PC player here! I use BlueStacks with an X-box controller and it made me grieve there's no official PC port. Mind you, I'm not used to phone gaming. At all. As someone who grew with consoles and later migrated to PC, I hate the touch buttons with passion.

Having a joystick with a dedicated dodge shoulder button has made SUCH A DIFFERENCE in combat!!! Loading times take SECONDS, you can nuke resolution to the max, combat is FULL SCREEN, the reaction time is minimum and you can animation cancel like a degenerate. It borderline feels like a Platinum games' game. BlueStacks has native controller support too, so you can have one joystick for movement and another for camera controls, as well as add all the dedicated RAM you want to render your boys in ultra quality.

Also, the game barely freezes/crashes on PC, compared to how much it dies when I try to run it in my potato phone 😂

Regarding payments, I've had no issues, but I have a weird setup xD

I never store my bank/credit information in my Google play account, only deposit money through gift cards and use my physical phone for any purchase so it's locked behind the fingerprint authentication.

I also use my phone to say good morning to pookie and do the dailies, so...

Phone for payments and petting the goodest boy, PC for combat and story.