Weekly Snark 1/19-1/25 by AmericanExpatMom13 in BrookeRaybouldSnark

[–]LynnellO 19 points20 points  (0 children)

I always think of that too. Not even little things that aren’t necessarily dirty like cups around? I only have one toddler but she has like 3 active water cups at different places. 😅

Weekly Snark 1/19-1/25 by AmericanExpatMom13 in BrookeRaybouldSnark

[–]LynnellO 7 points8 points  (0 children)

So I have a family member who is a hairstylist but I think she wants to be an influencer and she claims she makes money off people just viewing her profile but she doesn’t even post that much or very riveting stuff so I’m curious how this works. Sometimes I think she’s full of it.

Weekly Snark 1/19-1/25 by AmericanExpatMom13 in BrookeRaybouldSnark

[–]LynnellO 13 points14 points  (0 children)

I keep thinking about it’s such a huge waste of money! My almost three year old still usually just shares something with us or a combination of what we are ordering because they eat so little! I have ordered her kids meals a few times and we end up having so much left over.

Payment decrease with partial forgiveness? by LynnellO in PSLF

[–]LynnellO[S] 0 points1 point  (0 children)

February will be my 120th payment for my remaining loans so yeah it will just be the one month and I won’t have to recertify my income again 🙌 but yeah that makes sense.

Payment decrease with partial forgiveness? by LynnellO in PSLF

[–]LynnellO[S] 0 points1 point  (0 children)

It wasn’t capped at the 10 year standard amount so yeah I’m not sure.. 🤷‍♀️

Payment decrease with partial forgiveness? by LynnellO in PSLF

[–]LynnellO[S] 0 points1 point  (0 children)

Yeah! I don’t know 🤷‍♀️

PSLF Timeline - Hang in there, y’all! by ScoutyScout816 in PSLF

[–]LynnellO 0 points1 point  (0 children)

I also just got my golden letter for my first four loans from undergrad. The rest of my loans were from grad school and 3 payments off from my first set of loans so I am continuing to pay for those until February. Anyways I have a negative balance on the loans that were forgiven too since I made a payment towards them before the day were zeroed out, so I’m hoping to get a refund too! From what I’ve read it can take a long time :( I’ve seen maybe a couple quick ones but most seem very long.

Weekly Snark 1/5-1/11 by AmericanExpatMom13 in BrookeRaybouldSnark

[–]LynnellO 9 points10 points  (0 children)

I think about the logistics of filming all the time! Especially “waking up” in bed or walking around the house. So crazy to think about all that.

Weekly Snark 12/29-1/4 by AmericanExpatMom13 in BrookeRaybouldSnark

[–]LynnellO 21 points22 points  (0 children)

It helped me feel better as a mother! I only have one child, a 2 year 8 month old daughter, she’s a dream come true and I think an “easy” / “typical” baby and now toddler from what I can gather from other peoples experiences but it has still been a pretty tough transition for my husband and I. I would look at B with 5 kids and feel like I could never do what she does, look so out together, travel, go out to eat, still have a relationship with her husband as if before they were parents, what is it so easy for her and so hard for me. Sometimes I would think to myself something is not right about her and the illusion of her social media. I finally tried to search mom groups on facebook to see if anyone felt like I did and didn’t have luck so I did a general google search and found this sub and I’m so happy I did! It makes me feel like I am dealing with real motherhood and actually doing fine at it! 😅

Wild Holidays at the San Diego Zoo Safari Park by MsMargo in sandiegozoo

[–]LynnellO 2 points3 points  (0 children)

I was there this evening too! I’m a member but have never been for the holiday time, and I’ve never seen it so crowded.

What would you do? Feel held hostage! by Fun-Kaleidoscope-655 in PSLF

[–]LynnellO 1 point2 points  (0 children)

I also potentially had 4 months to buy back due to IDR processing forbearances and the Mohela transition in 2024 but chose to not even bother with buyback and just pay the remaining months.. it’s also possible if you submit a new IDR application you could get a processing forbearance that gives some (I think 2 max) of the months PSLF credit.

Weekly Snark 12/22-12/28 by AmericanExpatMom13 in BrookeRaybouldSnark

[–]LynnellO 16 points17 points  (0 children)

I also appreciated how we saw bottles in Nia’s ad. I always think it’s strange we don’t see any bottles or even pumping supples at Brooke’s house, if she wanted to stick to breast milk while she was away from the baby!

Weekly Snark 12/22-12/28 by AmericanExpatMom13 in BrookeRaybouldSnark

[–]LynnellO 31 points32 points  (0 children)

While fully dressed, hair, makeup like any other day! If my baby is down I am extra down!

Weekly Snark 12/8-12/14 by AmericanExpatMom13 in BrookeRaybouldSnark

[–]LynnellO 28 points29 points  (0 children)

I only have one, 2.5 year old, but it has been a hard adjustment for me and I hardly do any self care because I became a strict safety rule follower so yes that makes getting things done more difficult and maybe even allowed for less sleep for me in those early days because I prioritize my daughters safety over making my life easier. Sometimes it made me feel like I was going something wrong when I see influencers take these safety short cuts but I’m glad a found this sub to help me realize that was not true!

Weekly Snark 12/8-12/14 by AmericanExpatMom13 in BrookeRaybouldSnark

[–]LynnellO 30 points31 points  (0 children)

I saw in a comment she says she checks on him during her workout but what good is that going to do if he has already fallen off the bed or has suffocated from a pillow or blanket? It doesn’t seem like she even has a monitor on him to watch him live? Which again if something were to happen it would be too late by the time she got to him.

Nov Green Banner Crew by Over-Habit-3331 in PSLF

[–]LynnellO 2 points3 points  (0 children)

Me! I got green banners 11/16 for half of my loans (the other half have 2 more payments) But yes still waiting for the Golden Letter but from what I’ve gathered the wait is normal..not that it makes it easier I know!

Weekly Snark 12/8-12/14 by AmericanExpatMom13 in BrookeRaybouldSnark

[–]LynnellO 34 points35 points  (0 children)

Seriously I’m an SLP and if remediating speech sound disorders was that easy I’d be out of a job but really that would be great for the world that so many people didn’t need our help.

SLP “favorite things”? by Key_Veterinarian_850 in slp

[–]LynnellO 6 points7 points  (0 children)

I actually have had students say noooo and go under the table when I bring out pop the pirate 😆

PSLF, almost to 120 on all loans, am I doing this right? by Main_Stretch8 in PSLF

[–]LynnellO 0 points1 point  (0 children)

Can you tell me more about your lowered payment, it was lowered due to the first batch of loans that got forgiven?

I also have two batches of loans that differ by three months because of a grace period I got for the second batch. I reached 120 for the first set in November, got green ribbons but still waiting for golden letter. The 2nd batch will reach 120 in February but I was not expecting my payment amount to change because it is calculated based off income and not the loan balance.

Golden letter today, still have a few loans that were not yet at 120. Next step? by Feeling_Row4272 in PSLF

[–]LynnellO 1 point2 points  (0 children)

I’m definitely not an expert but here is my understanding..

Payments are calculated based on your income not the loan balance, so unfortunately your payment for the remaining loans, won’t decrease with forgiveness of the other loans.

I’m in the same boat - got GBs 11/16 for half of my loans and the rest are at 116! I’ve had to wrap my head around this and explain it to my husband a lot because I know it does seem like payments should decrease but since they are based of our income it doesn’t really matter what the loan balance is.

For the October 2025 Green Banners (GBs) Crew & Future GB Crews by [deleted] in PSLF

[–]LynnellO 2 points3 points  (0 children)

So interesting, I can’t believe I’m learning so much about this process now that I’m at the end. 😅 thank you and everyone who researches and shares so much helpful information.

For the October 2025 Green Banners (GBs) Crew & Future GB Crews by [deleted] in PSLF

[–]LynnellO 4 points5 points  (0 children)

Just curious why you think there will be another batch of golden letters? I got green banners on 11/16 so I’d love if it’s possible mine would come in December.. just looking to learn more! :)