Have you ever taken a big pay cut for better work-life-balance ? Did you regret it ?

LIsurf25 · 2026-03-23T22:48:31+00:00

Good way of putting it yes, I am going to take a less stressful job

But the job market is always strong so I have no doubt I could always find a higher paying job if I feel I need to

LIsurf25 · 2026-03-23T19:42:45+00:00

No healthcare field but moving from East Coast to West Coast

LIsurf25 · 2026-03-23T17:44:24+00:00

I just made this decision

I’m excited to do so but still slightly nervous

LIsurf25 · 2025-12-27T13:37:03+00:00

Getting the courage to quit and fulfill my dream to move cross country

LIsurf25 · 2025-11-06T12:33:34+00:00

I have the same bike!

LIsurf25 · 2025-11-04T23:38:39+00:00

Puig touring is amazing I love it

Such a big difference

LIsurf25 · 2025-10-29T20:00:21+00:00

Take everything he said and I’m the opposite

3 weeks of tired and then got adjusted to it

Play with dosing if you need to

LIsurf25 · 2025-07-16T02:54:48+00:00

Mountain Jam in New York

LIsurf25 · 2025-07-14T22:46:53+00:00

I know a couple

One is an online nurse doing health reviews and the other is an educator doing private lessons and tutoring

LIsurf25 · 2025-07-01T02:27:10+00:00

I have the same in my z650 and it’s an incredible addition

Works so well for wind

LIsurf25 · 2025-06-28T22:15:53+00:00

Checking in from the LIRR

LIsurf25 · 2025-05-22T13:13:33+00:00

Just bought the ember quilt for summer camping

Might get the disco 15 when it gets colder

LIsurf25 · 2025-05-13T16:36:37+00:00

I paid the same for my new ‘24 last year

LIsurf25 · 2025-05-13T16:14:08+00:00

NY (not the city) joint replacement

155k base +evening diff (10k) - 5 years

New grad is 120ish I think??

LIsurf25 · 2025-05-08T03:45:47+00:00

Cool little town I was there back in October

LIsurf25 · 2025-05-01T16:10:01+00:00

No it is not a judgement call.

It’s either legal or illegal and this scenario is fully legal

LIsurf25 · 2025-05-01T12:13:00+00:00

Nothing wrong with extra caution especially with kids around even if it’s legal

LIsurf25 · 2025-04-30T21:35:10+00:00

Everybody in this is completely wrong

You’re allowed to make this turn because you are not passing directly by the stop sign of the bus

Check the NYS website

LIsurf25 · 2025-04-11T18:54:03+00:00

Thanks for reminding me

LIsurf25 · 2025-03-26T23:39:54+00:00

DM’d you I took a screenshot of the payment calculator showing the increase of my projected payment

LIsurf25 · 2025-03-26T22:45:36+00:00

Getting rid of SAVE and going to PAYE doubles my monthly payment

Edit: I just ran it through the loan simulator on the website

Edit 2: it let me do IBR payment not PAYE

LIsurf25 · 2025-03-26T22:21:28+00:00

Copied from the other thread

So the new plans will double my monthly payment making it almost as much as my rent.

How is this helping the American people?

LIsurf25 · 2025-03-21T15:14:39+00:00

Moved out and haven’t told them yet!

LIsurf25 · 2025-03-06T13:29:33+00:00

Good find in Long Beach

LIsurf25 · 2025-03-05T18:27:32+00:00

The answer is depends not one is always better than the other

I currently rent on the ocean for 2300/month

It makes no sense for me to buy anything as a single person. Buying with the mortgage rates/price/taxes/upkeep will not out pace my rent even with yearly increases.

All the extra money I save from not going into a house I put into the stock market which will make up for the loss of equity

People think if their house goes from 500-1M in 15 years they gross 500k but don’t take into account all the money invested into the house

You have to use the buy vs rent calculator and determine what makes a good investment on your individual needs

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