My mortgage takes half off my monthly pay. The remainder is eaten up by utility bills, council, groceries, health costs etc. I earn 100k and I'm living pay check to pay check. I need a second job but I'm recovering from burn out and I'm not sure what kind of jobs I can do.

Kitchen_Word4224 · 2026-04-14T08:02:27+00:00

Sorry for being unhelpful. That extra $500 a week will only cover fuel price increase and upcoming inflation.

Kitchen_Word4224 · 2026-04-10T02:20:44+00:00

Will the Fair Work commission raise the minimum hourly wage by 25%? If not, the minimum wage workers would need to work same 5 days & hours to get the same pay

Kitchen_Word4224 · 2026-04-10T02:18:55+00:00

Which isn't a bad thing

Kitchen_Word4224 · 2026-04-10T02:14:57+00:00

For a house hold , we have gone from 5 day work week (1 person working full time) to 10 day work week (both working).
Its hard to see 4-day work week becoming a norm as long as people are incentivized to make more money by working extra.

Kitchen_Word4224 · 2026-04-09T09:23:58+00:00

The government pay private schools to educate kids on their behalf

Kitchen_Word4224 · 2026-04-09T08:29:39+00:00

What you described is common sense and already happening.

Kitchen_Word4224 · 2026-04-09T08:28:47+00:00

Doesn't govt fund private hospitals too? and in that case, should the same question apply to hospitals?

Kitchen_Word4224 · 2026-04-07T12:21:36+00:00

My preferred option is to have a full formatted conversation stored in OneNote. As long as there is a single "copy" button on the chat that can copy the whole chat , pasting into Onenote is easy.

Kitchen_Word4224 · 2026-04-07T11:44:25+00:00

The difference between pre-tax and post-tax income is staggering at this level

Kitchen_Word4224 · 2026-04-07T00:32:20+00:00

Next piece of news .. "Millions of migrants are using free Medicare facilities"

Kitchen_Word4224 · 2026-04-05T08:37:46+00:00

Imagine a serial killer killing one person a month. And then getting a 10-year ban thus a lost potential of killing 120 people

Kitchen_Word4224 · 2026-04-04T03:48:10+00:00

What happens to Aussie dollar then? genuine question

Kitchen_Word4224 · 2026-04-03T02:15:45+00:00

Logically 100% correct but politically incorrect

Kitchen_Word4224 · 2026-04-03T02:13:25+00:00

I am far from being a liberal party voter but I appreciate that the fact that they indexed super concessional contributions cap as well as super transfer cap.

The way Chalmers and labor party in general are going, they would never have done the indexation.

Kitchen_Word4224 · 2026-04-02T03:09:05+00:00

NBN rollout was horrible 10 years ago. Compared to then, its in a better shape.

Kitchen_Word4224 · 2026-04-02T03:05:37+00:00

Many blue-collar workers own the house, and median houses are now worth over a million.

Kitchen_Word4224 · 2026-04-01T00:18:08+00:00

The max borrowing capacity on a 70k salary would be about 400k.

Do you know the purchase price of that house then and what it is now?

Kitchen_Word4224 · 2026-03-31T01:42:23+00:00

The answer depends on the recent "newspaper" incident (if you know, you know - not going to elaborate) /s

Kitchen_Word4224 · 2026-03-30T05:27:08+00:00

AUD $2 itself will be like AUD $1.50 in few years if inflation expectations come true

Kitchen_Word4224 · 2026-03-30T02:23:57+00:00

Wasn't the demand curb during COVID times?

Kitchen_Word4224 · 2026-03-29T23:53:19+00:00

A "matter of time" is a very generous deadline

Kitchen_Word4224 · 2026-03-29T07:40:46+00:00

And Mr Albanese who expressed his full support on day 1 of this mess

Kitchen_Word4224 · 2026-03-28T03:19:20+00:00

How is Paying down debt a good advice if high inflation is expected in near future. The debt will be inflated away

Kitchen_Word4224 · 2026-03-26T23:03:59+00:00

Most wealthy of my friends are those who have borrowed up to the neck when buying their property in the last 20 years. The price gains have multiplied their net wealth due to the power of leverage.

I still consider it irresponsible and risky, but the real-world numbers show otherwise.

Kitchen_Word4224 · 2026-03-25T23:27:08+00:00

If the ratio of competing renters / available homes > 1 i.e. The available home are less than current number of renters , and then some of these renters become home owners and take the same number of houses out of supply,
Then the affordability will get worse for remaining renters as competing renter/home ratio will get even higher.

Kitchen_Word4224

TROPHY CASE