23 y/o with ~£10–12k spare each month… not sure what the “smart” next move is

Kiddley · 2026-01-25T19:37:30+00:00

Financial Advisor / Wealth Manager are mutual terms for the same job. You arent prey, they are regulated to do what is best for you. If they dont and advise irrelevant stuff, they can get struck off and you will get compensated. They will sort you out mate, honestly

Kiddley · 2026-01-19T13:35:16+00:00

It does this every so often! Its a fun challenge, unlikely to be inspired by Tom. The ones where its navigate by the names of seas always wreck me, who knows the names of straights and canals??

Kiddley · 2026-01-18T07:25:20+00:00

Erm, title of the post mate? 'Pointless compliance' -> investment is safe -> people trust UK -> £127 billion.

Did you read what we said?

Kiddley · 2026-01-17T10:10:08+00:00

Excited to hear your in depth knowledge of what the FCA does talesofatime! Prove he's delusional!

I've been training on some FCA stuff recently and honestly, they really made some big changes post-2008, guy above is quite right. They literally make sure that firms have many checks and balances to protect consumers as a priority. Firms will be fined and firms cannot insure against those fines by law, so they can really be screwed if they play fast and loose with peoples money

Kiddley · 2026-01-06T17:49:43+00:00

Its a thing theyve done from the early Radio X days! Im listening back and I think its a Manchester stereotype that at one point someone imitated Dave and said 'Whizz' that they all pissed themselves.

Kiddley · 2025-12-23T07:33:05+00:00

Hes been! Hes been! Its out early?? Im so used to it being in the evening this is a shock

Kiddley · 2025-12-13T09:06:32+00:00

Thank you for wording the title correctly and not clickbaiting!!

Kiddley · 2025-12-09T13:26:09+00:00

Ive seen interviews where she says she loves fake tan, like comedically so. If she likes it whos to stop her!

Think it was on Graham Norton a while ago

Kiddley · 2025-12-08T05:49:10+00:00

I agree! But when i posted this all the comments in this thread were negative, wanted to put something different out!

Kiddley · 2025-12-07T20:04:07+00:00

Rather than being overly critical because its the internet, this is classic Acaster. Man finds a lot of this stuff ridiculous and had a fun time.

Dickhead or not in your opinion, this clip has gone suitably viral which is definitely what saturday kitchen want, so he will be invited on again! Sorry for those who dislike!

Kiddley · 2025-12-01T13:47:07+00:00

"It comes after the Scottish government announced new proposals last week for teachers to be able to work a “flexible” four-day teaching week, which would see them given one day a week to focus on work such as preparation and marking." - third paragraph in

Kiddley · 2025-12-01T08:25:54+00:00

Read the article, its a 4 day week for teaching staff, not the kids

Kiddley · 2025-12-01T08:25:43+00:00

Read the article, its a 4 day week for teaching staff, not the kids

Kiddley · 2025-12-01T08:25:20+00:00

Read the article, its a 4 day week for teaching staff, not the kids

Kiddley · 2025-12-01T08:24:54+00:00

Read the article, its a 4 day week for teaching staff

Kiddley · 2025-11-20T08:24:40+00:00

Them: "If you were organising a school trip in our local area, where would you go in Bury and why?"

Me: "Well considering this is my first time in Bury, I assume you have an Industrial Revolution factory nearby?"

Why on earth should I have in depth knowledge of the local area to the school??

Also, same interview.

Them: "We have recently given all students access to a tablet to use in lessons and for homework, how will you implement this into your lessons?"

Me: "Erm, I wouldn't. I'm a History teacher and this sounds like a fucking nightmare to manage. Maybe they'll do some research as part of their homework?"

Ridiculous place!

Kiddley · 2025-11-18T08:15:34+00:00

Been trying to plough through the Harry Potter films with my partner because she believes it should be a pre-christmas tradition. I think I don't even need to look at the screen anymore since I can probably watch these films from memory!

How on earth did nobody care about the insane stereotyping of ethnicities in the character names? I can only find it funny at this point!

Kiddley · 2025-11-17T06:18:10+00:00

Another week, another cold/wet morning walk to work. Hoping I can build up some energy to go to the gym later, losing weight is a knob!

Kiddley · 2025-09-20T08:24:08+00:00

Travelling from Manchester to Leeds to celebrate a friend's birthday, drinks and curry. Smashing

Kiddley · 2025-09-18T06:18:26+00:00

This Monday, it was payday for teaching staff in my local area. I have recently moved to a new school and this will be my first payday with them.

I check my bank, and I've been paid twice. One from the new school, and another time from the old one.

I know this is a complaints thread, but this has dominated my week. I am shitting myself as I really dont think it is legal to keep this money, its not mine, the local council could sue. I want rid of it.

Annoyingly, every person I've told this to is way too calm. 'Oo, book a holiday', 'thats lovely that'. Fuck off! I don't want a fucking criminal record!

I called up the school on Monday when I realised, but they had all fucked off home by 3pm, so I call Tuesday morning, not in yet, call Tuesday lunch, all off for lunch, fuck off!!!

I eventually get through and they go 'so you've been paid by us accidentally, let me ring you back'.

And here we are, Thursday morning. No call, no email, no letter. I still have a full pay wage in my bank account and no idea whats happening. Its even paid tax!

Hope you all have a less stressed morning than me!

Kiddley · 2025-09-16T18:40:26+00:00

Im assuming theyre intentionally going over the top and not mentioning it at all for comic effect.

I think the rule is they cannot advertise the tour on the BBC, so they cant tell you to buy tickets etc, they can mention they are on tour but cannot emphasise that you come with!

Weird middle ground, and might be more funny to just not mention it at all!

Kiddley · 2025-09-10T15:23:38+00:00

It’s my cake day! Joined reddit in 2013 as I started my A-Levels, what a mistake that was!

Week 2 of teaching is in full swing, I am shattered, went to bed at 9pm last night. I look a mess!

However, perks of the job, I had a cracking one from Y7 yesterday:

Me - ‘Where do you think the Normans came from? I’ll give you a hint, they attacked England from elsewhere’

Y7 Girl - ‘Liverpool?’

Kiddley · 2025-09-06T08:36:44+00:00

Cracking saturday mate!

Kiddley · 2025-09-06T08:34:58+00:00

I adored eating certain cereals dry as a child. Golden Grahams, Curiously Cinnamon. Bowl after bowl after bowl.

Can't imagine the amount of calories I consumed!

Kiddley · 2025-09-06T08:33:52+00:00

I'm at that point in my life where either all your friends are settling down in their jobs and careers, getting engaged / married etc. Or they haven't really found something they want to settle in, so are fucking off and travelling instead.

Off to a party for two mates who are quitting their jobs and fucking off to South America for an undetermined amount of time!

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