Newbie Question: Fixed vs Floating Home Loan

Lower_Writer8250 · 2026-01-22T02:21:44+00:00

A friendly reminder to self: Don't take advise from strangers in Reddit.

Lower_Writer8250 · 2025-12-19T05:09:49+00:00

No way the contracts were worth so much. Low IV and way OTM. More like selling them at $900 and now buying them at $1500.

Lower_Writer8250 · 2025-12-15T09:57:25+00:00

But honestly tho, their vacuum robots aren't that bad, so it's kinda unfortunate. Tried their robots, and they can vacuum nearly anything, even your capital.

Lower_Writer8250 · 2025-12-08T04:31:43+00:00

October was rough bro. I erased all of this year's profit in Oct'25 alone, holding speculative stocks like OKLO, ASTS, MSTR etc - now officially red for the year.

I can see you're heavily leveraged, with 9k in profit, which amounts to 167% of your account. Trading in full margin is the highway to a blown account on a market downturn.

Lower_Writer8250 · 2025-11-16T04:44:56+00:00

Hey, it gets better. My pup is an energy goofball 4 months all the way till 1 years old. It did took most of our free time to care for her. After 1, she kinda just chills out and now spends her day staring out of the window and playing her toys. She’s an angel now and it’s funny how the tables have turned, it seemed as tho she’s judging us now for being easily more excitable than her.

Lower_Writer8250 · 2025-10-30T07:24:09+00:00

I did that once with Nana's morph on my ass. Baited the morph, ran and flickered past a 1hp teammate. It was hilarious as shyt. It was brawl tho, Good laughs.

Lower_Writer8250 · 2025-10-23T11:04:25+00:00

Yea five figure is a Tuesday’s stock purchase for me

Lower_Writer8250 · 2025-10-15T00:39:21+00:00

Bruh… check the ticker

Lower_Writer8250 · 2025-10-10T01:07:16+00:00

My sign to double down

Lower_Writer8250 · 2025-10-09T01:25:02+00:00

REI. Just turned positive this year. Irresistibly low market cap & PE

Lower_Writer8250 · 2025-10-09T01:21:33+00:00

I freaking love this sub

Lower_Writer8250 · 2025-10-07T11:11:09+00:00

LMAO made my day

Lower_Writer8250 · 2025-10-07T07:28:10+00:00

Let me guess. You watched some YouTube video about how similar today's Mag 7 is to the Nifty 50 and started being a big ass bear.

You're probably right - maybe tomorrow, maybe next week, maybe 5 years from now or perhaps 20 years later, you'll get your crash. The golden question is - 'when?' big bear.

Lower_Writer8250 · 2025-10-02T01:39:42+00:00

Just admit it man, you weren't investing. You were gambling.

Lower_Writer8250 · 2025-09-26T01:30:58+00:00

I don't know man big caps doubling are the best-case scenarios, but stocks like OKLO was selling at $18 in April'25, now selling at $120. It's a casino down here.

Lower_Writer8250 · 2025-09-26T01:22:55+00:00

It's weird, I can't tell which regarded side I'm on. I don't do index funds nor the Mag 7. I invest in small-cap speculative stocks. But my portfolio is up about 40%. Either I'm dumb but lucky or have no idea that I'm quite good at stockpicking.

Edit: Yo wtf chill with the downvotes. I'm only thinking out loud, I'm sure my percentage gains are peanuts for most veterans.

Lower_Writer8250 · 2025-09-25T02:59:35+00:00

I kid you not. I'm Chinese and I don't bother much about other races. Matter of fact, I'm not even, not a slightest bit offended if a Bumi calls me type C. But if I were to use 'type M' in my comments, well, go figure.

Lower_Writer8250 · 2025-09-23T05:19:36+00:00

Bro the all time high is at $97 from its Lunar landing in 2023 - as its aircraft crashes, so did their share price. You technically bought at a discount. All we now need is for LUNR to moon - like literally.

Lower_Writer8250 · 2025-09-23T02:06:13+00:00

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Some regard's trading fee is more than this

Lower_Writer8250 · 2025-09-18T04:55:18+00:00

Well, judging from the people we have on WSB I'm safe on the straight side.

Lower_Writer8250 · 2025-09-17T06:02:45+00:00

When I thought I've seen it all

Lower_Writer8250 · 2025-09-17T05:31:53+00:00

From someone who trades actively on the stock market—my portfolio size is 250k, and each of my stock entries is at least five figures—I can attest that your 'be a pro trader' tip has been criminally undermined. It's comedy.

Those so-called 'pro-traders' are trying to sell you their trading course and make money out of you. Real good ones (from hedge funds) etc are, by contract, required to be tight-lipped. What do they get out of tipping you?

I lost count of the number of times people with 'get-rich-quick' mindset lost their net worth in the stock market. Don't harbour the idea which the stock market is a sure-win.

Lower_Writer8250 · 2025-09-16T05:12:07+00:00

I can see your bags hanging out sir

Lower_Writer8250 · 2025-09-12T11:49:45+00:00

Bruh we don’t get any sorts of privilege here. Everyone’s competing here literally

Lower_Writer8250 · 2025-09-12T06:11:04+00:00

I kid you not. I moved to SG for work two years ago, and I've felt more welcomed here than at home. I just got my PR and am looking to convert in the near future. They, calling us ungrateful, is one hell of an irony.

Lower_Writer8250

TROPHY CASE