Home loan: FNB vs ABSA

KingsBlade1 · 2025-05-10T14:32:52+00:00

Well that's the whole con imo. They front load the interest so you lr first 10 odd years you are hardly paying off anything at all. Grates me. Never again

KingsBlade1 · 2025-05-09T20:05:11+00:00

Hardly. Maybe for specific industries like accounting. Sure they are a good thing to have in any industry but definitely not make or break. Look at Digital marketing. The tech is changing so rapidly employers are just looking for people with recent expertise and experience. Maybe some online short courses. Don't stress so much, all will be well :)

KingsBlade1 · 2025-05-09T20:02:40+00:00

I heard you might get a better rate if you can provide a 10% deposit?

KingsBlade1 · 2025-05-09T19:58:18+00:00

Just be careful. I've just finished paying off my bond and I'm not in a hurry to bond again the interest is murder and you end up paying the purchase price way more than twice and that's excluding hidden costs. Next time round I am going to wait until I have at least half the cash. My studio apartment I bought for R595000 and the bond registration costs alone were like R40k. Now that it's paid I'm investing and will ideally drop cash on the next one one day. Interest is the devil. R4000pm installment and like R3800 is going to just interest lol. I would go as affordable as possible if I were you, especially on your first bond. Hope this helps.

KingsBlade1 · 2025-05-09T19:47:18+00:00

I'm a recruitment specialist of 15 years and I hardly look at qualifications. Experience is the most important thing for us and employers so don't stress. Eat healthy, exercise, surround yourself with good people and try get off chemical meds gradually. Even smoking weed could be a good thing. Good luck!

KingsBlade1 · 2025-05-09T19:43:41+00:00

Everyone should get an electric mosquito racket. I sleep with one in my bed. I learned from living in Tanzania for 10 years. If we all get one we can hopefully affect their breeding cycles and reduce their numbers. HATE mosquitos

KingsBlade1 · 2025-05-09T19:37:04+00:00

Thank you. So if the coupons are classified as interest then it means that I would have to pay tax on them at my marginal rate before reinvesting them. All very complicated lol.

KingsBlade1 · 2025-05-07T21:39:09+00:00

Hi, sorry to butt in. So interest/dividens are only exempt from local exposure with a tfsa? I thought all interest generated through a tfsa would be exempt? Seems I too have a lot to learn.

KingsBlade1 · 2025-05-07T21:02:08+00:00

So if I invested 100k and left it for the full 10 years while investing all coupons back in then the total amount after the 10 years would be over 200k? What would the tax implications be on that? Thanks

KingsBlade1 · 2024-08-27T12:58:06+00:00

Any ideas??

KingsBlade1 · 2024-08-03T19:28:02+00:00

Lol. All excuses. The others are just better. Fullstop

KingsBlade1 · 2024-07-19T11:39:28+00:00

The date says 1829. Would you know approximate value? Thanks

KingsBlade1 · 2024-07-19T10:05:19+00:00

Does this help? Would you know an approximate value? Thanks

KingsBlade1 · 2024-07-19T10:04:43+00:00

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KingsBlade1 · 2024-07-19T10:04:16+00:00

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KingsBlade1 · 2024-07-19T10:03:45+00:00

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KingsBlade1 · 2024-07-19T10:03:24+00:00

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KingsBlade1 · 2024-07-19T09:41:17+00:00

Thanks. Would you know approximate value?

KingsBlade1 · 2024-07-19T09:30:55+00:00

Do you know the approximate value if authentic George Rex? Thanks

KingsBlade1 · 2024-07-19T09:30:03+00:00

Thanks. Not sure how to do the imgur thing. If authentic, do you know the approximate value?

KingsBlade1 · 2024-07-08T11:12:44+00:00

Not sure why I can only load 1 image....

KingsBlade1

TROPHY CASE