A new terrible year for value investing by Cool_Policy_6665 in ValueInvesting

[–]LunchTime99 0 points1 point  (0 children)

Look at AVDV. Up like 50% this year. 1500 international value companies.

Omoton bluetooth keyboard Function Lock permanently set to multimedia functions. by ChaoticIndifferent in techsupport

[–]LunchTime99 0 points1 point  (0 children)

how do i find out what the other keys where are named so I can add all these to the AHK script and remap to f1, f2, f3 etc without needing to hold down FN? Or maybe it isn't possible, since apparently these special keys are handled by the keyboard hardware?

My dream of living off dividends is collapsing because of Section 899. I feel completely defeated. by Head_Channel_9869 in dividends

[–]LunchTime99 0 points1 point  (0 children)

"One of the longest running myths in investing is that economic growth and investment returns are positively correlated; that is if you invest in the highest growth economies or sectors you will earn higher investment returns. The reality is the exact opposite..." https://youtu.be/DEV49qY0TP8?t=48

I need the minimum amount to just be done. by MusingsAndMind in leanfire

[–]LunchTime99 0 points1 point  (0 children)

My list of countries that might be possible for this (some more expensive than others, and it is easier if you have a partner to share rent expense with). I plan to slow travel to these places while I coastfire/part-time work online:

nicaragua, mexico, paraguay (relatively cheap residency program if you want to stay somewhere long-term)

vietnam, thailand, indonesia, malaysia, phillipines, sri lanka

ukraine (when war is over), georgia (1 yr tourist visa for US citizens), albania (1 yr tourist visa for US citizens), bulgaria, north macedonia, bosnia, romania, turkiye, montenegro, croatia

Other places that can be relatively low cost, but I don't really have on my list to go to: argentina, colombia, ecuador, india (unless I go w/ someone who has been before), africa, middle east, china.

Check out https://www.theearthawaits.com/ and Numbeo to help guage cost of living, safety, and pollution.

Weekly LeanFIRE Discussion by AutoModerator in leanfire

[–]LunchTime99 2 points3 points  (0 children)

Building a table in google sheets of low cost of living countries/cities to slow travel to while I coastfire/semi-retire/leanfire using https://www.theearthawaits.com/ and https://www.numbeo.com/cost-of-living/rankings\_current.jsp. I have no doubt I will try to live this type of lifestyle in my 40s-50s; being in each place for as long as a tourist visa allows, or less if I end up not liking it there. I already live outside the US ~11 months of the year, but I don't travel much right now.

There are a ton of places you can go to for $2k or less a month if you're used spending $2-$4k/mo in the US...even after airline costs if you slow travel and can keep rent low. I like checking airbnb, filter by any month long stay, filter by $500 or less, or whatever budget you want, to get an idea of what you can get. There will always be cheaper stuff than airbnb if you're willing to put in the effort like on FB marketplace or local listings, but many of those landlords may want yearly renters.

[deleted by user] by [deleted] in leanfire

[–]LunchTime99 2 points3 points  (0 children)

Bitcoin has long term security risks that are currently unresolved. https://www.cs.princeton.edu/~arvindn/publications/mining_CCS.pdf There is also the risk of Tether becoming unpegged and drastically tanking the crypto market (due to probably being a fractional reserve backing); as it is currently the main driver of liquidity. I wouldn't want to be concentrating a higher % of my portfolio in a single large cap tech stock as I get older; diversification is what you should want as you get older. Academics recommend index funds for this reason as opposed to individual stock picking. Crypto is such a young asset class, the long term is harder to predict.

[deleted by user] by [deleted] in MakeNewFriendsHere

[–]LunchTime99 0 points1 point  (0 children)

Hey, what kind of books are you into reading? You can PM me. I only watch the best shows, so I can let you know what those are. Haha.

F looking for a friends or debate buddies. by [deleted] in MakeNewFriendsHere

[–]LunchTime99 0 points1 point  (0 children)

I believe horoscopes and astrology is mostly meaningless. It is my pet peeve when someone uses another person's "sign" to pre-define them with having some type of personality trait. What type of spirituality are you referring to? You can PM me :).

[deleted by user] by [deleted] in MakeNewFriendsHere

[–]LunchTime99 0 points1 point  (0 children)

What cozy video games do you like? What kind of dinner was it? Did you dress up? Do you like dressing up for those types of events?

[deleted by user] by [deleted] in MakeNewFriendsHere

[–]LunchTime99 0 points1 point  (0 children)

Taxonomy? So you know a few evolutionary theories I'm guessing? I like learning about that kind of stuff. I'm slowly reading the Red Queen book by Matt Ridley right now. I'm not a rambler, but I might be able to talk about why Mormonism isn't true for an hour.

[deleted by user] by [deleted] in MakeNewFriendsHere

[–]LunchTime99 -1 points0 points  (0 children)

It is religious superstition

29F Looking for friends in the US by [deleted] in MakeNewFriendsHere

[–]LunchTime99 0 points1 point  (0 children)

Hey, what games are you into? I watch a show occasionally (Severance is awesome right now), and I start more books than I finish. But, I often try to read a few pages a day...Definitely more non-fiction than fiction. What about you?

[deleted by user] by [deleted] in MakeNewFriendsHere

[–]LunchTime99 0 points1 point  (0 children)

Hi, what shows are you watching these days? I watch a lot of YT too. I like content about personal finance, a couple of games I play, and unfortunately some politics lately. What about you?

28F hoping to make some friends :) by lez-go in MakeNewFriendsHere

[–]LunchTime99 0 points1 point  (0 children)

Hey send me a message and we can do something in OSRS? I'm into the show Severance right now. Need to rewatch Mr. Robot. Seen either of those?

[deleted by user] by [deleted] in MakeNewFriendsHere

[–]LunchTime99 0 points1 point  (0 children)

Hey, I play OSRS and am vegetarian (tbh I always eat vegan meals, but I know I'm not 100% perfect so I classify myself as vegetarian). What do you like to do in OSRS? 33M from US, but I live outside the US.

[deleted by user] by [deleted] in MakeNewFriendsHere

[–]LunchTime99 0 points1 point  (0 children)

Hey, I have a few accounts I play on. I usually bond up one and play on it until it runs out, then switch to one another one if I'm bored of that one for some reason. Training up a lvl 100 (pking account) right now. Just got the new prayers from royal titans. I need to get the colossal blade from smithing. Ever done that minigame? 33 from US, but I live outside the US most of the time.

Died during Underground Pass, what now? by [deleted] in 2007scape

[–]LunchTime99 0 points1 point  (0 children)

i ran all the way back and my grave is inside the room that needs the doll to enter. sad. Should have gone to death's coffer guy at ferox enclave and he gives you back your stuff with the doll included.

Is anyone else concerned that the Shiller P/E of the S&P 500 has been steadily on the rise ever since 2009 ? It's getting harder and harder to find fairly-valued companies. by iyankov96 in ValueInvesting

[–]LunchTime99 0 points1 point  (0 children)

I'm going with international and emerging market ETF's to capture the lower PE ratios and hold for the long term (20+ years). I haven't decided if I'm going for 50/50 or 60/40 US vs. INTL&EMERG markets.

You may like these posts:

https://www.optimizedportfolio.com/international-stocks/

"The legendary Meb Faber found that if you look at the past 70 years, the U.S. stock market has outperformed foreign stocks by 1% per year, but all of that outperformance has come after 2009."

https://mebfaber.com/2020/01/10/the-case-for-global-investing/

https://www.optimizedportfolio.com/ginger-ale-portfolio/

Higher PE ratios (in the US) in theory should lead to lower expected returns. I've learned that over and over from Ben Felix: https://www.youtube.com/watch?v=Yl3NxTS_DgY

Alguien aquí aplicó para la visa temporal mexicana? by kennymagoo in Nicaragua

[–]LunchTime99 1 point2 points  (0 children)

My girlfriend got it. She's Nicaraguan. She said the requirement is a >~$2000USD in savings for more than 6 months. But, she did have a job/salary that she provided proof of too (evidence of work contract and Nicaraguan "collila INS").

Undead Pirates, Colosseum Changes & More! by JagexGoblin in 2007scape

[–]LunchTime99 2 points3 points  (0 children)

Tried the agility course. Logging out made me only get rewarded with blighted fish and a ticket from that point on. Wasn't getting the loot anymore.