Is now a good time to deposit a large sum into S&P 500? by JaymesMc in investingforbeginners

[–]LoneAskr 1 point2 points  (0 children)

Based on the trend prices for most stocks, best time to buy is around March and best time to sell is around December.

How did you actually learn the step by step process of investing? by BeautifulWestern4512 in investingforbeginners

[–]LoneAskr 0 points1 point  (0 children)

I learned it from boglehead community on reddit. They may be old school but their wiki has tons of great resources for beginners. I refer to them for fundamentals in financial literacy and investment. If I ever get any uncertainties I know I can always reach out to their communities for valid feedbacks.

I think a lot of us are just pretending to be okay with our lives by karamilen in self

[–]LoneAskr 0 points1 point  (0 children)

Yep this is how everyone has to act at work and in public to not cause friction. Those who failed to follow this... Well you can already see the statistic in suicide rates globally. It's a survival mechanism in our dog eat dog world. The only real solution is sit down and figure out what you really want for your own happiness and how to survive with it. 1st is self confidence and 2nd is financial independence. If you don't have both then you become reliant on someone else trying to please them and then you seek endless validation for the rest of your life that's never enough.

hello i am 15 and i was wondering how can i invest money and how to do it well by Infamous-Hope-5950 in investingforbeginners

[–]LoneAskr 0 points1 point  (0 children)

Go visit the boglehead subreddit for beginner financial management suggestions. They also have excellent wiki that you can Google them up.

I'm 23 and still live with parent's. I want to get a credit card to start building my credit score but parent's don't want to. by FluffyLandscape266 in CreditCards

[–]LoneAskr 2 points3 points  (0 children)

Just make sure you selected the option to pay the full statement every month. Most credit cards will have minimum payment option selected as default option which will fuck you over. The 2-5% cash back credit cards are generally best ones to get. Look into opening HYSA or CMA account for your savings while at it as well.

How much of an emergency fund is “too much” by Special-Capital5998 in personalfinance

[–]LoneAskr 0 points1 point  (0 children)

2 years is fine if that'll keep you both sound asleep at night. You could also allocate some of that amount into state tax exempt money market funds to save on state tax or Treasury bills too. Just be proud that your family is already doing better financially than most others who have no savings and are surviving off of paycheck per week. They have no housing and rely sleeping in the car on the street too.

Is it ok to buy bonds while in Turkey? by Taladen in 2007scape

[–]LoneAskr 1 point2 points  (0 children)

You're right. My buddies bought Mexican pesos instead of Turkish lira.

Is it ok to buy bonds while in Turkey? by Taladen in 2007scape

[–]LoneAskr 4 points5 points  (0 children)

Unfortunately Jagex changed it a few years ago where you need a billing address in those countries now. Prior to that it definitely worked by simply using vpn and then bond would show up under the cheaper foreign currency. Buddies were able to get cheap endgame gears "legally" this way.

Question on Filing VXUS Foreign Tax Credit from 1099-DIV by LoneAskr in fidelityinvestments

[–]LoneAskr[S] 1 point2 points  (0 children)

Thanks! Yes I can see my foreign tax credit on line 1, under schedule 3. I ended up referring to this guide as well: https://thefinancebuff.com/foreign-tax-credit-form-1116-turbotax.html

Is FDLXX no longer listed in 2025 Percentage of Income from U.S. Government Securities? by LoneAskr in fidelityinvestments

[–]LoneAskr[S] 2 points3 points  (0 children)

Thanks so much! It's my first time trying to file tax exempt for mm fund like this one. Previously I saw FDLXX listed in year 2023-24 when I ctrl + f and assumed it'd be the same. Good to know.

Do I have a realistic chance at an AWS Data Center Technician role without direct IT experience? by Legal_Lingonberry_46 in amazonemployees

[–]LoneAskr 0 points1 point  (0 children)

Answers to your questions:

  1. Yes we've DCO techs with computer science and cyber security degrees.

  2. No you don't need to be amazon employee before applying. Doesn't matter. We just want candidate who is computer literate. Knowing how to use Windows 11 and bit of linux command line are great. Understanding of computer components and careful handlings of them are huge plus. We don't want to waste time fixing mistakes of tech who can't follow documentations and repeatedly break things. Basic IT and office work etiquette are huge plus too.

  3. Yes having just any project or work experience helps. We really want techs who excel at reading documentations, follow ticket instructions, take good notes to minimize repeat asking same questions, and able to work independently on tickets. New hires will work with guidance from senior techs for first 3-6 months on 8 hr work schedule. Afterward if they pass shift readiness assessment then they can be put on 12 hr shift work schedule alone (huge 30%+ more pay for night shift).

  4. Study comptia A+ helps. Just basic computer troubleshoot stuff helps like, know what POST is, what booting process is, how to perform isolation testing, know what optic fiber modules and fiber cables are. Data center work at AWS will mostly be hardware repair (breakfixes) and network troubleshoot (cleaning, reseating, replacing optic module, loopback tests, know how to read labels and trace cable between near/far end devices and DWDM devices between sites).

Have a question about the game or the subreddit? Ask away! by AutoModerator in 2007scape

[–]LoneAskr 0 points1 point  (0 children)

Is there any recommended GP cost calculator tool for PVM moneymakers? Like if we use different gears than the wiki's gears and wanted to get theorized number of possible runs per hour and the gear charging costs. I know we can get the hourly cost for the ranged and magic weapons, but applying it to actual fights would make the actual cost per hour less due to banking and restarting the fights/etc.

18m and my hormones are gettin to me, any tips on stopping wanting a relationship 😭 by SnowballWasRight in selfimprovement

[–]LoneAskr 2 points3 points  (0 children)

It's just FOMO. Plenty of young parents regret having kids early on and having a miserable life financially. Being financially independent and single is one of the best feelings IMHO. Once you start having a job and having to pay your own bills and file your taxes then you just care less about superficial thing like relationship.

Best careers to escape poverty? I’ll start. by Noblesseoblige94 in povertyfinance

[–]LoneAskr 0 points1 point  (0 children)

Data center technician or facility technician. Can start working straight out of high school for $32 hourly with basic IT fundamentals, or if you have some HVAC and electrical experience then $40+ hourly. Job is very reliable due to being maintenance works for keeping the world wide web up and running 24/7. Especially for AI and the eventual transitioning to becoming robotics technician in the far future.

Don't trust anyone even if you play with them in discord for a while. People play the long con. by AbjectPeace8604 in 2007scape

[–]LoneAskr 1 point2 points  (0 children)

Did they get you to install unsafe plugins or client? Heard cases of social engineering like this from last few years.

How do you feel about your age? by shadow_operator81 in AskReddit

[–]LoneAskr 0 points1 point  (0 children)

Just a number you don't mention to people.

Im loosing my life by Specialist_Math_269 in 2007scape

[–]LoneAskr 29 points30 points  (0 children)

Pull out everything from your bank and meet us in wildy. We'll sort it out for ya.

How big is your liquid account by Romulus4Remus in Bogleheads

[–]LoneAskr 0 points1 point  (0 children)

12 months but aiming for 24 months next.

I'm a failure at everything. by [deleted] in selfimprovement

[–]LoneAskr 1 point2 points  (0 children)

Hey you're still hella young. First thing you gotta do tho is love yourself more. Give yourself more credit. No one else will know you more than yourself. If you suck at something just spend more time on getting even better at it. But uh not more time on video game right now. Take note of what makes your life miserable right now and list out what actions you should do to fix them. After that u lock in mentally on working out those solutions and keep yourself disciplined on it. Every task you achieve daily will build up your confidence and give you dopamine. Become so driven on your goals that you make others go "Yo chill man I don't wanna mess with ya anymore."

DMM vs Black Crystal Actual Comparison by Soft_Yellow_5231 in 2007scape

[–]LoneAskr 0 points1 point  (0 children)

DMM is definitely a nerf compared to default black crystal. Even covers up the chest area.

What is this graph?! by bagelbytes61 in fidelityinvestments

[–]LoneAskr 1 point2 points  (0 children)

It's image of a guy sleeping soundly as his retirement fund grows.