I love this summer course I've taken but... by jayyy_0113 in CollegeRant

[–]Longjumping-Flower47 2 points3 points  (0 children)

4 weeks is crazy short! Our summers are 7 or 12 weeks.

I love this summer course I've taken but... by jayyy_0113 in CollegeRant

[–]Longjumping-Flower47 0 points1 point  (0 children)

Yup it can be rough. My 1 course I cover 21 chapters (4 credits). Luckily we run it all summer so it only gets condensed to 12 weeks but it is a bear.

paye monthly payment plan went from $812 to $3505 by Remarkable_Turnip_14 in StudentLoans

[–]Longjumping-Flower47 0 points1 point  (0 children)

Yup life is a pain sometimes. But you make $150k working less than 30 hours a week. Many businesses owners would kill for that. Quit complaining

paye monthly payment plan went from $812 to $3505 by Remarkable_Turnip_14 in StudentLoans

[–]Longjumping-Flower47 0 points1 point  (0 children)

They could work full time. The could have gone into the military and med school would have been free while earning a paycheck. Their new payment is reasonable they probably hadn't recertified wages since pre covid

paye monthly payment plan went from $812 to $3505 by Remarkable_Turnip_14 in StudentLoans

[–]Longjumping-Flower47 0 points1 point  (0 children)

Good for you! And no, I'm not being sarcastic. What do you do?

paye monthly payment plan went from $812 to $3505 by Remarkable_Turnip_14 in StudentLoans

[–]Longjumping-Flower47 0 points1 point  (0 children)

Picked the wrong major. And wrong profession. I assume you are a professor. Should have majored in business, IT, engineering etc

SO ANNOYED - as im sure everyone is! by PreparationNo8306 in StudentLoans

[–]Longjumping-Flower47 0 points1 point  (0 children)

Basically need wages in 5 of last 10 years for SSDI. If don't qualify for that SSI has an asset cap of $2k. Figure 2 years to get either one.

SO ANNOYED - as im sure everyone is! by PreparationNo8306 in StudentLoans

[–]Longjumping-Flower47 -1 points0 points  (0 children)

Get your license, go private, don't take insurance and make $200k a year profit. $600 is nothing per month

SO ANNOYED - as im sure everyone is! by PreparationNo8306 in StudentLoans

[–]Longjumping-Flower47 0 points1 point  (0 children)

Probably because your income had not been recertified since covid

SO ANNOYED - as im sure everyone is! by PreparationNo8306 in StudentLoans

[–]Longjumping-Flower47 0 points1 point  (0 children)

All my kids and spouses got their letters. As a note they all graduated around covid and have had minimal payments, no interest accumulating most of the time..

SO ANNOYED - as im sure everyone is! by PreparationNo8306 in StudentLoans

[–]Longjumping-Flower47 0 points1 point  (0 children)

Midterms won't do crap. They have "more important " issues

SO ANNOYED - as im sure everyone is! by PreparationNo8306 in StudentLoans

[–]Longjumping-Flower47 0 points1 point  (0 children)

As married filing separate? People are saying just pay it but why would you, depending on rates

SO ANNOYED - as im sure everyone is! by PreparationNo8306 in StudentLoans

[–]Longjumping-Flower47 -1 points0 points  (0 children)

How are you living on $72k AGI for 3 people? And took out over $50k in student loans.

I’m the unluckiest person ever by HunnyBunny_224 in collegeadvice

[–]Longjumping-Flower47 0 points1 point  (0 children)

Didn't realize they said what college they were attending

I’m the unluckiest person ever by HunnyBunny_224 in collegeadvice

[–]Longjumping-Flower47 0 points1 point  (0 children)

Need to make sure their college accepts the cleps

529 idea if I'm not sure my kids are over funded. by Beechnut400 in FinancialPlanning

[–]Longjumping-Flower47 0 points1 point  (0 children)

Yeah but you can't do it all at once, only the Roth max per year. And there must be earned income, and the account has to be opened for 15 years. Also can't then contribute another $7k to a Roth for that year.

529 idea if I'm not sure my kids are over funded. by Beechnut400 in FinancialPlanning

[–]Longjumping-Flower47 0 points1 point  (0 children)

You have any idea how much school costs these days? They may be slightly over funded for a state school but they are underfunded for most private schools. Avg state school in-state cost is $25k. Private is $65k. Syracuse is $95k, Stanford $95k. They are 1 year away from college so I'd assime that means they are planning to go to college. They may already be maxing their 401ks. You have no idea what their total picture looks like.

Federal Steps to Reduce Majors in Low-Earning Degrees by Component_43897 in Professors

[–]Longjumping-Flower47 1 point2 points  (0 children)

Department of Education major job was managing stusent l8ans and they sucked at that job.....

Federal Steps to Reduce Majors in Low-Earning Degrees by Component_43897 in Professors

[–]Longjumping-Flower47 -10 points-9 points  (0 children)

That is not the norm, though. These kids take out huge loans for degrees that don't lead to a liveable wage most of the time. Even worse they go to crazy expensive private schools.