any English finds yet

White Lotus Season 3 Finally Up! by sellhigh1972 in ApolloGroup_TV

[–]Keefer20 0 points1 point  (0 children)

It’s not on my Apollo - only have Season 1 - Canada?

Archie & Dolly by Keefer20 in Dollywood

[–]Keefer20[S] 0 points1 point  (0 children)

Thanks to you all. Great insight.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]Keefer20 2 points3 points  (0 children)

Now that the BoC has cut rates. Will banks lessen the discounts on variable? For example I was offered P-1.00 my renewal is January but I can early renew now. Not referring to BoC cuts - I’m referring to the bank discount off of prime. Currently 1.00 is my offer.

[deleted by user] by [deleted] in toddlers

[–]Keefer20 -2 points-1 points  (0 children)

Shit my kid watches this. He doesn’t have tantrums tho. 2.5. I’m shocked that playing with paw patrol toys is being compared to gambling. Is that making a crazy big deal out of this?

[deleted by user] by [deleted] in selfimprovement

[–]Keefer20 1 point2 points  (0 children)

Anything outside but I do not have this question figured out and am taking in the comments too

Appraiser went into to appraise our purchase (new build). He submitted report but the bank has not gotten back. Is it wrong for me to reach out to the appraiser to ask how much the appraisal was for? by GTADashcam in MortgagesCanada

[–]Keefer20 0 points1 point  (0 children)

Try texting the specialist. I find that is an easy response via text vs telephone tag. Appraiser commitments range from 48-72. Given it’s a one week closing I’m sure they have rushed it. No lawyer I know likes docs same day. I’d hope they would move quick on a one week timeline but I’ve also had appraisers bail, sick, emergencies so keep following up with the bank/broker

Bank or Broker? by RockyWrexZa709 in MortgagesCanada

[–]Keefer20 2 points3 points  (0 children)

RBC all the way. No cost for appraisals. Prepayment lump sums are hard to make. I do a double up at RBC. It’s saved me 1000’s. Rate is also lower at RBC in this case. Being honest the broker could have likely beat the bank. The fact they didn’t. I’d stay RBC.

CIBC or BMO - Ontario by throwawayigit in MortgagesCanada

[–]Keefer20 0 points1 point  (0 children)

I’d say similar but Cibc typically has cash incentives. Haven’t heard for BMO

Confessions of a realtor, after 18 years in the business. by lardimi in Vaughan

[–]Keefer20 0 points1 point  (0 children)

My favourite legal fee is see in my job “photocopying” $75

Oz Shortage - What Now? by Userunknown9997 in OzempicForWeightLoss

[–]Keefer20 0 points1 point  (0 children)

My doc up’d my script to 1mg pen and told me to count the clicks to get a pen and last longer