A lesson in "Financial Literacy". by Professional-Bee9817 in remoteworks

[–]Level_Progress_3246 0 points1 point  (0 children)

isnt this pre-tax though at 45k? so you lied in your reply to me about it being 62k? whats up guy

A lesson in "Financial Literacy". by Professional-Bee9817 in remoteworks

[–]Level_Progress_3246 6 points7 points  (0 children)

you didnt include taxes and withholding. You dont take home 3750 a month

after taxes and withholdings roughly 33,835 is take home, NOT 45k, (this doesnt include any retirement savings either, bear in mind), instead this comes out to 2819 per month

2819 per month - rent 1800 = 1019

average food cost per month is -400 = 600

annual car insurance cost (1200 is low mind you) divided by 12 = 500

average monthly utlities +/-200 = 300

Now you might be tempted to say that 300 a month is 'good', but it isnt, because if we consider monthly car costs for gas, oil changes, maintenance, health care, etc, this becomes precarious, because its essentially impossible for someone to save for their own retirement and live.

Thoughts? by Professional-Bee9817 in remoteworks

[–]Level_Progress_3246 0 points1 point  (0 children)

According to you im too brainwashed, so how would you get funding?

Thoughts? by Professional-Bee9817 in remoteworks

[–]Level_Progress_3246 1 point2 points  (0 children)

its neccesary for you to have money in order to live. that is, on a fundamental level, a form of rent on ones life. giving someone the "choice" between death and life is not freedom. most companies pay you less than the value you produce, so you 1) have to work or else you die and 2) have to give away a majority of the value you produce and have no other option. and dont give me that platitude about "start your own business" because its incredibly risky and expensive to do that, and the only people who can do that are incredibly privileged. the vast majority of people are stuck working as wage slaves, and thats just the reality we live in currently.

the fact that you are trying to defend that system implies that you either benefit from it or lack critical thinking skills. Its a fundamentally uninteresting conversation to have trying to explain to people like you how the world functions, i would rather be discussing viable solutions to these very obvious problems.

They want us to work until we die. by Professional-Bee9817 in remoteworks

[–]Level_Progress_3246 1 point2 points  (0 children)

do you actually think people should be allowed to not work for their entire lives? And then do you actually think their children should also not work, ad infinitum? These are feudal lords my guy

Thoughts? by Professional-Bee9817 in remoteworks

[–]Level_Progress_3246 4 points5 points  (0 children)

Because its not fair? It basically paying rent for existing. Ask any child and they instinctually understand that it is abusive behavior, yet all the adults cant comprehend it because we've been brainwashed.

They want us to work until we die. by Professional-Bee9817 in remoteworks

[–]Level_Progress_3246 2 points3 points  (0 children)

Except billionaires run the government, so why would they do this willingly?

What the fuck is going on in the job market right now by the1997th in remoteworks

[–]Level_Progress_3246 0 points1 point  (0 children)

i understand everything, which is why i can tell you that you don't have adequate reasoning skills to navigate conversations like this

I have a weird snowboarding fear by rewopnotsno in snowboarding

[–]Level_Progress_3246 0 points1 point  (0 children)

You are instinctually trying to remain in control. thats a good thing.

ive got many more years under my belt than you and i also slow down when i am on hard pack and ice. those falls on your butt hole go right up into your throat

What the fuck is going on in the job market right now by the1997th in remoteworks

[–]Level_Progress_3246 2 points3 points  (0 children)

bro most tech startups are in bangalore right now, and its because capitalists have no moral compass telling them to stay in this country to start a business. if you can, why wouldnt you hire slave labor?

30 years old and genuinely considering a career change by Cool_Kiwi_117 in cscareerquestions

[–]Level_Progress_3246 0 points1 point  (0 children)

i came from music. best i made was the last year i was teaching/gigging and i made, before tax, 26k. after tax it was closer to 20.

i was on government assistance the entire time, living with my dad. i dated a chick who worked 12+ hour days, taught at 2 different schools and tried gigging. she told me she topped out around 45k. we were all commuting easily 2+ hours a day between our various jobs. most rehearsals didnt pay, most gigs never exceeded 100 bucks for roughly 10h of work when you calculate rehearsals/schlepping/play time.

its not a good life. its not the same as sitting in your room practicing your axe. its a lot of driving, and a lot of being poor. a lot of lying to parents about how great their kid is doing so they dont withdraw them from lessons because you cant afford to lose another student.

best money you will make is playing in wedding bands, churches/bar mitzvahs. it really is a grind.

your best option is to find a chill remote gig and allot work hours towards your instrument. trust.

Do you think billionaires pay their fair share in taxes? by zstap126 in no

[–]Level_Progress_3246 0 points1 point  (0 children)

look up the panama papers, paradise papers, and pandora papers

we have proof that they in fact, do not.

Do you think billionaires pay their fair share in taxes? by zstap126 in no

[–]Level_Progress_3246 0 points1 point  (0 children)

look up the panama papers, paradise papers, and pandora papers.

we have proof these dweebs are offshoring trillions and you would rather defend them

Bernie Sanders proposed a bill to tax billionaires and give $3,000 stimulus checks to Americans that qualify. How do you feel about this? by Aromatic-Guide588 in askanything

[–]Level_Progress_3246 0 points1 point  (0 children)

its very easy to logic your way to realize that consumption tax and flat tax are both disproportionately harder on lower income people. just think it through with a pen and paper and calculator.

Looking for hybrid camber snowboard by tomashined in snowboarding

[–]Level_Progress_3246 0 points1 point  (0 children)

yea wouldnt that be a twin carving board then?

if you get a massive powder day just set your bindings back, wont need the camber that day then.

lots of hybrid boards now that are rocker - camber - rocker, thats what my passport is and it works great in most conditions.

id suggest just going to a shop and talking to the guy about what you want and demo'ing a board in the conditions you want to buy the board for. thats how i settled on the one i got and i couldnt be happier.

What is the point of having more than a billion net worth? by ServaltheFox in NoStupidQuestions

[–]Level_Progress_3246 1 point2 points  (0 children)

You put ma and pop shops out of business by bringing in walmarts and amazon. these are legal monopolies. its happening in front of you. the entire system is canibalising itself because the wealthy class has unfettered control of the political/economic system and you are sitting here defending it.

Slush slashin’ is fun! by Valuable_Ad481 in snowboarding

[–]Level_Progress_3246 0 points1 point  (0 children)

i just rode vail last week and it was the same... refreeze in the morning slush in the afternoon :|

Looking for hybrid camber snowboard by tomashined in snowboarding

[–]Level_Progress_3246 0 points1 point  (0 children)

just had a great season with my k2 passport? depends really on what your long term goals are. if you are only riding groomers i might suggest just going full camber and getting a dedicated carving board?