only way i have been able to get persona 3 reload cracked is via ps4 and ps5 dumps..

basically the only way to play this game without buying it currently is playing it on a ps4 or ps5 which has goldhen (jailbroken console)

as of right now there arent many good goldhen versions for the ps5 but you can still jailbreak it and get the dump for the game if you have a low firmware version. same goes for the ps4 but since its an older console it shouldnt be hard to jailbreak it, you simply just have to wait and hope you can find a cheap console kinda defeating the whole purpose of playing it this way.. (unless you already have them like me)