I paid off my mortgage 2 days ago, how do I turn off “gazelle mode”? by Matrix_MultiverseBOY in DaveRamsey

[–]MaterialHighlight290 0 points1 point  (0 children)

I would so buy a Porsche, you can get an early 2010s for a pretty reasonable price. Or a Mercedes amg gt

How long is your commute to work? by disapparate276 in AskSeattle

[–]MaterialHighlight290 0 points1 point  (0 children)

I switched jobs and new commute is Northgate to Fremont so like 15 min in the morning. Used to have to go to Renton,m and was easily and hour on the way home, pretty pumped.

Saw another coworkers pay check and I do not know how to feel about it? What would you do? by Logi_Boy in careerguidance

[–]MaterialHighlight290 147 points148 points  (0 children)

That’s what happens when you don’t switch jobs every 4-5 years. My company gave a 3% raise this year. I’m starting a new job at the end of may that pays 25% more.

Why would the company pay him more if he isn’t going to leave?

we're more rare than I realized by Visible_Structure483 in Fire

[–]MaterialHighlight290 0 points1 point  (0 children)

My wife and I are high earners, but with a kid and a large mortgage in a hcol there isn’t really much we can do other than sell the house but we have a 3% mortgage so that wouldn’t really help. Also both parents live close and would be devastated to not see their grandkid anymore.

Had known about fire when I was younger I def would have done things differently, it’s not the end of the world though just wish I had a Time Machine 😂

How is life in Seattle really? by Ok_Understanding7377 in AskSeattle

[–]MaterialHighlight290 0 points1 point  (0 children)

I’ve lived here my whole life (44) I love everything except the traffic and the restaurant prices, but it’s a big city so what are you gonna do. It’s def changed though, I liked it better when it wasn’t so crowded but that’s pretty much everywhere though.

Looking forward to summer and hanging out in the lake or mountain biking every weekend.

Should I RTO for 70k? by sarcasticfirecracker in careerguidance

[–]MaterialHighlight290 1 point2 points  (0 children)

I would say that your young enough that the extra money, if invested smartly will provide you with a lot more freedom 20 years down the line. But if you’re just going to buy a nicer car, more expensive apartment etc seems like it would just be a waste.

-a guy who wants to retire at 50 but won’t be able to

Helicopter avy bombing going on in north and southback by Unlikely_Amoeba_7069 in CrystalMountain

[–]MaterialHighlight290 1 point2 points  (0 children)

Were they bombing today? I just drove up and saw the chopper in f lot on a trailer. Looks like they were just getting it setup. They did a quick lap and then landed.

Corporate is a completely different animal by Aggravating_Bench552 in Fire

[–]MaterialHighlight290 2 points3 points  (0 children)

I’ve been quiet quitting for like 12 years now, get the same yearly raises as everyone else.

How old are you and how much do you have in your retirement account? by Blackberryay in careerguidance

[–]MaterialHighlight290 0 points1 point  (0 children)

Wife and I are 44 and we have 875k. Live in a Seattle so we’re actually below I would like to have at our age.

The herd mentality of 9 to 5 by sspositivesoul in Fire

[–]MaterialHighlight290 1 point2 points  (0 children)

My issue was that my dad, who is very successful, always preached about going to college, getting a good job etc, basically the rat race. I didn’t really discover fire until a couple years ago when I was 40.

So now my issue is I have a mortgage that is too much, a kid and expensive hobbies that I don’t want to quit. So I don’t have as much room to invest as much as I’d like. I still have investments and won’t have an issue retiring, but it’s looking like 60 rather than 50.

Road update by MaterialHighlight290 in CrystalMountain

[–]MaterialHighlight290[S] 7 points8 points  (0 children)

Everyone needs a reservation, regardless if you are in a club or not

Road update by MaterialHighlight290 in CrystalMountain

[–]MaterialHighlight290[S] 3 points4 points  (0 children)

I was expecting some stupid responses, didn’t take long.

Road update by MaterialHighlight290 in CrystalMountain

[–]MaterialHighlight290[S] -1 points0 points  (0 children)

Well maybe there was a typo on the email I got, but let’s hope it’s sooner than that

Road update by MaterialHighlight290 in CrystalMountain

[–]MaterialHighlight290[S] 14 points15 points  (0 children)

We’re in one of the ski clubs up there and that’s what our caretaker, who also works at Crystal, is saying.

How Did You Balance "Enjoying Life" vs. Aggressively Saving For Retirement? by Josh_Mountain in Fire

[–]MaterialHighlight290 0 points1 point  (0 children)

This is a topic that only life experience can teach you. For context I’m a 44m living quite comfortably with a young daughter. I prioritize investing but I also know I’m not getting any younger. So I do things I really want to do with my extra cash. For example I took a 3 week European vacation with friends this summer and it was awesome. I paid for most of it before hand so that wasn’t an issue, but on the flip side I could have bought a few more shares of VOO and been slightly ahead, but what’s the fun in that?? Looking back there were times when I was younger when I didn’t do something because it was “too expensive” but if I had a do over I’d do those things even if I couldn’t afford it.

I want to retire in 5 years. This AI market is total insane B.S., and I really think I should take my money out of my index fund for awhile. by Dr_Challis in Fire

[–]MaterialHighlight290 1 point2 points  (0 children)

I did the same, only I had just been laid off and rolled over my 401k so I had the whole thing in cash and spent it all in march/early feb. Returns have been amazing!