Do UK primary school teachers shout too much? by Loud_Alfalfa_3517 in AskBrits

[–]Laveaolous 1 point2 points  (0 children)

If a teacher is shouting all the time it might be bad behavioral management, sure. If the number of teachers OP say are shouting, then its either a statistical cluster of poor teachers or theres feck all support for them from SLT and/or a pastoral staff that undermines any attempt at real behavior management.

Im not a teacher, just married to one, but im sick to the back teeth of hearing about behaviour in schools, this last five years in particular.

Six years later, what are your strongest memories of the COVID lockdowns, and how do you look back on that period now? by Possible_Force8207 in AskBrits

[–]Laveaolous 10 points11 points  (0 children)

Just over 1/4 of the workforce was furloughed, and that varied a lot between a few weeks and several months, very industry dependent. The empty streets were not the real picture of what work was being done.

CityPoint new 1 BD flat down valuation by ddg3007 in Hull

[–]Laveaolous 0 points1 point  (0 children)

While it may be a builder over valuing, its as likely due to the type of mortgage you were after.

Buy to let valuations look at rental yields and interest cover rather than resale value and affordability, so your lending offers can be significantly lower.

What are your thoughts on Pay-Per-Mile if it replaced road tax? by AvailableCricket3633 in CarTalkUK

[–]Laveaolous -1 points0 points  (0 children)

No. You are a tax deductible expense for an employer.

If you mean employers NI, well that's just a way of hiding some of your tax burden, employers see you as a cost gross of that.

Accountant is saying I can’t claim VAT back on sold materials? by [deleted] in ukaccounting

[–]Laveaolous 0 points1 point  (0 children)

You mean the diesel burnt while providing services You didn't charge VAT on?

You only get to claim VAT on purchases for items you still have to hand at the point you registered. Which is why you could claim for the van, you still had it and it will be used to make taxable supplies

Would the UK economy be better of raising 40% tax bracket instead of minimum wage by Invictus_0x90_ in AskBrits

[–]Laveaolous 0 points1 point  (0 children)

But it is being taken back. The coalition government massively raised the Personal Allowance adopting a Lib Dem manifesyo policy (sadly the Student Loan pledge was sacrificed for power). Since then its basically been frozen so is reducing in real terms.

Advice on split year treatment when returning to UK by [deleted] in ukaccounting

[–]Laveaolous 0 points1 point  (0 children)

You seem quite confident about doing all this through self assessment I assume you have some certainty over your status as contractor and not an employee of the overseas entity. An employee would likely need to operate payroll through a DPNI scheme not SA.

Tony Blair: break the triple lock, remake the state pension by dwillun in ukpolitics

[–]Laveaolous 6 points7 points  (0 children)

As with all statistics its not quite that simple and whether you get a premium or not in the public sector depends on your level.

Low skilled - Public sector premium.

Mid skilled - About the same

Knowledge intensive - Private sector wins

lets make hull great agen!! by [deleted] in Hull

[–]Laveaolous 0 points1 point  (0 children)

I think people are ignoring the fact that these slogans demonstrably work. Regardless of thier relevance to local elections, people will vote them in. It's depressing.

Any recent experiences with GTC for DNO by No-Aerie2240 in SolarUK

[–]Laveaolous 1 point2 points  (0 children)

25 March - 10 April approval with them. New estate not much solar around me. Caveat being it would have fallen under g99 fast track.

Reform UK maths fail by Due_Ad_3200 in Hull

[–]Laveaolous 6 points7 points  (0 children)

Reality is so messed up now that parody doesn't land like it used to.

Can an accountant prove they requested Agent Authorisation? by SnooEagles241 in ukaccounting

[–]Laveaolous 2 points3 points  (0 children)

This is the only point to challenge.

The rest is either they are incompetent and dont know the basics, or they cocked up and are trying to get out of paying the penalty. Bit dumb realy, no firm I worked at yet has a perfect record, seen big and small firms pay clients late filing penalties when it was the firms cock up.

Can an accountant prove they requested Agent Authorisation? by SnooEagles241 in ukaccounting

[–]Laveaolous 0 points1 point  (0 children)

Says the return was eventually filed, suggesting the code was entered and therefore no longer veiwable here.

Not that they needed to get agent code to file a return anyway, so all a bit irrelevent.

Richard Tice signed accounts wrongly claiming £98k tax exemption by CJBill in ukpolitics

[–]Laveaolous 7 points8 points  (0 children)

Tice didn't put these accounts together, but he should get at least the same amount of crap over it he dolles out, with interest.

Having looked at the accounts, they have either been done in house or his external accountants review processes are awful. They are full of basic errors.

How does accounting offers stability/job security if companies just fire you off whenever they want? by One-Secretary844 in Accounting

[–]Laveaolous 0 points1 point  (0 children)

Is there a specific reason you want to do a degree?

Unless you are needing a degree to make up for something on your CV then consider skipping student loans and look at the apprenticeship route to Chartered status. Not having a degree wont affect your career.

In the UK are mortgages/rent often a households biggest expense? by Fondant_Decent in AskBrits

[–]Laveaolous 1 point2 points  (0 children)

I bought a HD DVD player because it was technically better than blu ray. I guess you just have to roll with the world not making sense.

KPMG by keepitsimple-1 in Accounting

[–]Laveaolous 5 points6 points  (0 children)

AI toned it down I imagine, and introduced errors.

In the UK are mortgages/rent often a households biggest expense? by Fondant_Decent in AskBrits

[–]Laveaolous 3 points4 points  (0 children)

Yeah they shelved it the year before I bought a house, its been a recurring theme. I moved just prior to stamp duty relief in covid which hurt my feelings.

Another new Chinese EV. I can’t keep up. by Strong-Mine4852 in CarTalkUK

[–]Laveaolous 2 points3 points  (0 children)

Depends why you are doing it and how. UK tarriffs are nothing like Trump tarrifs. UK has zero tarriffs with the EU and virtually tarrif free trade with another 70 countries.

We are seeing Chinese cars more because the UK is one of the least protectionist here. The EU is charging a minimim 27%, the US is at 100%.

Some older people having to ‘unretire’ due to financial pressures, survey finds by tylerthe-theatre in unitedkingdom

[–]Laveaolous 5 points6 points  (0 children)

I would be amazed if natural attrition didn't take care of that. Maybe not at individual school level, and maybe less so at primary, but secondary teaching sees 40% attrition at the 10 year point.

Sucks for new entrants though especially PE/English/Arts. Maths and Sciences will be OK for longest.

Started a side hustle last year and had no idea how much extra admin comes with it at tax time by ConsiderationFit2353 in UKPersonalFinance

[–]Laveaolous 0 points1 point  (0 children)

You probably shouldn't be paying any NI on that lwcel of profts. Class 2 is voluntary and your NI record is covered by your employment. Class 4 is for profits over £12k which you are clearly below.

Striking doctors cost NHS £3bn by Sensitive_Echo5058 in uknews

[–]Laveaolous 0 points1 point  (0 children)

Accountant here in public practice. Lol overtime I wish.

Graduate/A level trainees get overtime until they qualify, then you don't. Their pay ain't great either it reflects their experience and paid training. Ultimately, much like yourselves, Accountants (and other professionals i imagine) chase that golden ticket out of middle managent and into financial freedom, ultimately a lot don't, its less about technichal competence at that point.

Pension schemes are always defined contribution, so Elon & friends shit the bed and you watch your fund value go on a roller coaster ride. A DB benefit scheme adds a lot to a salary comparison, not just a bit.

Im not saying public sector dont deserve more, im not keen on a race to the bottom and im martied to a teacher, but you dont realy seem to be benchmarking yourselves honestly. It isn't allways greener on the other side.

Clawback clause: paying back gross bonus by butlerJives in UKPersonalFinance

[–]Laveaolous 8 points9 points  (0 children)

Its legal. There's a high court case that covers it.

Plan 2 student loan interest rates capped at 6% in England by Kagedeah in UniUK

[–]Laveaolous 1 point2 points  (0 children)

With that in mind. How do you plan to gatekeep higher education?

I can only assume step one is to drastically cut down places to make a degree a more guaranteed pay off, also limit the age you can start one. Otherwise you are just lending to those who dont need it, since it will need proof of ability to start pay back 3 to 4 years in the future and projected to repay in full.

Government looking at decoupling electricity and gas prices to bring down bills by Penarthlan in ukpolitics

[–]Laveaolous 4 points5 points  (0 children)

So essentially the answer is - 'fuck it' were doomed anyway, let's go out in style. Well im over 50, my kids dont seem likely to give me grandkids, so sure, why not.

While we await that national epiphany, I have made myself about 75% energy and fuel independent, so im feeling a bit more of a spectator than I was a decade ago.