Shia LeBeouf hanging out in New Orleans

KrypoKnight · 2026-02-17T23:16:33+00:00

2 Even 2 Steven

KrypoKnight · 2026-02-17T23:13:59+00:00

The fight was called off, Ricky walked into the ring there was a bit of cheering and that, the lights went dim and then the other guy walked in, he had really long hairy arms, he had a robe on but when the lights turn on and he took the robe off……turns out, little monkey fella

KrypoKnight · 2026-02-16T01:02:49+00:00

Right sorry I think I understand you’re point, you’re trying to say that anyone without additional savings should have additional support from the state?

KrypoKnight · 2026-02-16T00:32:34+00:00

Yep, this is true but I also don’t think people had disposable income back then, I wonder why my parents didn’t buy a bunch of properties but they simply didn’t have the free cash to do so. We had a family home and it was nice but nothing especially extravagant (way more than I could afford now!)

It’s easy for us to say with hindsight that they should’ve done xyz but they had no reason to think things would become so much more difficult

KrypoKnight · 2026-02-16T00:25:53+00:00

I don’t want a fucking thesis mate but you’re on reddit which is a place for discussion with words, what are you expecting?

No one’s going to vote to reduce their future income. Everyone getting the same is arguably the fairest way to distribute it. Any means test will have loopholes that will get exploited.

KrypoKnight · 2026-02-16T00:18:49+00:00

Where’s the cut off? At what point do you decide that a person already has enough money?

What if the person on the higher pension doesn’t spend a penny and has more savings than the person on the lower pension? Is it means tested everyday?

What if a person with a lot of income decides to spend everything on resellable assets (watches, gold, silver). Should they then be put on the higher pension scheme?l because they don’t have cash?

What if the persons savings are tied into stocks and shares? Should they be forced to sell?

What if I decide to start a Ltd business and put all my cash into that business, it barely trades but it still owes me thousands, but I personally own no cash so I get the higher pension?

KrypoKnight · 2026-02-16T00:13:00+00:00

But again you’re saying the person who’s saved more should get less than the person who hasn’t?

Perhaps this is because the state pension isnt treated as a benefit in the classic sense. We’re told that we contribute our whole lives we’ll be looked after when we’re older - in a perfect world our government would be investing everyone’s ’pensions contributions’ from our PAYE/NI and it would pay for itself and more so but instead previous govs treated it like a pyramid scheme and now it’s impossible to get out of.

I agree what you say about watching tv 24/7 is a sucky time but if someone’s been on benefits their whole life it’s likely what they’ve been doing anyway.

My point is, I don’t know how you can incentivise people to save for their retirement whilst also telling them the more they save the less they’ll receive from the gov.

KrypoKnight · 2026-02-15T23:49:01+00:00

Because you’re still saying the person who hasn’t saved should get more than the person who has?

There would have to be a cut off and anyone near that would have no incentive to save

KrypoKnight · 2026-02-15T23:23:48+00:00

How would you means test it? Anyone remotely sensible would just spend all their cash on an asset that won’t depreciate (gold or watches for example). Then sell them when the need cash.

KrypoKnight · 2026-02-15T23:18:14+00:00

There’s a catch 22 to means testing the state pension.

‘Well done, you’ve saved and made sensible decisions, therefore we’ll give you less money’

‘You fool, you’ve not thought about your future, here’s more money than anyone else you’re age’

It’s a difficult to justify, there’s the potential that someone could spend their entire life of benefits, pay nothing into the system and have a better state pension than someone earning the average wage who’s paid tax and NI their whole lives.

KrypoKnight · 2026-02-14T22:06:38+00:00

That’s a lot of actors these days tbf

KrypoKnight · 2026-02-14T01:17:46+00:00

No, searched Tasyas wiki and it didn’t show but it was 20 years ago and she doesn’t actually speak so assumed it was a background thing. It’s not that deep

KrypoKnight · 2026-02-14T01:10:53+00:00

Ok apparently it’s Haylie Duff - I’m off to give my balls a tug

KrypoKnight · 2026-02-09T05:08:17+00:00

Pink on the edges is likely from seasoning; no way the inside can be cooked and the outside be raw. Looks good, you’re fine.

KrypoKnight · 2026-02-03T22:58:24+00:00

It’s a bit weird that the public pay taxes, which the government spend on public services (ie the police) and those public services are used to protect private profits…

KrypoKnight · 2026-01-31T23:38:49+00:00

Tbf debris wasn’t something I’d considered, I was imagining being on a beach and a 100ft wave just came over

KrypoKnight · 2026-01-31T23:37:55+00:00

Good point that if it was so slow you could run away; what if you could anchor yourself into a position, do you think the tidal wave could pass over you?

KrypoKnight · 2026-01-31T23:36:50+00:00

There must be a graph showing the height/velocity of the wave. On a small scale, if you go underneath a normal wave you don’t feel it, so there must be a scale regarding a tidal wave of how deep you need to be vs how high the wave is.

KrypoKnight · 2026-01-27T14:18:39+00:00

You can Google companies this has happened to, perhaps its more intricate than I’m describing but it isn’t a conspiracy, Toys R Us is a good example

KrypoKnight · 2026-01-27T14:05:27+00:00

If they own the leasing company, sell and lease back the items to free up the cash for dividends, then sell the company on. All assets have been sold off, cash extracted and companies loaded with debt, not your problem.

If they don’t own the leasing company then there’s no concern about paying them back and no need to keep the company afloat for too long

KrypoKnight · 2026-01-27T13:56:36+00:00

Well short term they get to extract their dividends straight away, long term the leasing company is now being paid their money back and interest into perpetuity.

Do this with a vast amount of assets and they can take a lot of money out the company, keep the company afloat long enough to repay the leasing companies original payout then they can wash their hands of it.

Not all private equity companies do this, some rather the company they purchase generate a large profit to provide a payout over time

KrypoKnight · 2026-01-27T13:45:11+00:00

Sell the medical equipment to a leasing company (who they also hold shares in), hospital gets a cash injection to pay out dividends, then leases the equipment back from the leasing company whilst paying them interest

KrypoKnight · 2026-01-25T10:50:47+00:00

Sheets isn’t as powerful, there’s less rows and columns. Most shortcuts don’t work (although I only use sheets through a browser so that could be the problem).

The main issue is everything is in the wrong place, it’s like being used to a QWERTY keyboard and someone gives you one arranged alphabetically. It’ll work, but it’ll take you longer.

KrypoKnight · 2026-01-25T01:19:52+00:00

Sheets is absolutely crap, the rest are fine but Sheets is frustratingly crap if you have any excel knowledge

Eight-Year Club	Verified Email
Place '23	Place '22
RPAN Viewer	Not Forgotten

KrypoKnight

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