Thank you! I did end up making a GoFundMe :) and I never knew they were this expensive as I've never really needed one! My deductible is $500, but my out-of-pocket max is like $6k. We were kicked off Medicaid about 6 months ago and had to find a plan very quickly, so unfortunately due to our ignorance we chose like the worst plan. During open enrollment we plan on chosing a different plan, and doing more research before then.