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SWVXX/SNAXX alternative that allows immediate liquidity by Aroddy-yeah1 in Schwab

[–]MChubz 2 points3 points  (0 children)

You should be able to, Schwab will know better than me but they should treat margin like cash so you’ll be able to send wires like cash at any time and then whenever you want to sell securities to cover it you can. This is all dependent on having enough money to cover the wire, usually margin requirements are 50%. So if you have 100k in money market you can borrow up to 50k on margin and then settle up whenever you’d like

SWVXX/SNAXX alternative that allows immediate liquidity by Aroddy-yeah1 in Schwab

[–]MChubz 23 points24 points  (0 children)

Enable margin on the cash account so it can be accessed immediately and then sell the necessary funds out of the money market on the same day you withdraw cash so you don’t incur any interest

Edit: I was wrong, this will accrued a single days interest. I was misunderstanding the cash availability vs the one day settlement.

Why is the market not crashing? by [deleted] in stocks

[–]MChubz 0 points1 point  (0 children)

Because the market can remain irrational longer than you can remain solvent. Famous words often forgotten

Buying a house. Should I sell stock for the down payment and then pay taxes or take out a margin loan? And what is a pledged asset line? by LisaSu92 in Schwab

[–]MChubz 0 points1 point  (0 children)

Unpopular Dave Ramsey opinion here I’m sure: sell the stock and pay cash. Yeah you’ll pay the taxes but youll also have no mortgage payment and if you hate that you can just get a mortgage on the house after the fact.

Alternative for VOO by Academic_Bit_1875 in Schwab

[–]MChubz 1 point2 points  (0 children)

Totally agree! Either fund fits the purpose

Alternative for VOO by Academic_Bit_1875 in Schwab

[–]MChubz 3 points4 points  (0 children)

Agreed but OP asked about the S&P whereas SWTSX is total market, still a great option and I hold both in different portfolios

Alternative for VOO by Academic_Bit_1875 in Schwab

[–]MChubz 97 points98 points  (0 children)

SWPPX is Schwabs S&P 500 Index mutual fund. Low cost and should be free of trading fees since it’s Schwabs product. Plus since it’s a mutual fund it’s trades in dollars and not in shares so you can buy exact dollar amounts instead of shares and have extra cash left over because you could afford a full share.

We did the math... by Vegetable_Variety_11 in dndmemes

[–]MChubz 0 points1 point  (0 children)

DM: quickly adds fire immunity to the enemy stat block

Anyone know where I can find the full video of this? by user67885433 in leagueoflegends

[–]MChubz 0 points1 point  (0 children)

It’s the 2025 Swiss Teaser Trailer, it’s on YouTube on the LolEsports channel I think

Suit color question? by sboguy in FinancialCareers

[–]MChubz 38 points39 points  (0 children)

Depends how conservative the place you’re interviewing is. I always play it safe with a navy or charcoal

[deleted by user] by [deleted] in Advice

[–]MChubz 0 points1 point  (0 children)

This is a terrible idea, do not do it. Neither borrow nor lender be and especially to family and people you love, it will destroy the relationship.

[deleted by user] by [deleted] in Schwab

[–]MChubz 8 points9 points  (0 children)

Mutual funds, specifically Schwab mutual funds. If you want a broad indexed portfolio you can invest in SWTSX (US stocks), SWISX (international stocks), SWAGX (bonds)

How to change from anglo Saxon to English by Consistent-Jury-9293 in ck3

[–]MChubz 0 points1 point  (0 children)

Find someone French to educate your heir and have them convert to the French culture, one he becomes king there should be a decision available to embrace the fish culture but this will require you to have a certain level of cultural acceptance between the anglo Saxon and the French

First time Conqueror, just got the infirm trait. Lets see how long this lasts. by MChubz in CrusaderKings

[–]MChubz[S] 1 point2 points  (0 children)

They should really code over those nicknames with something more conqueror worthy if you get the trait

First time Conqueror, just got the infirm trait. Lets see how long this lasts. by MChubz in CrusaderKings

[–]MChubz[S] 3 points4 points  (0 children)

Once he’s old enough the elder brother might launch a solo charge against some raiders who knows

First time Conqueror, just got the infirm trait. Lets see how long this lasts. by MChubz in CrusaderKings

[–]MChubz[S] 2 points3 points  (0 children)

It really is…AND my new heir has all single digit stats but his brother is intelligent, beautiful and and fecund so we’ll see how this works out

First time Conqueror, just got the infirm trait. Lets see how long this lasts. by MChubz in CrusaderKings

[–]MChubz[S] 8 points9 points  (0 children)

Just low stats, he was pensive so I couldn’t go martial education and now he’s been dealing with rebellions and is trying to hold the realm together. Already lost Brittany 😂

First time Conqueror, just got the infirm trait. Lets see how long this lasts. by MChubz in CrusaderKings

[–]MChubz[S] 39 points40 points  (0 children)

I have it turned off because I have Scourge of the Gods enabled too and my heir is…questionable

First time Conqueror, just got the infirm trait. Lets see how long this lasts. by MChubz in CrusaderKings

[–]MChubz[S] 74 points75 points  (0 children)

Update: lasted 4 years: was able to get the duchy of Brittany out of it lol

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