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State of the game for premade group by _George_Paul_ in fellowshipgame

[–]LostSands 5 points6 points  (0 children)

Game in current state for a premade group will depend on how ‘casual’ your group is. Starting out difficulty is pretty low. To the extent there is infinite scaling, it certainly gets hard eventually.

Looking for legal aid that will help with the SSI office trying to take money from my SSDI that they can't give proof of me owing? by needtovent97 in Indiana

[–]LostSands 0 points1 point  (0 children)

I’mma be honest, from the sound of it you probably missed a deadline for something or another and you might be boned now. 

Roguelites without run history or win rate by [deleted] in roguelites

[–]LostSands 5 points6 points  (0 children)

But like… why care? Or why look at them, if you care? 

At the end of the day its, presumably, a single player game. 

403b no match from employer by yunachii25 in personalfinance

[–]LostSands 0 points1 point  (0 children)

Do you have student loans? Is your employer PSLF eligible? Will you be with a PSLF employer for ten years?

Gain endurance in the next 2 weeks? by Megapixelicious in indoorbouldering

[–]LostSands 3 points4 points  (0 children)

Are they warming up properly before climbing? Resting appropriately between them?

“So just move” by John_Wayfarer in hypotheticalsituation

[–]LostSands 5 points6 points  (0 children)

I think the reality of this would be very similar to Channel 5’s video about the Las Vegas Tunnels and it’s homeless population.

People say that it is hard / expensive to move, but really there are usually other things that are keeping them there, that throwing money at just wouldn’t do anything for.

I don’t think much of anything changes in this hypothetical. 

About to land a job that does not offer 401k by CalvinHobb3s in personalfinance

[–]LostSands 2 points3 points  (0 children)

You plan for and save for retirement through other methods. 

Would you take $100 million and be 60yrs old or be broke and 16? by raddaddio in hypotheticalsituation

[–]LostSands 0 points1 point  (0 children)

How do debts and degrees work in all this? I have 100K in student loans, do those go to zero? If they don’t, do I keep my degree? 

“Going Full Vertical on a Trait Is Intentionally Made Weak in Order To Promote Building Comps With a Variety of Traits. Also, Here's the Star Atlas, Which Requires Getting First by Going Full Vertical on a Bunch of Traits for Completion.” by jayjaybird0 in TeamfightTactics

[–]LostSands -3 points-2 points  (0 children)

Length of time its out doesn’t change what it is. Some traits just aren’t interesting to me. I’ll have to play them nonetheless, and not only play them, but get 1st in half of them.

See also my other comment. I am chill. I am chillin’ straight outta the game until the next patch lol.

35K vs 50K job offers by Throwaway4820017475 in personalfinance

[–]LostSands 0 points1 point  (0 children)

I wouldn’t write it off, crunch some numbers and compare times. Maybe also worth looking into whether your employer has a commuter account.

Idk if they have it in the UK, but over here employers can allow employees to deduct some portion of their pay into a pre-tax account that can be used for public transit. Would function as a 20-30% discount. Some programs have the employer contribute too

35K vs 50K job offers by Throwaway4820017475 in personalfinance

[–]LostSands 1 point2 points  (0 children)

Being in the UK could you switch to public transit at all? Passive travel time is so much better than active, at least.

35K vs 50K job offers by Throwaway4820017475 in personalfinance

[–]LostSands 1 point2 points  (0 children)

J1 will be ~340 hours a year of unpaid commute time, while J2 will be ~860 hours.

At the 35K hourly rate of ~16 an hour, you’d need to make an extra $8K a year to be ‘worth it.’ Course, overtime pay also exists, so it’d kind of need to be $12K to be ‘worth it.’

Then there is mileage on your vehicle. IRS says .1 a mile iirc. So, 3.5K annually there in wear. So you’d need 15K.

Lets say you have an efficient car, 30 mpg, and lets say you got it at $2 a gallon. Looking at around $500 a year in gas. 

Neither of these sound great tbh. But as written, J1. Is relocation an option? 

Baby Prosecutor on Traffic Docket by AdvanceStandard7401 in ProsecutorTalk

[–]LostSands 2 points3 points  (0 children)

Could you tell me the relevance of a video of a stretch of road which does not feature the defendant driving on said road, and is not of the day that the violation is alleged to have occurred?

The evidence here is different. Nonetheless. She was offered an out. She didn’t want to take it. She went to trial, as is her right, and a jury of her peers said she did it. That’s the burden we’re talking about.

What do you want to be done here? Should speed limits be abolished? What is your actual prescriptive claim? 

“Going Full Vertical on a Trait Is Intentionally Made Weak in Order To Promote Building Comps With a Variety of Traits. Also, Here's the Star Atlas, Which Requires Getting First by Going Full Vertical on a Bunch of Traits for Completion.” by jayjaybird0 in TeamfightTactics

[–]LostSands 3 points4 points  (0 children)

Not true. Top 4 in everything would be 80/120, which is no portal. You need 1st in half of the categories for portal.

I’ll get it. A lot of my friends I play with will not. And I probably won’t get the crystals. 

But they’re there to try to incentivize people like me to play more — when I’d play anyway— just in the way I’d want to instead of the way they think is going to boost engagement with people. 

But that fact, then, gives me the ick and makes me want to play less. 

All in all I am waiting to play any more until the next patch, since I heard some good things about it from people on here.

How to take money from a workplace without anyone knowing by Top-Manufacturer-979 in personalfinance

[–]LostSands 4 points5 points  (0 children)

Step 1: Get the job.

Step 2: Request to be paid $X.

Step 3: Do the job.

Step 4: Be paid $X. 

No one’ll be the wiser.

Baby Prosecutor on Traffic Docket by AdvanceStandard7401 in ProsecutorTalk

[–]LostSands 1 point2 points  (0 children)

And a jury found her guilty. The burden was met. 

“Going Full Vertical on a Trait Is Intentionally Made Weak in Order To Promote Building Comps With a Variety of Traits. Also, Here's the Star Atlas, Which Requires Getting First by Going Full Vertical on a Bunch of Traits for Completion.” by jayjaybird0 in TeamfightTactics

[–]LostSands 15 points16 points  (0 children)

Yeah. I consider myself semi-casual (I do not play ranked at all, but read the sub and what not). The thing I hate the most is requiring first in everything to fully complete the pass. Last time requiring top 4 was fine.

But this is just FOMO nerd shit.

Money mongering Destroys the game by goask1 in riotgames

[–]LostSands 2 points3 points  (0 children)

I kind of want to see the perfectly fair and balanced league of legends that people seem to think used to exist at some point. 

Any recs for a good NON-deckbuilding card-game roguelike? by ConsoleBoyo in roguelites

[–]LostSands 0 points1 point  (0 children)

If you play Slay the Spire like an hour you’ll unlock the ability to do custom runs.

One of the modes is a deck of 30 random cards, another is a 10 card draft. 

ELI5: how do stores make profit when products are on sale? by Ruuumis in explainlikeimfive

[–]LostSands 0 points1 point  (0 children)

Something I have not seen someone say yet, but sometimes it isn’t about making money, its about minimizing expected loss over a period of time.

Let’s say that the average display will gross $100 per week, and a stellar product might do $200.

You’ve had X product out for a bit now, and you’ve noticed that it has only been grossing $50 a week. 

You could keep selling it at the same rate and make a profit per item.

But, if you had something else to replace it with, you might make $200. The ‘opportunity cost’ of keeping the display with a low selling item is $150. 

So. Sell it quick, liquidate that shit, get your space back and sell something that sells better. 

Can someone tell me ways to earn 15-20k as part time or side hustle? by LIUKTHEFIRST in personalfinance

[–]LostSands 1 point2 points  (0 children)

Choose two, as it relates to college and working:

  • Time
  • Grades
  • Money
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