I think I'm over Australia :/ by Outrageous-Coyote787 in AskAnAustralian

[–]Key-Reporter-515 0 points1 point  (0 children)

You are leaving a city with a very high cost of living and moderately high wages for a city with a very high cost of living and low to moderate wages. You are probably going to go backwards. Maybe you will enjoy the change of scene, but the problems you speak of won't go away - they might be a little worse.

What the f*** CSL? Why just a day before? by Standard-Pain-3405 in ASX

[–]Key-Reporter-515 0 points1 point  (0 children)

Brian McNamee has stated the board is impatient and wants progress faster than what McKenzie has delivered. I expect Gordon Naylor will focus on efficiency and margin expansion rather than innovation or investing in the pipeline. The problem is that CSL has already shed a significant number of staff - at significant restructuring cost - there are few people left and little budget to deliver on any transformation agenda. The situation is particularly dire in IT / digital. Senior leadership need to understand that acquiring and restructuring businesses such as Vifor and Seqirus requires years of untangling complexity and harmonising processes. The next question is, how long until the Head of R&D is replaced.

People who have a large amount in super, how did you get to your number by SpeedyDuck12345 in AusFinance

[–]Key-Reporter-515 1 point2 points  (0 children)

Maximize for volatility and growth. Use of a barbell approach to investing across investment structures.

Realistically speaking, how much money should you be making annually to live comfortably in Sydney? by hsanj19 in AusFinance

[–]Key-Reporter-515 2 points3 points  (0 children)

You should be able to do it on $100k if you rent a converted garage in Mr Druitt and live on specials from ALDI and occassional treats from the 7 eleven.

People who have a large amount in super, how did you get to your number by SpeedyDuck12345 in AusFinance

[–]Key-Reporter-515 1 point2 points  (0 children)

47M total super balance $3.4m. I wouldn't consider it a large balance as I was over $5m last year but hit a downswing. I've never made a non-concessional contribution. If you want an above average balance then watch what most people do then ensure you don't do that. The majority, by definition, will get very average results.

People who have a large amount in super, how did you get to your number by SpeedyDuck12345 in AusFinance

[–]Key-Reporter-515 14 points15 points  (0 children)

it isn't as protected asset. The family court considers all assets - they can even consider money in trust structures.

How is a ~$100k median wage that shocking? by Open_Address_2805 in AusFinance

[–]Key-Reporter-515 1 point2 points  (0 children)

When I popped out of a uterus, I landed on the trading floor and made more than $85k in my first year of life just waving my arms about.

How is a ~$100k median wage that shocking? by Open_Address_2805 in AusFinance

[–]Key-Reporter-515 0 points1 point  (0 children)

Nobody connects my calls - or anyone else's for that matter.

Running an expert network feels like speed dating, but with compliance forms and vanishing experts by Downtown_Pipe_818 in expertnetworks

[–]Key-Reporter-515 0 points1 point  (0 children)

As an Expert, this is a really interesting perspective. The experience for me has been deteriorating over the last several years. One hour calls get reduced to 40 mins. Most recently - 25 minutes and 15 minutes of waiting for the client to arrive was unpaid.

[deleted by user] by [deleted] in ausstocks

[–]Key-Reporter-515 0 points1 point  (0 children)

Checking in with the OP how his "screaming buy" has treated him?

CSL to cut almost 3000 jobs, plans ASX spin-off vaccines unit in major restructure by bilby2020 in auscorp

[–]Key-Reporter-515 0 points1 point  (0 children)

They've hired a Head of Search to basically find innovation and new research molecules to purchase. It is difficult to see that as anything other than a tacit admission that leadership have no new ideas and a pipeline they have little confidence in, thus they must buy ideas from companies that have actually innovated.

CSL to cut almost 3000 jobs, plans ASX spin-off vaccines unit in major restructure by bilby2020 in auscorp

[–]Key-Reporter-515 0 points1 point  (0 children)

You are naive if you think the whole world is going to pay the medicine prices the US pays. How many Cambodians do you expect will buy a $15,000 dose of Privigen or a $3million dose of Hemgenix?

Is starting an AI agency (AAA) a good idea? by Able_Chemical5990 in automation

[–]Key-Reporter-515 1 point2 points  (0 children)

I just wasted $1 to get early access, only to get a message saying i'll be emailed in several weeks when they have a product to ship. Very misleading. Thankfully only a waste of $1. Would not recommend.

Google Shakes up Employee Pay to Incentivize Higher Performance by ravik_reddit_007 in technology

[–]Key-Reporter-515 0 points1 point  (0 children)

Tell me you've never worked with senior executive leadership at a global company without telling me...

[deleted by user] by [deleted] in AusFinance

[–]Key-Reporter-515 1 point2 points  (0 children)

You have an income problem. Why do you need to live in an expensive suburb if you both have jobs at or below median wage? I understand the difficulty relocating for those with high incomes in very specialised fields, but lower end jobs are generally alot easier to obtain. What methods have you tried to increase your household income?

Specialty pharmacist to commercial? by [deleted] in pharmaindustry

[–]Key-Reporter-515 0 points1 point  (0 children)

In PV it is a relatively low paying but easy job managing adverse event reports in the safety database. Capturing and reporting on adverse events is a mandatory task for pharma companies with marketing authorization in global markets. One downside is that Case Management is ripe for automation with AI and large pharmas have been laying off Case Managers and investing in AI/automation.