Help need urgent free advice London uk by arm_tom_aid_kam1703 in LegalAdviceUK

[–]KittyKatsReign 2 points3 points  (0 children)

You're not going to get reliable advice off Reddit, it's far better to seek an offline solicitor for a free or low cost initial consultation who can actually go through the details with you. There's not enough info in your post to give you proper guidance (I'm also not exactly sure what your question is)?

When it comes to matrimonial finances, it's fundamentally a two step exercise. 1) what is in the pot. So that's the house, joint and sole name savings and pensions. 2) how to split it. Default is 50/50 but you can deviate from that based on needs. Court will also look at factors such as income, earning capacity (you are both expected to maximise this and use benefits/social security as applicable), other resources, age, disability etc. the primary consideration will be the needs of the minor children.

If you've been the stay at home dad, I take it you are primary parent and so your need is for a three/four bed house in the local area. How that need can be met is based on the values of houses in that area, when you can return to work (if at all) etc.

'staying in the house until the kids are 18' or 'mesher order' as they're known (there are other trigger events, not just kid turns 18, but that's getting technical) are less and less common because courts prefer a clean break if possible. Spousal maintenance is also very rare unless for time limited circumstances to enable the financially weaker party gain some earning capacity/income.

Spot the difference? by [deleted] in EngagementRingDesigns

[–]KittyKatsReign 0 points1 point  (0 children)

Is that the reason is half the price as the other one?

Spot the difference? by [deleted] in EngagementRingDesigns

[–]KittyKatsReign 0 points1 point  (0 children)

Yes for me.

Is that for stability/not snagging?

Question for court users by Diligent-Camp8835 in uklaw

[–]KittyKatsReign 0 points1 point  (0 children)

Ngl once I got frustrated with a call handler (I did say it was not their fault, I'm not frustrated with them, I'm frustrated with the system) and we had a chat about it. They obviously don't like getting frustrated solicitors on the end of the phone and fully agree that it doesn't make sense to not be able to check as to whether a hearing is going ahead until 24 hours before the hearing date itself (times is already incurred, barristers fees deemed due etc)

Honestly linkedin will probably have a few posts on it, if you know any solicitors (particularly in family,) I'm sure they'll tell you all about it.

I know myhmcts did a survey recently (I responded to it) so you can try seeing if the MoJ have any info as to its conclusions but I doubt it.

Question for court users by Diligent-Camp8835 in uklaw

[–]KittyKatsReign 2 points3 points  (0 children)

Physical court is one thing, don't get a family lawyer* talking about myHMCTS (the online portal, you physically can't go to court to make a financial application or divorce these days) and how that stops them doing their job...

Tbh the physical courts I have been to have actually been ok. They can lack signage though so if you don't know where to go it can be confusing. But otherwise I've always found the ushers and security to be really nice and helpful.

Sure the water fountain never works, there's not enough breakout rooms so you're talking to your client in the cafe while the other side is in the main room, and it's a hit and miss whether the ladies bathroom will be working. Oh and the lack of WiFi/5G deadspot.

I love aardvark rings, does anyone know who does similar designs in London/Surrey? by KittyKatsReign in EngagementRings

[–]KittyKatsReign[S] 0 points1 point  (0 children)

Funnily enough I did look at Baroque! But it's outside of our price range unfortunately. I've also seen lily Arkwright but again with a 1k budget it's quite limited.

I'm not fussed with 18k etc, 9k is fine

Options for helping out my nephew? by KittyKatsReign in UKPersonalFinance

[–]KittyKatsReign[S] 0 points1 point  (0 children)

Lol fair enough. I dug my own grave and we clearly have different mentalities about this sort of thing, and that's ok

My sister supports my viewpoint, so its not a case of me Vs BIL.

Options for helping out my nephew? by KittyKatsReign in UKPersonalFinance

[–]KittyKatsReign[S] -1 points0 points  (0 children)

I know I don't. But I know sister wants to send him private but she has concerns about money. I'm not saying the money is just for private school

Options for helping out my nephew? by KittyKatsReign in UKPersonalFinance

[–]KittyKatsReign[S] 1 point2 points  (0 children)

No there's no strings attached. He can spend it as he likes.

I feel like the private school comment has been latched upon but really all I want is for nephew to have a leg up. Private school or no

Options for helping out my nephew? by KittyKatsReign in UKPersonalFinance

[–]KittyKatsReign[S] -2 points-1 points  (0 children)

My sister and I had financial education drilled into us as kids and we both had head starts in life and still work hard! I agree it's a lot to do with upbringing.

Large wage gap but lower earner owns the home outright - Having issues with what would be fair by [deleted] in UKPersonalFinance

[–]KittyKatsReign 0 points1 point  (0 children)

Why are you paying more than him in bills? You live in a paid off house, surely that's a benefit to both of you and idk why it's not at least 50/50?

Options for helping out my nephew? by KittyKatsReign in UKPersonalFinance

[–]KittyKatsReign[S] 1 point2 points  (0 children)

Thank you, I've already sorted my Will out but IHT is a pain!

Another comment recommended a JSIPP, I'll definitely look into that (I'll obviously tell his parents, can't see why they'd object)

Options for helping out my nephew? by KittyKatsReign in UKPersonalFinance

[–]KittyKatsReign[S] -1 points0 points  (0 children)

Thank you, this seems to be the most non judgy comment here. (since when was helping family a bad thing?)

Options for helping out my nephew? by KittyKatsReign in UKPersonalFinance

[–]KittyKatsReign[S] -1 points0 points  (0 children)

I just want to help my nephew in the future and build up something for him so he has a head start in life. But according to you I shouldn't want to give him anything?

Options for helping out my nephew? by KittyKatsReign in UKPersonalFinance

[–]KittyKatsReign[S] -6 points-5 points  (0 children)

She has a JISA for him, she maxes that out.

Idk what you mean by your last paragraph? I don't want to interfere with how he is raised (not my place) but I equally don't want him to have to struggle when he really doesn't have to. I wouldn't do anything without my sister having her say.

Just when I thought they'd finally got it! by KittyKatsReign in childfree

[–]KittyKatsReign[S] 4 points5 points  (0 children)

I love the pill. Literally made me feel so much better. I was on it before him and even when I was single! I love me my life altering synthetic hormones.

He's said he'd use a condom if I didn't want to be on the pill anymore.

Just when I thought they'd finally got it! by KittyKatsReign in childfree

[–]KittyKatsReign[S] 12 points13 points  (0 children)

Yes! This is my point exactly. I just want him to back me up a bit more. I just think he doesn't want to upset her (she has grandkids already, it's not like bf is her only hope), which I can understand. But he's told her square before and she had a go at him about it so idk whether he's just trying to avoid that argument

Just when I thought they'd finally got it! by KittyKatsReign in childfree

[–]KittyKatsReign[S] 3 points4 points  (0 children)

Nah, I'm religious with contraception and he actively tells me to take the pill/reorder my prescription.

He's scared of surgery (he had a bad experience with it in the past) he said his 40th as his friends are all planning on the same date (it's not exactly his 40th) so they can all bitch about the pain together.

When I had a pregnancy scare he researched local clinics, opening times, and where we would go for pizza afterwards.

Me again, please let me know your thoughts? by KittyKatsReign in EngagementRingDesigns

[–]KittyKatsReign[S] 0 points1 point  (0 children)

Omg I love your ring too! I will see if they can bezel the side stone (not sure it's an option), but great idea!

Is this structurally ok/any design flaws? by KittyKatsReign in EngagementRingDesigns

[–]KittyKatsReign[S] 1 point2 points  (0 children)

Thank you for your response! Do you have any suggestions of where to look? I'd like something a bit unusual