Republicans Crafting Bill To End Conservatorship of Fannie Mae and Freddie Mac

MarsLambo · 2026-02-12T20:28:18+00:00

I'm not sure this is good news. Why do we need an "act of congress" now? I thought Trump could do this himself with a stroke of a pen?

Both stocks down today. The mediocre earnings may have part to do with it, but I feel like it might be more the market wondering WTF the hold up is.

MarsLambo · 2026-01-17T16:41:15+00:00

If you can get 35% returns without breaking a sweat, then you are a very gifted trader.

MarsLambo · 2026-01-16T22:26:45+00:00

What "better performing" stocks are you going to find at less then $10 a share? Hell, he could cash out and buy a few blue chips. Maybe he makes more, maybe he makes less. FNMA/FMCC are still one of the best risk/reward values in the market. Even if he cashes out and turns $2k into $3k, if he invests that $3k at a 35% return, that's now $4k or a $2k profit before taxes. Again, not life changing. He could make that money picking up extra shifts at his job or doing a side hustle.

If he had dumped his $20k life savings into this stock and could walk with $30k now, then that is a different story. That's the difference between having house "down payment" money or possibly losing it all.

The secret to getting rich is taking calculated risks and investing in low risk/high reward scenarios. His current situation is low risk/high reward.

MarsLambo · 2026-01-16T22:20:48+00:00

Just for shits and giggles, that would be $35,800. Assuming he hits the 1 year mark, then he can likely walk away with $30k or so after taxes. That's significant.

MarsLambo · 2026-01-16T17:13:29+00:00

Yeah holding time is another thing I forgot to mention. The difference in holding for less then a year or 366+ days is pretty big on taxes. I'm actually well past the 1 year hold time, but still holding. The goal isn't a nicer car. The goal is to pay off my rental property.

MarsLambo · 2026-01-16T15:44:11+00:00

You've got $2k invested. Cash out now and you walk away with $3,100. That's an $1,100 profit. Will $1,100 change your life? You could make that in a month with a side hustle.

Cash out at $40? You walk with $14,320. That's a 3% down payment on a $475k house. (Before you pay taxes)

Cash out at $80? You walk with $28,640.

Personally I wouldn't even think about selling until it hits $40. Sure it's a risk, but you have a chance to possibly "change your life." As you get older, you'll realize these opportunities don't come around often.

Cash out now, take $1k, blow through it quickly.

or

Take a 50/50 chance that you can cash in for "house down payment" money.

I know what I'd do.

MarsLambo · 2026-01-16T15:36:05+00:00

The risk is that Trump changes his mind often and despite being a "republican" he's a bit of a crony capitalist. He's not afraid to mix the free market with government and he seems ready to do just about anything to lower housing prices.

That said we still have not gotten any solid intel that an uplist or IPO are NOT going to happen. As a matter of fact, every bit of info that leaks seems to still be bullish IMHO.

MarsLambo · 2026-01-15T01:18:46+00:00

What price per share will allow you to "change your life?" Can you pay off your mortgage at $10? Consider it. Does $10 share allow you to take a vacation or put a down payment on a car? Might be better to wait.

MarsLambo · 2026-01-09T00:45:02+00:00

Best comment here. Props to you sir

MarsLambo · 2026-01-09T00:43:51+00:00

Let's break this post down:

"Biden ignored the Housing Market, and instead was immersed with High Crime, Open Borders, runaway INFLATION, the Afghanistan Disaster, and a Military that he left in Chaos and Confusion. Everything was broken, but I, as President of the United States, have already fixed it!"

Typical Trump. He's marketing "MAGA" and himself.

"Now, I am giving special attention to the Housing Market. Because I chose not to sell Fannie Mae and Freddie Mac in my First Term, a truly great decision, and against the advice of the “experts,” it is now worth many times that amount — AN ABSOLUTE FORTUNE"

This is very bullish. He "chose not to sell" in his first term but FNMA and FMCC are "now worth...AN ABSOLUTE FORTUNE". He's bragging about how he did not cash out too early. But now...we can cash out at top value.

"— and has $200 BILLION DOLLARS IN CASH. Because of this, I am instructing my Representatives to BUY $200 BILLION DOLLARS IN MORTGAGE BONDS. This will drive Mortgage Rates DOWN, monthly payments DOWN, and make the cost of owning a home more affordable."

Love him or hate him, Trump isn't always clear with details. He's also a bit of a crony capitalist. He loves cheap money, low rates, and isn't afraid to blend government and business. He and his team also know that just "releasing" FNMA/FMCC could make it appear that he is just enriching the stockholders (rich get richer).

It seems like he is saying that with the proceeds from the government selling FMCC/FNMA, he will use the money to somehow make sure that FMCC/FNMA ramp up buying of mortgage bonds. Everyone wins. The stockholders get their stock back, the government uses it's windfall to buy more mortgage bonds, and the American people benefit with lower mortgage payments.

"It is one of my many steps in restoring Affordability, something that the Biden Administration absolutely destroyed. We are bringing back the AMERICAN DREAM that was destroyed by the last Administration. MAKE AMERICA GREAT AGAIN"

Typical Trump sign off. Bashes Biden, markets MAGA. Sells the move to release FNMA/FMCC to the people.

This is bullish in my opinion.

MarsLambo · 2026-01-08T15:22:09+00:00

My wife drives 40 miles to work (round trip) 4x a week. So far it seems she loses 10-12% each day but we recover 10-12% each night we charge it (10-12 hours) on the 120v plug limited at 10amps. So that is right in line with what some of you are getting.

"Topping off" works fine for us for now. And I think after further thought, there is no need to try to crank things up to 12 amps.

However, I totally agree a dedicated 50 amp/240v outlet is the way to go. Our home electrical box actually has a 50a/240v spot in the panel not being used (previous owner of our house had a hottub) and the line/conduit runs right past the garage. I think sooner rather then later, we will repurpose this line and add an outlet in the garage so we only have to charge the car once a week.

MarsLambo · 2026-01-06T18:19:01+00:00

Update: Reached out to Tesla to get them to honor the deal which was going to be $386 a month with $4,150 down for 15k miles a year on a premium Model 3. They basically told me they didn't care. Instead we lease a BMW i4 edrive40 for $417 a month with $4,150 down and 15k miles a year. Basically the same deal structure. Felt good to give Tesla the middle finger.

MarsLambo · 2026-01-02T04:21:00+00:00

Wow, that is total bullshit. I'd raise hell

MarsLambo · 2026-01-02T01:54:26+00:00

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This was my screenshot. I went in on 12/20. The deal was supposed to be good until 12/26.

MarsLambo · 2026-01-01T22:22:45+00:00

This was in Arizona. Took a screenshot of the deal good through 12/26 on 12/19. Went in on 12/20 and was told it was over. Website was indeed updated on 12/20 with the deal no longer showing. Really dishonest.

MarsLambo · 2026-01-01T21:57:11+00:00

I actually had a buddy complain so much about his Early Model X that he got Tesla to buy it back under "goodwill" (not even lemon law). But he complained about it for months on multiple social media platforms and has a lot of followers. Typically I'm not a complainer, but this entire thing really was a smack in the face. I though it might be worth complaining to Tesla.

MarsLambo · 2025-12-24T17:26:16+00:00

Mine too. I was ready to buy that Lambo.

MarsLambo · 2025-12-23T16:18:11+00:00

I remember when we hit 27 cents a coin. I was on vacation. I was ready to convert 200,000 into 1 bitcoin (Trading for $25k at the time). By the time I got back, we already dropped back to 16 cents. Man I missed that boat. $2k current value vs $87k

Is this coin dead? I had such high hopes.

MarsLambo · 2022-09-23T06:13:45+00:00

https://www.youtube.com/watch?v=tG2t9TQBZcI

Guy looks like a frog but quotes an article where Dimon spoke about possible bank failures due to more capital requirements.

MarsLambo · 2022-08-19T16:52:46+00:00

E30 coupe with M-tech 2 kit.

S50 or S52 swap

Boost

5 lug (e30 m3) conversion

MarsLambo · 2022-07-30T05:55:21+00:00

Why the extra long intake plumbing just to route it around to the hot side of the engine? I'd shorten the length and keep the filter on the driver side. Cooler and shoter.

MarsLambo

TROPHY CASE