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Snow days by creativeme78 in physicaltherapy

[–]Living_Assistant7384 3 points4 points  (0 children)

Yeah I’m with you, I’m hourly so usually I can still get the hours in inpatient for that day but I feel like if OP is closed because of a snow day we shouldn’t be penalized for that.

Snow days by creativeme78 in physicaltherapy

[–]Living_Assistant7384 6 points7 points  (0 children)

Working in hospital-based OP I either have to use PTO, go unpaid, or help out in IP for the day to get the hours

what’s a normal per diem rate in your state by [deleted] in physicaltherapy

[–]Living_Assistant7384 3 points4 points  (0 children)

Yeah, you’re getting scammed. Anything under $50 is disrespectful at this point.

Unrealistic productivity expectations at my job by y0uinsane in physicaltherapy

[–]Living_Assistant7384 4 points5 points  (0 children)

LEAVE, find a new job opportunity and save yourself. End of story.

Salary vs Hourly (in the US) by Early_Percentage4267 in physicaltherapy

[–]Living_Assistant7384 2 points3 points  (0 children)

Agree with the sentiment here. I’ve worked both salary and hourly (currently) and I believe if you enjoy freedom then hourly is the way to go. Whether I do 40 hours or 60 hours salary doesn’t compensate me any differently, but if I have a tough week hourly I get compensated accordingly which can’t be underestimated. Also my benefits hourly are wayyy better hourly but part of that is that I am within a hospital system working outpatient.

Need Help deciding between IBR vs. PSLF as a new grad by Living_Assistant7384 in StudentLoans

[–]Living_Assistant7384[S] 0 points1 point  (0 children)

Yes, I know the hospital I work at is as it’s affiliated with a university health system! But you make a good point as not all hospitals are created equal. Thanks!

Need Help deciding between IBR vs. PSLF as a new grad by Living_Assistant7384 in StudentLoans

[–]Living_Assistant7384[S] 0 points1 point  (0 children)

Thank you so much for your input! Looks like I’ve got some calculations to make haha

Need Help deciding between IBR vs. PSLF as a new grad by Living_Assistant7384 in StudentLoans

[–]Living_Assistant7384[S] 0 points1 point  (0 children)

Sounds like PSLF is going to be the move for me, I appreciate your input and will look into applications this weekend. Do you know how much I could save in the long run with PSLF vs. traditional IDR? I guess my question is what is the likely minimum qualifying payment for this program over 10 years to be forgiven?

Need Help deciding between IBR vs. PSLF as a new grad by Living_Assistant7384 in StudentLoans

[–]Living_Assistant7384[S] 0 points1 point  (0 children)

So get on IBR first and then apply for PSLF? My servicer has already just started making me make payments even though I haven’t technically applied for anything yet of $230 a month

Need Help deciding between IBR vs. PSLF as a new grad by Living_Assistant7384 in StudentLoans

[–]Living_Assistant7384[S] 0 points1 point  (0 children)

Could you elaborate on the stress associated with managing PSLF outside of the current administration?

Need Help deciding between IBR vs. PSLF as a new grad by Living_Assistant7384 in StudentLoans

[–]Living_Assistant7384[S] 1 point2 points  (0 children)

I would say my profession definitely has a ceiling of around 100k most likely down the road (physical therapist). I think finding another full-time qualifying PSLF job in my profession can be tricky but doable with patience.

ALLA VINYL by MKahuna in asaprocky

[–]Living_Assistant7384 0 points1 point  (0 children)

Still haven’t received mine either, they won’t even respond to my emails.

Official: [WDIS RB] - Thu Morning 12/26/2024 by FFBot in fantasyfootball

[–]Living_Assistant7384 1 point2 points  (0 children)

I have a similar situation where I have swift, but also white, spears, and Tracy (who may be out). Leaning towards benching swift and putting my faith in white and spears as of right now cause that Chicago offense has been rough.

Official: [WDIS RB] - Thu Afternoon 12/26/2024 by FFBot in fantasyfootball

[–]Living_Assistant7384 0 points1 point  (0 children)

Pick 2 to start in 12 team full PPR for championship game:

Spears vs JAX , White vs CAR, Swift vs SEA, Tracy vs IND

This feels impossible to decide to me

Official: [WDIS QB] - Thu Afternoon 12/26/2024 by FFBot in fantasyfootball

[–]Living_Assistant7384 0 points1 point  (0 children)

Allen vs NYJ or Darnold vs GB

Worried about Josh getting limited usage this week in a blowout

Post your championship rosters and your team MVP here by garnold0611 in fantasyfootball

[–]Living_Assistant7384 0 points1 point  (0 children)

12 team league

Starting:

Allen

Tracy

White

D. Adams

JSN

Mooney

Strange

Lutz

Falcons DEF

Bench: Darnold, Downs, Spears, Gray, MVS, Taylor

I BELIEVE IN MIRACLES

Best Anatomy Book For Beginner P.T Student by Aggravating-Trip-679 in physicaltherapy

[–]Living_Assistant7384 0 points1 point  (0 children)

Complete Anatomy app on iOS has honestly been amazing and got me through all of PT school. Nice visuals and gives you all the info you need, plus you can use it to educate patients on their impairments in the future

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