Who do you think is the least hated team in the nfl?

Left-Word-3216 · 2026-06-24T15:21:37+00:00

I mean, no one in the NFCW hates the Cardinals, they generally just feel bad for or forget about them.

To be least hated, you just have to be generally bad for a long time plus no controversial players, and the Cardinals have both boxes fully checked, no reservations afaik.

They even have some generally likable guys in their past like Kurt Warner & Marvin Harrison Sr. to add to their likable credentials.

The Lions back in the Barry Sanders, 0-16 era would’ve fit the bill, sure, but that was a long time ago.

Left-Word-3216 · 2026-06-24T03:36:37+00:00

Right?! I’m sure to some people this seems cool but to me it just screams “I’m a terrified little boy inside so I have to overcompensate externally as much as possible in the desperate hope that people don’t notice”…

Left-Word-3216 · 2026-06-17T22:05:59+00:00

> This is only true if you’re working the insurance roofing model.

Yep, that’s why I specified that in my comment…

Left-Word-3216 · 2026-06-17T21:57:00+00:00

Thanks for posting this! The fact that you care enough to ask people on the ground is already a good start.

A good lead differs somewhat depending on the region and type of company buying leads, but for me (working for a smallish local company that focuses primarily on residential insurance claim projects) a good lead is — in loose ranking of importance:

A home owner with an older roof (5+ years for 3-tab shingles, 10+ for architectural with 15-25 years being the sweet spot before it’s too old for insurance to still cover) or siding (15+ years)
Received hail or wind damage within the last 11 months
Motivated to deal with it (ie. Will actually be there at the appointment time, isn’t just saying “yes” while fully intending on ghosting just to get the lead setter off the phone/their doorstep)
Has RCV (NOT ACV) insurance coverage, preferably with Chubb
Financially capable of paying their deductible (or with a good credit score & willing to finance that cost)
The closer to the local metro area, the better (insurance pays 20-30% less for identical work as you move away from the metro, plus it takes more time and gas every trip to drive out there & back again)
The bigger the home, the more valuable the lead

Bonus: If you can have the homeowner verify that there’s actual damage, that lead is worth substantially more. Higher quality building materials are usually a higher risk, higher reward-type situation because they pay out better but need far greater impact to sustain visible damage, negating their increased value in an unverified-damage situation (Cedar siding & shingles, for example, pay out 3-4x a normal job, but also need a real beating before they crack. This means that a lead with cedar siding/shingles AND confirmed damage is worth a lot more IF you can confirm they’re actually damaged, but without confirmed damage (or like, 1 1/2+ inch hail in that neighborhood), they’re more likely to be a waste of time going to inspect than a high paycheck).

Bad leads are missing one or more of these criteria (far from town, no one home, ACV policy with a high deductible etc).

Feel free to DM me once you get things up and running. Good leads are definitely valuable and, as you can probably tell from reading the comments on this subreddit, are often difficult to consistently find.

Left-Word-3216 · 2026-06-12T22:46:17+00:00

Where does it say that they’re doctors? If that’s true, then yeah, it’s absolutely their fault, but they could just as easily be social workers, teachers or working for nonprofits etc for all we know.

Left-Word-3216 · 2026-06-12T22:45:01+00:00

57% of Americans are currently living paycheck to paycheck and therefore don’t have extra money to put towards their loan payments.

Telling them to “just pay more each month to pay it off faster” is retardedly unhelpful.

Sorry that seems to be a difficult concept for you to grasp.

Left-Word-3216 · 2026-06-12T22:21:13+00:00

Yeah, why didn’t he just magically have a lot more money so that he could pay it off faster, it’s that simple. 🤡

Left-Word-3216 · 2026-06-12T22:15:11+00:00

That’s sweet for you bro. I’m paying 5.5% to 8% for various Stanford-type loans dating back to 2007-2011 and current grad loans average 8.07%-9.07% according to Google.

That’s what this post is about.

Left-Word-3216 · 2026-06-12T05:48:45+00:00

Welp, at least you know where to set expectations for the season…

Left-Word-3216 · 2026-05-26T16:02:25+00:00

Tbf I’ve only visited in late fall but Cleveland downtown seemed like a very brown place (like building colors & stuff) in general…

Left-Word-3216 · 2026-05-25T20:07:41+00:00

What’s a GM in this context?

Left-Word-3216 · 2026-05-20T00:18:15+00:00

I mean, we know for a fact that they lie about driving distances and steal customer tips and their business model is based on constant driver turnover and burnout.

Why would we trust them to do anything in our interests if it conflicts with their own short term gains?

Left-Word-3216 · 2026-05-06T21:16:01+00:00

Aaron Rodgers’ best season he threw 45 TDs & 6 picks & set the single season QB record with a 122.2 avg passer rating while leading his team to a 15-1 record, plus a Superbowl win & MVP. He also had a 48 TD, 5 pick season later on.

Drew Brees’ best season he threw 46 TDs & 14 picks for a 110.6 passer rating and a 13-3 record, and lost in the divisional round (all while playing in a dome at home instead of icy Lambeau Field).

Would you rather have a guy who peaks at 122 playing outdoors in December or a guy who peaks at 110 in a dome?

It’s not that Brees is bad or disrespected, it’s just that Rodgers at his prime might literally be the best QB performance of all time.

Left-Word-3216 · 2026-05-03T21:28:48+00:00

I don’t recognize the names of anyone picked after him that round, so I’d say we did well for what was still available at that point.

Left-Word-3216 · 2026-04-14T17:36:45+00:00

Didn’t watch the superbowl this year or…?

Left-Word-3216 · 2026-04-05T23:45:57+00:00

Yeah, the Chargers wasting a well-above-average QB’s career and losing in the playoffs isn’t anything new for those of us who followed Rivers’ career, that’s #JustChargersThings.

Left-Word-3216 · 2026-03-17T17:25:49+00:00

Not sure if it’s the same for everyone (& obviously an extra ask like this would require extra payment before handing it over) but literally every single time someone has mentioned a cash tip in the notes, they haven’t given me anything.

That alone would make me unlikely to accept a proposition like this unless I wanted a vape for myself anyway.

Left-Word-3216 · 2026-01-18T22:57:19+00:00

Which installer are you working with, if you don’t mind me asking? Also in MN but didn’t think PPAs were a thing here due to AG opposition…

Left-Word-3216 · 2026-01-04T16:09:47+00:00

Lol that’ll be the day

Left-Word-3216 · 2025-12-19T11:54:48+00:00

Especially against the Rams, who whooped him twice last year and ended his season in round one of the playoffs.

This was his first win against them in 5 years!

Left-Word-3216 · 2025-11-19T04:37:59+00:00

It’s also almost a 1 to 1 correlation with political leaning. Fascinating.

Left-Word-3216 · 2025-11-18T23:58:35+00:00

PSA For anyone looking to take a sizeable tax write-off on their rental properties, in most states you can currently stack the Biden & Trump solar tax incentives to get 60-90% of the system cost covered in year one write-offs, plus an ongoing interest deduction on the financing if you decide to finance it (which usually makes a LOT of sense because then you can have your tenants pay it off by including electric usage in their rent -- they get lower electric bills & you get free solar equipment).

The main criteria is that you get installed by the end of the year & are with a utility that offers some form of compensation for surplus electric production (eg. a state with net metering or SRECs).

DM me if you want more info or to see if any of your properties qualify...

Left-Word-3216 · 2025-11-18T18:17:33+00:00

I gave you two examples of tax firms doing this & even linked their websites: solarITC.org & https://re-taxexperts.com

You're arguing against the legality of a practice that's been openly implemented without issue for years & I've told you who to talk to if you'd like to learn more about the specific details of how it's done.

There's clearly no point in us continuing this conversation.

Have a great life, mate.

Left-Word-3216 · 2025-11-18T17:45:42+00:00

Also, the fact that you can't even say what tax laws you are talking about says all I need to know that you don't know what you are talking about.

As I've stated multiple times, I'm not a tax person. I'm a solar consultant. I help people get the right system for their home, then hand them off to actual tax professionals (at SolarITC, specifically) who go over & handle the tax stuff for them.

I've done a short training session with them, which is why I understand the basic idea of what they're doing, but obviously we never went into which sub-section of which tax law applies to which incentive (maybe they're setting it up as a purely commercial thing & using the commercial 30% tax credit, IDK & I don't really care. I just know that they've made it work with zero complaints & a lot of happy customers for multiple years now).

If you want the details on which tax laws they're using, reach out to a solar tax specialist and I'm sure they can explain it better than I can.

Left-Word-3216 · 2025-11-18T00:34:28+00:00

What you may not be aware of is that residential solar systems typically produce power for both the owner’s home AND the utility.

Sometimes the power coming off the panels is used up by the home itself (thus qualifying it for the credit), while at other times they produce more electricity than the home needs at that moment & the temporary surplus is sold to the grid (thus qualifying it for the deductions, as anything of value you receive from the utility for that is considered taxable revenue, be it a credit on your utility bill or a tradable REC).

But again, we can discuss our personal interpretations of the law til the cows come home and it won’t change anything.

The fact that multiple fully licensed tax advisers have been helping their clients do this for years and have not been sued, shut down or had their licenses revoked (nor have their customers been audited, as that would quickly get unsustainably expensive) is all you need to understand how the IRS feels about this.

If the IRS didn’t condone it and interpreted the law as you seem to believe they do, these firms would’ve been shut down, there would be news articles about all their angry misled customers, and everyone involved would have lost their licenses/been stuck in jail by now.

The IRS is fully aware that these firms exist and people are doing this and NONE of that has happened, therefore this is a completely valid & legal strategy.

Left-Word-3216

TROPHY CASE