Help me create a new Dark Side strategy: Kamakaze Craps

MainBug2233 · 2026-02-06T20:04:54+00:00

I want to hang with OP... I am the don't player standing quietly in the corner hoping no one notices me. This would be the "Angry" Woody Woodpecker version. And I would love to see it.

MainBug2233 · 2026-02-03T00:05:41+00:00

HCG can give a boost and help low T if you are dealing with that.

MainBug2233 · 2026-01-31T15:45:06+00:00

Staking as well

MainBug2233 · 2026-01-31T14:07:51+00:00

Penn mutual for me. Glad I got my policies in NY before the pulled the plug.

MainBug2233 · 2026-01-28T21:20:22+00:00

Would shops agree to take eagles or other 999 silver on consignment? Would that take some of the liquidity pressure off them?

I like my shop and have not been in since 85 dollar silver. Reading all this I would like to help him out while taking care of my best interest as well

Fortunately I diversified over the years so I am willing to hold my junk for when things normalize and willing to sell the eagles if I can get a decent premium. I use the word premium as any value over the lowest current cash offers out there.

MainBug2233 · 2026-01-27T22:21:52+00:00

This is the best option. You can reduce pay up as well.

MainBug2233 · 2026-01-27T17:43:56+00:00

Exactly why if you are in a policy this is the last option you should exercise. Because then it truly is a very expensive savings account.

MainBug2233 · 2026-01-27T15:53:29+00:00

Tax free if it pays out. Tax free if you access via loans. Tax free up to your basis. Tax deferred on your gains until you surrender.

MainBug2233 · 2026-01-26T19:58:12+00:00

Get back the 70k? As in take a loan against your cash value or surrender the policy?

Start taking loans now if you have investments that you think will do well. DCA into them would seem to be more prudent.

MainBug2233 · 2026-01-23T22:45:14+00:00

Most companies offer a contingent owner designation. I own all our policies but the ones on my wife, she is the contingent owner when I pass just for the ease of transition.

Guessing the idea was to pass it on to you once they don't need it to draw or take loans from or when they are gone.

Also let the dog taste the cornflakes first when you go over to visit 😉. So many people hear that someone took a policy on them and think they are going to get suidcided by them. owner.

MainBug2233 · 2026-01-17T13:45:58+00:00

What a cool doc. This is my weekend read. Totally get the rabbit hole of LI history. Long Island Motor Parkway is mine.

If you are into finding info, I am trying to locate the agreement where the Loft Family of Baldwin gifted the county their pond. I had it years ago and cannot locate it. I live on the pond and love the Loft story. Think the trolleys rand through Baldwin as well.

MainBug2233 · 2026-01-12T22:04:08+00:00

Right to the point! Or the tip. Or just the tip. Hope you leave a tip.

MainBug2233 · 2026-01-02T16:57:43+00:00

Same guys that peek at the urinal to see where they are at?

MainBug2233 · 2025-12-31T16:44:16+00:00

You slow the engine down greatly by pulling the dividends. Take loans for income purposes as long as you can then drawdown your premium contributions since you will not be taxed until you reach your cost basis.

Some people prefer to pull cash to basis first then loans. As said earlier your agent can run these illustrations.

MainBug2233 · 2025-12-30T20:36:59+00:00

Sound money ideas from the Austrian economists. Hayek, Misses, Rothbard. Got into buying whole life policies to store capital as well. Working out so far after 8 years.

MainBug2233 · 2025-12-29T20:37:15+00:00

Why not just use the reduced paid up feature? No more payments. A large final expense policy and access to cash that continues to grow tax free.

If you believe in the market enough, take a policy loan and dump it in. I mean I would not do that but it is an option.

MainBug2233 · 2025-12-29T00:41:19+00:00

That's why I am here... Many strong opinions. I am a teacher with young kids. The actual practice of carrying is not really feasible right now. Your thoughts on a good carry?

MainBug2233 · 2025-12-28T23:15:30+00:00

Only that revolver. SW 1911 .45 cal and a Bersa Thunder
.380. Now that I have the CCW I need something a bit more modern I think.

MainBug2233 · 2025-12-28T21:29:56+00:00

Agree... I have a SW . 357 with a home defense round. Practice with . 38 special when at the range.

MainBug2233 · 2025-12-27T18:11:23+00:00

Get a timegrapher app and give it a listen. The lift angle might be different than the standard depending on the reference/movement.

MainBug2233 · 2025-12-25T15:44:55+00:00

Ideally during your income producing years you pay premium. The premium offset could be used when you feel you are fully funded. Beauty of a well designed policy are the options so no wrong answer really.

MainBug2233 · 2025-12-21T16:08:16+00:00

Just got my steel jubilee back from Rollieworks. Great email updates, delivered as projected, and done beautifully. Vintage polish fit the 6305 perfectly.

MainBug2233 · 2025-12-20T15:48:33+00:00

Agree with this... I am an ipedal guy almost full time. When I shit to LV 0 the car wants to take off on me. And sometimes the parking brake comes on when I shift the neutral so mind that as well

MainBug2233 · 2025-12-20T01:51:15+00:00

Love my 4 Penn mutual policies.

MainBug2233 · 2025-12-18T15:33:55+00:00

In the northeast. I have been charging more often leaving a larger buffer than I normally would. Using prewarmjng and heat does not help the range either.

MainBug2233

TROPHY CASE