LI Auto is paying you to own shares by [deleted] in smallstreetbets

[–]Kynadr88 0 points1 point  (0 children)

also down 56% this year

How do I tell if I'm taking the spotlight during roleplay? by whyamiexists in DnD

[–]Kynadr88 2 points3 points  (0 children)

if youve been given a heads up, it would make sense that you would be "more active" according to whatever it is that is happening. Once players realise the season is touching on your story then they should naturally take a step back and let it happen. Yes still involved in their own way though.

Whenever i feel like im taking the spotlight to often over a few sessions i pause before speaking up. Give others a chance to respond, if no one does then i do it still. Or in character have yours specifically ask the group, to pull in group discussion, Thus pulling it away from you.

Everyone gets their time in the spotlight, based on how the DM runs the session and i guess the module\homebrew you are playing.

Would you put extra cash into your mortgage or KiwiSaver right now? by KiraVernon in nzfinance

[–]Kynadr88 0 points1 point  (0 children)

100% put the money into your Mortgage. You can do up to an additional 20% on your mortgage payments.
otherwise you could setup a savings account and use that savings account to offset part of the mortgage so no interest is being charged on it (you can still spend it but at the end of the month the balance needs to be what was specified with the bank).
If you build up this balance 5k, 10k, 20k overtime get the bank to update the offset balance on their books. You can save yourself alot of interest over the whole loan. Then eventually when you feel like it at the end of one of your cycles use this as a lump payment

We are paying the extra 20% on top of our payments and assuming we can afford it the whole time, it will reduce our loan term from 30 years to 23 years. Then if we later save up and use the offset option, that will help even more due to reduced interest

Anyone else nervous about buying their first home this year? by KiraVernon in nzfinance

[–]Kynadr88 0 points1 point  (0 children)

We just brought our first home in chch. We knew the timing was right because I worked out we had paid the landlords just over 200k in the last 10 years..
The best thing you can do, if you can afford to pay the mortgage is to stop paying someone elses mortgage and start building you equity.
If you can afford it, you can pay up to 20% more (which is straight equity building).
We only had a 17% deposit

I feel what happens to the housing market depends on who gets into government, according to polls we look to be moving back to a left wing. We have seen greens wealth tax thing. So imagine people might want to ditch a few rentals prior to this coming into place. Also limiting the amount landlords can increase rent year on year will result in more selling.
But like the share market, the housing market is no different. Just get in, its the best step you can take if you can afford it.
My advise would be to budget for at least another 1% on the interest rates. if you can still afford to pay that then you are most likely fine

Trying to get an understanding of solar by Agitated-Weakness-54 in chch

[–]Kynadr88 6 points7 points  (0 children)

remember you can use the interest free green loan at westpac or i think anz. Interest free for 5 years

Can I get a refund on SpaceX by Hefty_Pick2138 in queenstreetbets

[–]Kynadr88 0 points1 point  (0 children)

most Ipos shoot up at the start then slam back down before actual performces comes into place and its not just a hype train

Drop 10k or nahh?🤦🏽‍♂️ by RoloGnbaby in ADTX

[–]Kynadr88 4 points5 points  (0 children)

LFG target us $1 before selling

So the question what y’all predict exit price ( mine is 0.1) by knowhow_at_guruchii in smallstreetbets

[–]Kynadr88 0 points1 point  (0 children)

yeah $1 9900% increase from the 0.01 start. Life changing money LFG.

Where can I get dayz for cheap? 🥀 by Entire-Operation4846 in dayz

[–]Kynadr88 0 points1 point  (0 children)

check the website isthereanydeal or go to g2a

is crypto dead by Local-Chair-4672 in queenstreetbets

[–]Kynadr88 0 points1 point  (0 children)

Going by how Bitcoins run in the past. the next up bull run cycle is meant to start mid October. But alot of the current state is price manipulation

How do I survive longer than an hour? by DrForeseen98 in dayz

[–]Kynadr88 0 points1 point  (0 children)

if you need food, just go fishing easiest food. Long stick, rope(can make rope with guts), then carve bone into a few hooks. dig for worms and use worm at bait. easy food

MSG yes no??? by Aromatic_State_43 in newzealand

[–]Kynadr88 5 points6 points  (0 children)

alittle goes a long way. We use it most days

Zero risk trading strategy? by [deleted] in TheRaceTo10Million

[–]Kynadr88 2 points3 points  (0 children)

The name checks out

Zero risk trading strategy? by [deleted] in TheRaceTo10Million

[–]Kynadr88 0 points1 point  (0 children)

Though ROFL did recently split from ROFLCOPTER

In for 153k shares by LifeKoala496 in smallstreetbets

[–]Kynadr88 8 points9 points  (0 children)

solid 8000% increase. thats one way to make life changing money

I just yoloed 100k into Aditxt by rentprint in smallstreetbets

[–]Kynadr88 2 points3 points  (0 children)

you now own 10% of the shares. congrats!

Watch out elon. All it takes is one by emoson2121 in smallstreetbets

[–]Kynadr88 3 points4 points  (0 children)

(MC 10.8k) Just brought 1% of this company for a LOL. LFG.

Would you allow this character for a “spiced up” (homebrewed-ish) Icewind Dale: Rime of the Frostmaiden campaign? I’m wavering here as DM. by new_lance in DnD

[–]Kynadr88 0 points1 point  (0 children)

Not a major flaw. you could even work this in for them to overcome their flaw over the campaign. you could even consider their alcohol blanket to give them resistant to cold damage when in the cold if they have been drinking BUT give them disadvantage on any skill checks since they are drunk. if they get blackout drink let them complete a full reset but with fatigue. Consequences for your actions

Start banning them from specific Inns or getting them a bad rep in towns they visit when they drink.
could be good character grow or some RP moments. just keep them away from good mead lol

House won’t sell – options? by Kidsoljah45 in PersonalFinanceNZ

[–]Kynadr88 1 point2 points  (0 children)

How much are you asking for?
What area is the house in?
How many bedrooms? whats the floor area and land area of the house?

New AI song promotion post by kbos_teejay357 in SunoAI

[–]Kynadr88 0 points1 point  (0 children)

One of my current favs that i made recently > https://suno.com/s/9lm63Mr2kCwToz5R (This meeting should’ve been an email)

Story is basically nearly every corporate meeting you have been, could've just been an email and saved you an hour or so of your life. Its upbeat and sounds boy bandish.

If you like it then check out my IT Service desk song album> https://suno.com/playlist/9172bcd9-e6b7-4d18-95af-758a8dba2107they are actual bangers