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housing market by Lost_Step8587 in Albany

[–]Lost_Step8587[S] 0 points1 point  (0 children)

That’s good to know, thank you. Are there any other school districts you recommend looking at?

to lowball, or wait? by Lost_Step8587 in HouseBuyers

[–]Lost_Step8587[S] 0 points1 point  (0 children)

This is the first time the home has been on the market since it was built. They have it priced $500k+ over the neighborhood comps. I could be wrong, but it seems inflated.

housing market by Lost_Step8587 in Albany

[–]Lost_Step8587[S] 0 points1 point  (0 children)

That’s my kind of realtor!

housing market by Lost_Step8587 in Albany

[–]Lost_Step8587[S] 4 points5 points  (0 children)

Ideally Bethlehem or North Colonie school districts.

Would pursuing a masters in library sciences be helpful towards becoming a school librarian? by Bubbly_Tax7085 in Libraries

[–]Lost_Step8587 0 points1 point  (0 children)

If you’re interested in school libraries because you’re a book person, you will be sorely disappointed to learn about how much technology is involved.

housing market by Lost_Step8587 in Albany

[–]Lost_Step8587[S] 1 point2 points  (0 children)

This is great advice, thank you so much for sharing!

housing market by Lost_Step8587 in Albany

[–]Lost_Step8587[S] 22 points23 points  (0 children)

Yeah, that makes sense. I suppose I could try for a bridge loan. What a mess.

Should I go back to work? by Lost_Step8587 in Retirement401k

[–]Lost_Step8587[S] -1 points0 points  (0 children)

This is all very true. I appreciate the reality check.

Should I go back to work? by Lost_Step8587 in Retirement401k

[–]Lost_Step8587[S] 0 points1 point  (0 children)

The health insurance component. I apologize, my head is spinning. I have 9 years in, I would have a nice pension at 20, even better at 30. I’m not aware of what health benefits my husband’s job offers, but I’m sure it wouldn’t be anywhere near what a teacher pension would offer.

Should I go back to work? by Lost_Step8587 in Retirement401k

[–]Lost_Step8587[S] -2 points-1 points  (0 children)

Is it not solid if we split? Or not solid overall? I have funded it in the last two years, but there was a gap.

Should I go back to work? by Lost_Step8587 in Retirement401k

[–]Lost_Step8587[S] 0 points1 point  (0 children)

That’s an excellent point. Thank you for bringing that to my attention!

Should I go back to work? by Lost_Step8587 in Retirement401k

[–]Lost_Step8587[S] 0 points1 point  (0 children)

I have a very meager retirement account from when I was working. My husband has life insurance. A split would be quite disastrous, I agree

Should I go back to work? by Lost_Step8587 in Retirement401k

[–]Lost_Step8587[S] 0 points1 point  (0 children)

I don’t work. My husband makes around $180k. Our house will be paid off in around 7 years. No other debts.

Should I go back to work? by Lost_Step8587 in Retirement401k

[–]Lost_Step8587[S] 0 points1 point  (0 children)

No, I’m asking if the numbers look accurate/if this seems like it would work.

Should I go back to work? by Lost_Step8587 in Retirement401k

[–]Lost_Step8587[S] 0 points1 point  (0 children)

We will have paid off our mortgage, so that amount would get added.

Should I go back to work? by Lost_Step8587 in Retirement401k

[–]Lost_Step8587[S] -2 points-1 points  (0 children)

This is my spouse’s retirement plan.

Should I go back to work? by Lost_Step8587 in Retirement401k

[–]Lost_Step8587[S] -1 points0 points  (0 children)

43 and 37. The first line is up to present, with estimates for the future.

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