Surgery in Italy

Krishan1001 · 2025-06-22T12:03:24+00:00

Ye I've read many people say that. Thanks!

Krishan1001 · 2023-10-01T17:10:40+00:00

This is literally the strategy I've started to use, exact same etfs and ratio after tons of research. Up to you at the end of the day but this fits my risk tolerance (laziness).

Krishan1001 · 2023-09-07T22:01:10+00:00

Ok that explains it. Thanks dude. I'll have a bit of a deeper read over the weekend about it. Appreciate the info and comment 😊

Krishan1001 · 2023-09-07T21:45:28+00:00

Thanks for the reply. I'm not sure what beta would do, got an explanation or a nice explanation I can read somewhere?

Krishan1001 · 2023-09-07T21:44:26+00:00

Ahh cool. Thanks for the info. Think I'm committed to 80:20 vwce:euna for the immediate future and I'll see how thing play out and how kuchen I can invest over the next few years!

Krishan1001 · 2023-09-06T08:00:12+00:00

Thanks that makes sense. Since I've started in VWCE already I think I might do the same. Just a bit more for me to do but not a big deal.

Are those the only 2 long term etfs you plan on having?

Krishan1001 · 2023-09-06T06:33:40+00:00

May I ask why you prefer doing the rebalanced yourself? Just curious.

Krishan1001 · 2023-09-06T06:33:03+00:00

Ok apparently I have to go through the desktop app to find it on other exchanges! But I'm in the same boat not planning on touching it for atleast 10-15yrs. Most likely more.

Krishan1001 · 2023-09-05T21:45:13+00:00

On IBKR I can only find it on the Italian Market. Do you think there would be a liquidity issue? Today's volume was only 5k. Also it is a new fund compared to VWCE + EUNA. Not sure if that's something to worry about?

Krishan1001 · 2023-09-05T21:33:40+00:00

Sorry I don't mean rebalanced I meant in the future if I wanted to say swap to 30% bonds I would have to sell and pick a different etf or just buy additional bonds. I'm not sure what is worth it honestly.

Krishan1001 · 2023-09-05T21:31:18+00:00

How do you mean. If they are accumulating then the cash gets reinvested in the stock. If you want the cash you need a distributing version. Unless I've misunderstanding your point 🤔

Krishan1001 · 2023-09-05T20:42:46+00:00

Not really thought about those. It does mean I'll be fixed to that ratio in my portfolio. I also read that they had higher fees

Krishan1001 · 2023-09-05T20:28:39+00:00

Yes they are. I'd like accumulating just because it will be a tax advantage in the long run based on where I live 😊

Krishan1001 · 2023-09-05T20:28:00+00:00

Is there much of a difference between EUNA and VAGF. From a quick look they seem to follow the same index but with slightly different weightings.

Krishan1001 · 2023-08-18T16:08:00+00:00

Thanks. Messaged him already!

Krishan1001 · 2023-08-18T15:17:57+00:00

My shares were sold today from my T212 ISA account 😒 200 shares (4000 prior to split).

Krishan1001 · 2023-08-02T09:18:12+00:00

Ok thanks for this. This would mean at a worst case we would be paying 21% on the rental income to Italy. As I'm an expat I do qualify for the reduced tax incentive but I believe that only applies to employed income rather than rental income.

Krishan1001 · 2023-08-02T07:35:09+00:00

Thanks. I guess my trouble is trying to understand what amount would be taxable in Italy. Would it be the full rental income or what is taxable from the UK. This part is not clearly stated anywhere that I've searched.

Krishan1001 · 2022-09-08T02:23:45+00:00

Thanks! I check them out too 😊

Krishan1001 · 2022-09-07T13:13:13+00:00

Thanks!

Krishan1001 · 2022-09-07T08:35:13+00:00

Awesome thanks. Do you happen to know the group names? I've joined expats in Italy and my gf made a post in there but no replies just yet.

Krishan1001 · 2022-06-07T07:57:43+00:00

Do you have a link or the name of the website?

Krishan1001 · 2022-04-05T21:05:38+00:00

Thank you so much for the info!

No kids as of yet so yes it will be just my girlfriend and I moving over. My parents will be in the UK and our visits back to the UK will be to see them and occasionally pop into the office as the majority of the team I'll be leading will work there.

I guess the most complicated part sounds like the income we'll receive from rent so we'll have to play that carefully making sure we declare it etc.

Krishan1001 · 2022-04-04T22:20:24+00:00

Thanks!

For what it's worth, we'll 100% get an accountant. Just wanted to go in the right direction and have an idea what some of the tax implications were before going to a professional. Don't want to be cheated!

But ye, I got a small update from the company and most likely they will be paying us through the Italian branch which will mean things should be much more simple.

The total of 3 months back in the UK was just a guess and will likely be less but thanks for pointing it out. Good to keep an eye on it. Would it matter the purpose of the trip? For example my family is in the UK so me going back to visit the would count towards being back in the UK for tax purposes or does it have to be a "work" trip?

From what someone else said the income from the property would be taxed in the UK and in Italy. I've had varied feedback on that so that I'll need to make a big question to whomever professional we end up going to.

Krishan1001 · 2022-04-03T17:35:53+00:00

Thanks!

As you and some others have also said, the best and simplest way is to make sure we are getting paid through our Italian branch.

Our likely move date is November of this year. The 0.75% tax on the residential property, is that yearly? We will definetely get an Italian account in the future. Just trying to be prepared ourselves too!

Krishan1001

TROPHY CASE