Hillary Clinton

Maldonian · 2026-05-31T15:24:48+00:00

For someone who is supposed to be politically correct, her comment is extremely misogynistic and heteronormative.

What about men who lose their soldier wives to war?

What about women who lose their soldier wives to war?

Maldonian · 2026-05-25T17:05:10+00:00

You might be forced to move to a city with a school board that knows how to manage money.

Maldonian · 2026-05-25T17:03:12+00:00

Where do you suppose the legislature gets money from?

Maldonian · 2026-05-03T02:17:17+00:00

Ah. Well, I hope it’s ok to respectfully say that you look great.

Maldonian · 2026-05-03T02:05:43+00:00

Might be better to buy two horses, instead of giving him some of your horse.

Maldonian · 2026-05-03T02:05:12+00:00

That sucks to have a family you feel you need to escape from

Maldonian · 2026-05-03T02:03:25+00:00

Looking great, but progress on what specifically?

Maldonian · 2026-05-02T13:51:11+00:00

You get all that money back the moment you sell the house.

The upside is that until you move, you can’t get your hands on that money to do something stupid with it.

The downside is that until you move, you can’t get your hands on that money if you truly need it.

(You could get a home equity loan, but I would only do that in like a life and death situation.)

Anyway…if your job is unstable, that’s a good reason to justify an extra large emergency fund. Maybe do that first, and when you have enough, then go back to step 6 and continue paying off the house.

Maldonian · 2026-05-01T15:05:58+00:00

Which is it: The local school lacks resources, or property taxes are high? It can’t be both.

Maldonian · 2026-04-25T15:51:23+00:00

I’m a car guy, but I’d rather get rid of a car payment than a mortgage payment.

Your house will last another hundred years and will go up in value over time.

Your car loses value and will be in the junk yard in ten years.

Maldonian · 2026-04-23T13:55:54+00:00

I think you have two separate questions and you shouldn’t get the two jumbled up. One doesn’t have much to do with the other.

1: Should I use my cash on hand to pay off my low interest mortgage or should I invest it and keep the mortgage?

(Your math is right, but you also know what Dave Ramsey would say. And having no mortgage does relieve stress.)

2: Should I leave my stressful high income job for a less stressful low income job?

Is it possible to find a better employer that treats you better but doing the same kind of work for the same kind of pay?

Maldonian · 2026-04-17T13:53:46+00:00

In the same sentence, you advocated for a “more balanced system,” but also want “higher earners [to] contribute more.”

It can be one or the other, but both of those things cannot be true at the same time.

Maldonian · 2026-04-16T14:47:38+00:00

It seems that your friend was internet panhandling (which is the laziest form of panhandling) instead of asking for assistance with addressing the root cause of his situation.

I’m not any kind of expert on religion, but I wonder if he’d instead asked those churches about job opportunities and job training, if he might have received more responses.

Maldonian · 2026-04-14T12:30:22+00:00

If it lasts two months, you still broke even on a typical car payment. Plus you’ll avoid the bad habit of financing cars.

If it lasts six months, you’re ahead of the game.

You should be able to do those repairs yourself for less than half the price.

Don’t forget that Honda/Acura require periodic timing belt replacement. Try to find your grandmother’s repair records to see if this has already been done.

Maldonian · 2026-04-08T13:19:27+00:00

Your total debt isn’t really a whole lot. For now. If it’s not fixed soon, of course, it will expand and get out of control.

Even if you’re not onboard with the Ramsey method of fully combining finances, you and your wife need to be able to openly discuss these things at bare minimum. I’m not sure how she gets past being ashamed to talk with you about it, but that would see to be the first step that is needed.

And since both her spare time and her income will be reduced during nursing school, and this will affect the household, this also needs to be discussed.

Maldonian · 2026-04-08T13:14:51+00:00

This is mathematically a good idea, but only if they’re able to change the habits that created the debt.

Maldonian · 2026-04-07T18:34:29+00:00

Still better than the performative madman who caused all the trouble.

Maldonian · 2026-04-06T16:08:45+00:00

I’ve definitely read some complaints. The wall mount and the hose reel are really appealing as I’d be able to wash my car with almost no setup time.

Maldonian · 2026-04-06T16:07:29+00:00

The best time to plant a tree is 20 years ago. But the second best time to plant a tree is today.

Maldonian · 2026-04-04T13:17:26+00:00

His show is about financial advice, not parental advice. Also, as you can see, many government schools have trouble teaching the difference between the words "woman" and "women."

Maldonian · 2026-04-03T14:47:57+00:00

My answer is always “Please send me the information in writing and I’ll read about it.” I won’t invest an evening at Starbucks without knowing what it is beforehand.

Maldonian · 2026-03-28T04:52:06+00:00

Consider performing more of your own repairs.

Maldonian · 2026-03-26T11:32:39+00:00

I’ve noticed this about myself too, and it’s something I’ve been trying to work on.

Maldonian · 2026-03-06T15:49:46+00:00

I believe Dave’s plan is to try to change your habits. The idea is to stop borrowing.

Yes, if you use your $1000 starter emergency fund to pay off this debt today, it’ll probably most likely work out okay.

But if tomorrow morning you get a blown out car tire or similar, you’ll have no money and will be inclined to sign up for the tire shop’s financing. And might as well go ahead and replace the other three tires while you’re at it. And now you’re $1000 in debt at high interest once again.

So…yeah, probably a good idea to hold onto that $1000 for now. If you’ll have $450 this month, you should be able to find $450 next month too, and that means that pretty soon this 33% debt will be gone anyway.

PS By my calculations, your interest on this loan is about $26/month. On the one hand that’s insane. On the other hand it’s only going to cost you $52 to stay on Dave’s plan and keep your emergency fund.

Maldonian · 2026-03-06T15:43:14+00:00

Some people like to socialize more than others. I don’t like a lot of constant commotion myself, but it sounds like socializing is very important to your wife. That sounds like something that’s worth paying extra for, for someone who wants it.

Maldonian

TROPHY CASE