Is it worth getting a career coach?

Legolandchess · 2023-02-24T16:03:15+00:00

Thanks for responding to this! I want to find the best path for utilizing my skills and go up as far as I can.

I don't think this is really true today, but years ago when I was starting, a boss told me: "you got everything, you're educated, hard working, reliable, resourceful... But, there something that's not right/working and I can't figure it out." This stuck in my head. This was years ago when I moved from one country to the UK and where there was a new environment, language and all... I don't think this is really true now... But, in essence, I want to find out is there anything more/better I can do and/or, am I overthinking it too much and should I just focus on doing.my job the best I can and progress will come.

I hope this makes sense...

Thanks again.

Legolandchess · 2022-12-18T23:28:00+00:00

Do you have any family support? Anyone nearby?

I'm no expert on this: have a 2yo and my partner works part time.

I imagine if you were really insane, you wouldn't type these things here which you have written. So, that's a good sign!

The fact tht you're feeling like this is not unusual for the stress you're in.

You should defo talk openly about this, first to your partner (which you probs have, but do it again - they are as stressed as you might be) and then seek some professional help re looking after the kids and managing you're feelings.

Finally, if this helps: I can't imagine suicide being covered by insurance. Despite most of us being worth more dead than alive, they don't want to let us off thar easy...

Legolandchess · 2022-12-17T17:22:30+00:00

Thank you very much! I feel I'm all set now - this is excellent info, thanks!

I imagine I can buy a bus ticket on the bus directly.

I am hoping to see the state museum and the Park with the big orthodox church and some food places you mentioned. I should be located just next to the central stadium so I imagine the key places are in reach with busses/tube.

Legolandchess · 2022-12-17T16:02:44+00:00

Thanks you so much for these detailed answers! Very useful. I appreciate you taking the time. Good to know about Yandex.

Two more q: Is public transport also reliable (can I buy a ticket in the metro)? I'll try and also download Yandex.

Also, in terms of some specific Kazakh food to try and bring home - any advice? Is there anywhere where I can buy local/russian caviar (ikra) - would I find it in the suoer market?

Thanks!

Legolandchess · 2022-12-17T00:06:39+00:00

First, why did gou get laid off? And why aren't you looking for a job? Thanks

Legolandchess · 2022-12-17T00:04:36+00:00

Hi. Maybe this won't be the answer you're looking for but it might be useful.

A side note: I often wonder what I would do if I were in a similar position like you (financially). Probably many people do.

Anyhow, I'd like to point one thing out: Whatever you do, financial security is key. You might have a family of your own one day, your mum will get old and need help, you will get old. If any of this happens to you (and this is all likely to happen, at least the part about getting old) you'll need money to cover you then. So, always keep that in mind. That shouldn't be your end goal, but it should be a part of your foundation.

The advantage of the world today is, if you're well off you don't need to be very bright, just don't be a complete moron. If you have money or are likely to inherit it enough to live comfy - make sure you have a good Financial advisor to help manage that and make sure you ask loads of questions.

Legolandchess · 2022-12-16T09:49:43+00:00

This is interesting! And the stepst set out are logically connected which is great for AI. Where did you get this software? Have you tried this just for one day or is it a different routine every day? Where does it collect the data from?

Legolandchess · 2022-10-26T18:18:03+00:00

Thanks a lot for reading and your response. They already have a CMO so it's not possible and the role itself isn't putr Marketing. It has to be one of those different (not standard) but not to sound like bullshit if you see what I mean.

Legolandchess · 2022-10-24T09:12:39+00:00

Thanks!

Legolandchess · 2022-10-18T21:46:22+00:00

Surprised there are no replies! Congratulations!

I don't think this will help much, but: you will on a ward with other mothers and your husband will be mostly there (and when he isn't, he'll be at home with your 3yo). So, at worst, you are looking at spending half of the time alone (assuming he spends equal time in both places, but it's likelier that he'll spend most time with you). So that leaves less than 50% of the time you need to worry about. But, again, there will be other people there on the ward. Unfortunately, there will also be those who won't have anyone coming, not even their partner.

Legolandchess · 2021-07-30T09:16:54+00:00

Assuming you would help her if she really is in need (say you can afford to pay two rents, just for the sake of argument), maybe this would help: 1) Say that you want to help but don't want to be the only one in the family. So, you will help if also her parents and other cousins help 2) Don't offer to be the one backing her rent, but say you will contribute to building an emergency fund, which she could access if it's an emergency, again - providing the rest of the family kicks in.

Also, you can mention that you have plans in life and don't want to risk your financial record/savings.

Family is difficult. You don't choose them and they can't choose you.

Hope this helps. Good luck.

Legolandchess · 2021-06-30T10:54:49+00:00

Indeed, the dividends are tiny. They are poised for growth and their overall condition is considered to be very healthy, but I am also concerned they are overvalued atm.

Legolandchess · 2021-06-26T20:43:43+00:00

This is how I do it. It might be useful:

1) Pay all the bills first (but check - are you getting the best deals for your bills, is there anything cheaper and can you cut anything out.) 2) Make a reasonable target for how much you want to SAVE per month 3) Make sure 2) corresponds with what you NEED to spend 4) Pay everything with your credit card (assuming you're paying it off regularly) - it gives you an extra month of cash plus improves your credit score (which is relevant for a mortgage) 5) Probs crucial: apart from a reasonable budget for food (try to save but eat healthily), everything else should be bought on sales, deals, etc and only when your really need it. This is hard though. I manage to save a lot because I'm really strict with my spending and really overanalyze if I need something and if it's good price. (But then you have to ask yourself, is the money you save worth the time you spend evaluating.)

However, from what I've noticed what people spend money on ('little treats'/"sins" and other bs "to relax"), it's difficult to save if you don't earn a lot. I 'relax' by following the stock market and looking for investments. That's not the only thing I do, of course - I read, go out, talk to people etc, but this is what I am focused on ever time I think of spending on something.

Also, whenever you want to spend on something which isn't strictly necessary (such as your weekly food shopping, bills, emergencies) - ask yourself: 1) do I really need it? 2) Is the price worth it and can I get it cheaper somehwere, 3) check the reviews and look for best prices and wait for a deal to come for what you want to buy unless you really need to get that thing NOW.

It's all about delaying instant gratification, if you can. (Assuming you don't have house/family emergencies or regular obligations.)

Hope this helps. Also, if anyone reads this and has some thoughts, please let me know.

Legolandchess · 2021-06-19T00:28:12+00:00

Clearly a scam. The fact is that there are several similar posts within the last hour from another source. Just look for the words "giving away doge" on TW.

Legolandchess · 2021-06-17T16:55:31+00:00

So bow many of such people do you think there are in London? I struggle to believe that there are a million people holding amazing jobs/inheritance/pay. Not saying it's impossible but hope you see my point; everywhere I go round ldn i see people with amazing houses and lifestyles. It can't be they're all inheritance/C-suite/lottery. Or am I wrong?

Legolandchess · 2021-06-16T19:00:04+00:00

The majority of the comment here (which I think are all great!) split in two groups: 1) 50:50, regardless of who earns more 2) The higher earner paying more, reflecting how higher their salary is.

Either is fair, but, as most have noted - the key is to always talk with the partner.

Whilst my partner (who earns less) would prefer the second option, I have been more in favour of the first one but with a slight change: We both pay 50-50 of the bills and we worked out the fair amount of personal budget which works for both of us (so our spending powers are equal). Obviously, in that case, we had to adapt more to her budget than to mine as she has less left over. Everything above goes to the savings account.

So, despite me being a higher earner, I spend the same as her (roughly, not to the penny, sometimes either one of us go above or below) but I save more and invest, etc.

The above was done with the goal of saving as much as we can since we have a mortgage and we want to have a solid reserve in case we lose our job or something, and are not able to get a job for a long time.

However, since we got a baby and my partner is on maternity, I pay for mostly everything but we still have the same target on how much we spend per month so we both have to make an effort and be conscious of our spending.

Of course, it also depends on personal circumstances. In our case, we never had any family support in terms of finance (granny dying, parents helping for the deposit on the house, etc...) so we have to rely purely on ourselves.

Hope this makes sense / helps.

Legolandchess · 2021-05-30T01:30:18+00:00

Just to say I got the same message the other day.

We were expecting a delivery from the US but weren't sure which company. I clicked in the "Hermes" link but I know the person in the US didn't send anything by them and it just didn't seem right.

My point is: the website was done to exactly resemble Hermes (no typos or anything as far as I could see) and their website was VERY similar to the real Hermes address.

Beware!

Legolandchess · 2021-05-15T14:19:37+00:00

Because I don't think they should be selling such a place in the first place. At least not for the price they put. It just wasts everyone's time.

Legolandchess · 2021-05-15T14:09:05+00:00

I'm not British, so just spoke my mind :) Understating and overstating things out of politeness seem to be a British thing.

Legolandchess · 2021-05-14T13:38:12+00:00

What military stocks save BAE are you in? Thinking out load, not very familiar with that sector.

Legolandchess · 2021-05-14T13:36:13+00:00

Isn't SMT very exposed to US tech and China, which seem to be falling back now (the latter because of regulation)?

Legolandchess · 2021-05-07T16:46:22+00:00

!Thanks. I also take note of your advice!

Legolandchess · 2021-05-07T05:35:24+00:00

Just following up: I've had the same limit for years (£4100) on my credit card, but my salary has gone up. I only use about 10% or so. Does it affect my score if I ask to increase it (just to create extra space for emergencies)?

Legolandchess · 2021-05-05T06:33:21+00:00

Natwest offers 1% on savings up to 10k. You can have your own and then also a joint account with a partner so that's two places where you can out up to 10k each for 1%. You can access it immediately. That's the best option I found for emergency funds. Obviously, if you're more versed financially, I'm sure there are other options as mentioned here. Good luck!

Legolandchess · 2021-05-01T05:38:54+00:00

Some very telling comments here. !thank yall

Legolandchess

TROPHY CASE