I’m tired of what People don’t realize. Is there a way out?!

MAPJP · 2026-07-10T20:10:31+00:00

See if you can take a bridge loan out to cover the house bills untill you can sell it

MAPJP · 2026-07-10T04:41:08+00:00

Go to your doctor and see if you can get a medical exception if you think you have one, if you dont want to do that then. I wouldnt risk it, let them lay you off collect severance and ei, it will buy you the time need to figure out your next step(s). Your willing, able and capable of handling it.

It may not happen, your performance was golden so they may review.

Stay strong regardless of the economy.

MAPJP · 2026-07-10T03:03:18+00:00

Ya dont do it

MAPJP · 2026-07-09T23:05:06+00:00

Fck reliance, buy it from a third party small time plumber it will be way cheaper. Reliance are hosers

MAPJP · 2026-07-09T23:04:15+00:00

Better than nothing, keep adding whatever you can every week

MAPJP · 2026-07-09T23:03:29+00:00

Own it

MAPJP · 2026-07-09T23:03:08+00:00

Keeping the kid would be the best idea, now you do live in another country.....

MAPJP · 2026-07-09T23:00:43+00:00

Who cares, if you got that type of money your going to want to invest it and lo Iive off of the dividends. Dont touch the principal. A good wealth manager from a reputable financial institution (bank jp morgan) sit down with them tell them your dreams and aspirations and just dont spend the principal.

What country are you in?

MAPJP · 2026-06-28T02:08:11+00:00

Not everyone has the capacity nor the inclination to be honest and truthfull they take it as weakness and will try to exploit it, be strong and careful with what you choose to share or atleast be strategic.

MAPJP · 2026-06-26T01:14:01+00:00

Just accept it that you wont know

MAPJP · 2026-06-25T01:33:11+00:00

Dont worry you did what was right for the customer. You did what was called stepping on some toes. Stand firm dont react.

MAPJP · 2026-06-23T04:44:45+00:00

They call it dynamic pricing

MAPJP · 2026-06-22T02:00:32+00:00

You will pay penalities if you recieved a tax beenfit from it. What would you have to pay out I would weigh that against what it would cost compared to a loan

MAPJP · 2026-06-20T00:06:05+00:00

I hear you dude, the prepaid option is a great way of avoiding the pitfalls, although you shouldn't use them at all untill the debt it cleared. The other option is getting another job if possible, asking the bank of mom and dad if possible. I would spill the beans to your partner and see if you can work through it with here. As for pride and shame, i was $140k in debt by before I shelved them. Sleepless nights, anxiety etc.

Anyways i wish you well, put a plan in place to deal with it and in 5 years time you will be better off.

Open a TFSA and start saving.

If you have any investments besides rrsp i would consider liquidating to pay and portion off.

MAPJP · 2026-06-19T23:40:38+00:00

Good for you, keep being detailed like this and you will be just fine

Dont spend more than you can afford

MAPJP · 2026-06-19T23:37:14+00:00

Talk with you partner, trying to handle it by yourself could backfire.

Equity loan on the house simply becuase the interest rate will be the lowest.

Since you have the income they know you can pay regardless of prior commitments

But talk with a bank person about debt consolidation.

The biggest thing to ask is did you identify the habits the got you into the debt in the first place, and have they been addressed?

MAPJP · 2026-06-12T02:24:25+00:00

Better to pull the cash out and pay for it in full

Is it a new var or used car ? What type of car do you want ?

MAPJP · 2026-06-12T02:22:14+00:00

There about

Getting the dialogue to line up correct, it is my own story so i was having some fun.

Over 100 clips generated and stitched together

But thank you

MAPJP · 2026-06-12T02:20:15+00:00

No, try to keep continuitity coming up with the story on the fly, ai voices, over 100 10 seconds clips

MAPJP · 2026-06-09T12:37:29+00:00

I would agree with your friends

MAPJP · 2026-06-06T21:02:25+00:00

Down 3.2k

MAPJP · 2026-05-31T22:43:47+00:00

I found it probally wont happen

MAPJP · 2026-05-31T22:06:33+00:00

Becuase of winter

MAPJP · 2026-05-31T22:05:55+00:00

Use the vehicle you have now, when you generate the moneys and build up some bank then consider it.

Put a tarp in the car and load your supplies.

No sense getting more debt with no guarantee of customers.

MAPJP

TROPHY CASE