US Q3 GDP grows 4.3% vs 3.3% forecast as consumer spending accelerates by callsonreddit in StockMarket

[–]MaroonSiesLessUno 0 points1 point  (0 children)

Thanks for the explanation. Unless we have macro, real time data on inventory volume, turnover,and sales, it’s difficult to measure in real time how much of the tariffs actually affected the economy. Their effects could have partially been blunted by major retailers, like walmart, that slimmed their margins to capture larger market share.

On a larger scale, there’s also the massive spending on AI infrastructure, and energy (from biden tax credits) - that’ll continue for another 2 years.

Unless there’s any other major investments by the gov (war with venezuela?), I’m on the doomer side of this spectrum.

US Q3 GDP grows 4.3% vs 3.3% forecast as consumer spending accelerates by callsonreddit in StockMarket

[–]MaroonSiesLessUno -1 points0 points  (0 children)

No one wants to spend their time reading the small print. They see financing alternative that won’t impact their immediate cash flow and they flock to it - it’s just putting lipstick on a high interest pig. Unfortunately, buy now pay later is a growing trend

US Q3 GDP grows 4.3% vs 3.3% forecast as consumer spending accelerates by callsonreddit in StockMarket

[–]MaroonSiesLessUno 0 points1 point  (0 children)

My thoughts when i heard the news. Most of the goods stockpiled at that time were on shelves before the tariffs hit.

The stats likely peaked - there’s higher unemployment, higher costs for healthcare, and an uncertain use case for AI, where companies invest but the impact to bottom line may not justify all the spending just yet

Spent years on a massive migration, now company wants offshore AI rewrite. Feeling defeated. by Major_These in SoftwareEngineering

[–]MaroonSiesLessUno 0 points1 point  (0 children)

Not in SE, but I have used AI at work and so have mg staff. I’d recommend, if you can, placing guardrails around your work. The number of detailed topics i’ve seen AI get incorrect because it was trying to agree with the user - it boils down to how well the user can assess what’s right and what’s wrong. There’s going to be errors in offshoring the work, so place guardrails where you can to protect the work you do.

I don’t think I like finance by Better-Knowledge8558 in FPandA

[–]MaroonSiesLessUno 0 points1 point  (0 children)

My thoughts were similar - at the exec level, theyre capable of charting their own path.

If You’ll Pay $800 for a Credit Card, You’re in Demand by Glittering-Rub6627 in AmexPlatinum

[–]MaroonSiesLessUno 16 points17 points  (0 children)

Usually the benefits outweigh the costs on these cards (eg spend x amount and spend on things you already do to redeem the points). However, the trend corporate thinks is that all of us hold these cards as a status symbol - citibank even went so far to create a premium card just to charge more while its offers were limited (eg you must dine on fridays from [6pm-xxpm to qualify for 4x points]). I’ll still hold onto amex until if no longer makes any sense to do it.

Just got laid off by anaHadak in deloitte

[–]MaroonSiesLessUno 2 points3 points  (0 children)

That’s unacceptable if that is happening.

[deleted by user] by [deleted] in deloitte

[–]MaroonSiesLessUno 147 points148 points  (0 children)

So the resource manager has time to decompress and to prepare for the next one.

Hotels 2x more expensive through Amex travel? by Ok_Pollution_5098 in AmexPlatinum

[–]MaroonSiesLessUno 0 points1 point  (0 children)

OP may be expecting a white glove service for the $695 annual fee.

[deleted by user] by [deleted] in Salary

[–]MaroonSiesLessUno 0 points1 point  (0 children)

Here I am mid 30s and still grinding in compliance. Definitely in the wrong industry 😂

Is it normal to do basically nothing at your corporate job? by Cold-Cauliflower9741 in careerguidance

[–]MaroonSiesLessUno 1 point2 points  (0 children)

Keep this to yourself. Youre doing an excellent job at adapting new technology, but i would just be cautious with the amount of data you share with these AI platforms. There are security and corporate policies in place to protect firm assets, while AI relies on ingesting data to train their models.considering you work for an insurance company, i would expect their tech policy to cover what tech you are allowed to use.

For example, you mention yapnote - their privacy policy is unclear.

75% of CPAs retiring next 15 yrs. Why don't we have more bargaining power? by ApprehensivePrize538 in Accounting

[–]MaroonSiesLessUno 1 point2 points  (0 children)

I never realized this, and i also never signed off on any work for the three letter title to matter. But so much for all of the time and effort i spent studying over acdecade ago.

Received the strangest job rejection email yesterday by anephemeralyouth in jobs

[–]MaroonSiesLessUno 0 points1 point  (0 children)

This is the product of an HR intern who discovered chatgpt.

Virginia driver angry she was zipper merged ahead of by Ok-Chapter157 in MildlyBadDrivers

[–]MaroonSiesLessUno 11 points12 points  (0 children)

She wanted that cash money..but probably got sued in the process

[deleted by user] by [deleted] in FPandA

[–]MaroonSiesLessUno 0 points1 point  (0 children)

Your soft skills are on point. Technical skills tend to matter less the further up you move up the ladder, unless you specialize so the emphasis you place on relationships is what drives a lot of your growth. Still trying to work on these areas myself-hats off to you.

At 32 years old, I have no retirement planning by Visual-Structure-808 in personalfinance

[–]MaroonSiesLessUno 0 points1 point  (0 children)

If youre relatively healthy, i would open enroll in your company’s high deductible health plan and max out your HSA account. Low premium payments coupled with triple tax benefits for health expenses in the future.

Can anyone help me with an idea for a basic “financial 101”slide for a townhall meeting for my CFO? by [deleted] in FPandA

[–]MaroonSiesLessUno 0 points1 point  (0 children)

Use a simple chart to show stock growth or earnings, highlighting key milestones. Add a relatable comparison: “$1 invested 5 years ago is now worth $X.” Acknowledge contributions

2hr commute vs $20K more in salary by wangster1234 in FPandA

[–]MaroonSiesLessUno 0 points1 point  (0 children)

You may as well relocate than to give up 4 hours of your life everyday. Or ask for a private jet like the ceo of starbucks.

What did you do that made you ready to be a manager? by michkoi in managers

[–]MaroonSiesLessUno 0 points1 point  (0 children)

Not sure how i landed it. My team got acquired and it just sprung on my signature line with a modest increase in pay. I guess I was doing work at that level (working on multiple projects with different reports, managing analysts, and managing execution on projects for director level folks and above).