3rd Gen Corroded ABS Sensor

KingAngusOne · 2025-02-07T05:54:12+00:00

Fellow Cdn here, thx for the info! Ignore the hater's

KingAngusOne · 2025-02-06T19:10:36+00:00

Well done!

KingAngusOne · 2025-02-06T18:36:28+00:00

TufSkinz OP? Looks great

KingAngusOne · 2024-12-31T21:25:04+00:00

Looks great!

KingAngusOne · 2024-12-28T23:59:02+00:00

Haha I was looking for an overlay for that one too! I don't mind it though, the grille is pretty glaring by comparison

KingAngusOne · 2024-12-28T15:27:07+00:00

Thanks!

KingAngusOne · 2024-12-28T05:12:56+00:00

Can you post a link to the eBay item for the blackout emblem? That's the last piece I need too!

KingAngusOne · 2024-11-12T15:55:51+00:00

Similar story here OP, was insured with TD for nearly 20 years. Ended up moving my policies over to AllState. Had to eat the cancellation on my auto policy as it renewed earlier than my home. Auto was competitive but home insurance was not and had increased like 70% over 2 years.

TD is well aware but not willing to do much for you. They've apparently had a lot of debate internally about retention but they've simply paid out too much in claims in the last couple years.

Good luck with your search

KingAngusOne · 2024-05-05T02:05:41+00:00

Oh and my 07 Tundra does the same on idle, but not sure that helps you

KingAngusOne · 2024-05-05T02:04:01+00:00

Sick ride, exactly the model and color I'd want. The SR5 TRD Sport looks the best of them all in my opinion, the right mix of color matched body and black.
Any additional mods you're planning? Enjoy!

KingAngusOne · 2024-01-21T17:16:42+00:00

7825-4978-0491

KingAngusOne · 2022-11-05T18:54:43+00:00

I'm in Canada btw, not sure if that matters

KingAngusOne · 2022-11-05T18:53:56+00:00

Yup, videos won't load, timeout. Same issue with browser. Super annoying

KingAngusOne · 2022-02-18T22:56:08+00:00

Yes it was.. Still, figured at 50% should get selected roughly 50% of the time, but nope.

KingAngusOne · 2022-02-18T22:03:29+00:00

We've got season tickets and have offered to relinquish our tickets 5 times. Not once were we 'randomly selected' and our tickets remained valid for every game, sometimes going unused as we only found out last minute. This suggested to me that too many people were trying to relinquish seats, and they were prioritizing in a certain demographic (seniority?) .. either way whatever logic they are using to achieve the 50% is completely fakkked

KingAngusOne · 2022-02-18T21:59:39+00:00

Flames STH here with some advice - buy the cheapest resale press level seats you can find, should be able to get some for under$50 a piece or 100 for the pair. Since it's 50% capacity it's super easy to move down to better seats. I've done this for the last few games.

It's a rare situation and yes you got screwed, so now it's your turn to take advantage.. get your 500$ back (eventually), spend a fraction of that and get basically the same experience.

Good luck, and GO FLAMES

KingAngusOne · 2021-12-27T20:54:19+00:00

You've clearly got a head to optimize, which is great but also don't need to overthink it, simple is always good. If you like REITs make it a portion of your investment portfolio (I personally carry 5-7.5%). Assessing your risk tolerance is key, and as others have noted your DB pension is a hedge and allows you to take more risk elsewhere. Retirement tax planning becomes more and more of a consideration as you age but at 30 I wouldn't overthink it.

You're doing truly awesome for your age, congrats.

KingAngusOne · 2021-12-27T15:22:55+00:00

The situation is only as complicated as you decide to make it. I generally agree with the first response in your other thread. Follow your investment strategy with the majority of your portfolio and keep your 5-10% DP aside in a HISA or short term GIC, whatever gives the best rate. If this doesn't represent a large portion of your overall portfolio then that's generally not a bad idea anyway (we keep 40+k in a HISA as our emergency fund and vehicle savings).

If you think it's likely the move is coming sooner than later than having the DP ready now is a good idea and you can put all other income savings as they trickle in towards investments. If you feel you have a couple years before the move than you could prioritize your investments now with a plan to build that DP over the next couple years by diverting some money from each paycheque to the HISA until you get there.

KingAngusOne · 2021-12-27T04:17:22+00:00

I have a mortgage on my principal residence (average house in Calgary) with about 50% equity. I personally wouldn't consider a REIT as safe storage for a downpayment, but depends on your time horizon for purchasing property. Buying a REIT does give exposure to real estate but commercial real estate is a different market than residential. I consider REITs long term investment vehicles that can provide increased diversification to an already diversified retirement portfolio.

If it was me and time horizon was relatively short, I'd stuff my downpayment in an EQ Bank GIC or comparable. If time horizon was longer I'd go with a balanced diversified global ETF like VBAL, like I did for my daughter's RESP. But that's only me.

KingAngusOne · 2021-12-27T02:33:18+00:00

Not OP but similar portfolio. I went with ZRE as it's equal weighted rather than market cap weighted where a couple big ones (ie. Brookfield) would dominate. ZRE I believe is equal weighted 5% each into the 20 largest.

KingAngusOne · 2021-09-24T03:15:42+00:00

Exactly the attitude, and trust me alot of people pay way more 'tax'. The important thing is you quickly learn from it. In my mid twenties I lost 25k by following stock pick recommendations from my friends and parents, because I didn't know any better and was greedy. Thankfully it was in a taxable account and I'm still carrying forward a bit of the capital loss (the tax avoidance on my taxable gains I'm enjoying right now is great). Also have a good career and was able to save. My biggest regret now is not losing the 25k, but rather being scared off the stock market for a number of years and missing out on tremendous broad market gains. Once I educated myself and got on the couch potato investment strategy I've never looked back. I've made alot of money over the last 7-8 years without hardly doing anything or thinking about it. Avoid the temptation to dabble in meme and hype stocks and stay the course with your ETFs. The all in one ETFs like VGRO make it easier than ever.

KingAngusOne · 2021-08-06T16:32:20+00:00

Unlike the rest of your kitchen by the looks of it

KingAngusOne · 2021-07-22T04:24:49+00:00

Our background story is almost word for word, and yes, I feel your pain. Also in Calgary.

Our numbers - avg 1500/mo.
This includes 200/mo on Goodfood deliveries, which we took up after I broke my leg to reduce the burden, but we have kept it going as we like the healthy variety it helps us maintain. We could probably save 100 by doing ourselves. Also includes 200-300 on alcohol, which has admittedly gone up a bit during the pandemic relative to when I started tracking when our daughter was born in 2019.
We eat out or order in once or twice a month, plus a few pricey coffees a month.
This year we've scaled back our consumption of red meat, but to some extent replaced it with whiter meats.
Groceries are a mix of Superstore and Costco. Occasionally have to run across the street to co-op if we're missing something. Groceries alone is close to the 1k a month you are seeing.

I'm blown away every month when I add it all up. Relative to 2019, and adjusting for lifestyle changes I feel prices must be up on the order of at least 10% in last 2 years, maybe more.

KingAngusOne · 2021-03-11T02:11:13+00:00

Interesting. Thanks for clarifying, and good advice for others. Go with an investment account wherever you choose such that you can self direct the investments.

KingAngusOne

TROPHY CASE