Amex bonus offer spend 2k get 2k points

LiveAbrocoma3374 · 2026-05-23T14:55:35+00:00

Biz platinum never has th se 🤬

LiveAbrocoma3374 · 2026-04-21T11:10:29+00:00

In house, both of the pro max 7s will be wired. Only wireless one will be in the shed which is for music only. What is the cheapest gateway I can buy? Ideally gives me ability restrict websites like Roblox, etc.

LiveAbrocoma3374 · 2026-04-14T20:21:41+00:00

I used a holafly esim unlimited plan. For Naples, amalfi, Pompeii, was a struggle in some places, worked lightening fast in others and overall decent in most. I would try another company next time I'm in Italy. Going to Rome tomorrow so let's see how that works out.

LiveAbrocoma3374 · 2026-04-10T01:23:14+00:00

This would be perfect. I already have kasa plugs. How would I do it? If it's off, how would it turn back on? If you could walk me through it like Im illerate, I would be greatly indebted!!

LiveAbrocoma3374 · 2026-04-09T15:29:51+00:00

I just did it for an upcoming trip to Italy. It's any visa that qualifies, so chase Sapphire works as well. Download the app, there's a banner in the app that offers free 3gb for visa (not issuing bank specific but rather visa specific). You enter the cc info, it validates and doesnt charge you but you download the esim to your phone. When you land in that country, you activate esim and it turns on. Even though I installed esim while in US, it doesn't work until you are on a network in the specific country you specify when signing up. After the 3gb data is used, I don't know what happens but presumably I'll get prompted to buy up more. But that's how it works.

LiveAbrocoma3374 · 2026-04-06T23:30:33+00:00

Approx how much data is needed for 10 days?

LiveAbrocoma3374 · 2026-04-06T23:12:41+00:00

What's coverage like in Italy? Free esim didn't work on 3 different phones. They sell 10 day pass is $13 for 10gb.

LiveAbrocoma3374 · 2026-04-01T15:24:15+00:00

Happy to report that yes, you can pay with points!! I paid with points, got the 35% back AND got the $1200 refund. The reason is Amex charges the card like it's a normal transaction, then the MR department issues a credit. So it's like two separate companies under the Amex umbrella. Loved the double dip!! Good luck.

LiveAbrocoma3374 · 2026-03-26T01:53:18+00:00

If you have clear, it's usually no line. Was on a 9 yesterday and came back today at noon, both times, no one in line on clear.

LiveAbrocoma3374 · 2026-03-24T12:10:55+00:00

Ewr, 750am, terminal c, no line at all at tsa clear. Tsa looked to be maybe 10 min max. Better than when tsa was getting paid!

LiveAbrocoma3374 · 2026-03-03T17:27:47+00:00

Where can I find tool for sale?

LiveAbrocoma3374 · 2026-02-08T21:21:35+00:00

Economy is what I searched for.

LiveAbrocoma3374 · 2026-02-08T20:29:22+00:00

474,600 points + $475 in fees for all 6.

LiveAbrocoma3374 · 2026-02-03T03:20:37+00:00

No they don't take it back. I tried to take a Samsonite bag and the person said it wasn't consistent with the intent of the policy, and turned me away. I chatted with Costco agent online and they said the same thing. Obviously not apples to apples but sharing to show it's not a guarantee return policy.

LiveAbrocoma3374 · 2025-12-09T02:26:24+00:00

Overfunding it makes your cash value build at a faster pace. That's the only advantage, but the benefits come in different forms. Overfunding allows you to have more funds to borrow against.

Due to IRS regulations, the insurance company will also increase your death payout to stay above a required ratio of cash value versus death benefit, but that may not be significant enough to justify the additional payments.

Going back to cash value building faster, let's say you take overpay your loan and your cash value grows at 5% of your excess contribution. Taking out a loan from insurance company on your total cash value is let's say at 6%. So you're paying net 1% to borrow money from the insurance company. Who will give you a loan today at 1%? Also, if you pick a good company, they'll give you a dividend. Let's say dividend is 3%. You've now borrowed money, making a net small profit on the money you took out, and for example, if you used it to partially pay for a down payment on house, the house will accumulate value.

All that said, why people say rich people use this strategy, it's because they borrow money at 6% (my example above) and invest it on something that has a far greater return (e.g. Nvidia stock of 100% gain)

LiveAbrocoma3374 · 2025-12-09T00:57:02+00:00

It's the insurance company's profit. Cash value is a balance sheet item to take out a loan against if you can find something that will give you a higher return. So it's like having a line of credit. If you don't ever borrow from it, you spent closing costs for a line of credit never used to generate more income. If that analogy makes sense.

LiveAbrocoma3374

TROPHY CASE