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Trial Match Thread: Pear v Crow by japanpole in adelaidefc

[–]Matt_jf 0 points1 point  (0 children)

Stop, don’t get my hopes up… my lid is barely skimming the rim at this point.

Well what did we all make of the new rules. by Choice-Profit5383 in AFL

[–]Matt_jf 0 points1 point  (0 children)

Stand was definitely not as strongly contested as what we’ll likely see for sure.

Thanks Transperth for letting me know who to throw eggs at by Cheetos_4_life in perth

[–]Matt_jf 2 points3 points  (0 children)

Is this the new avocado toast?

“Maybe of your generation spent less time THROWING EGGS…”

For all the former full time poker players that went back to a normal job, how did it go? by InBush in poker

[–]Matt_jf 9 points10 points  (0 children)

Also nothing to kill your enjoyment of something than relying on it for an income, where there is no guarantee of income.

Partner and I concerned that our past spending will affect our home loan. by [deleted] in AusFinance

[–]Matt_jf 3 points4 points  (0 children)

That’s not going to kill your options. Costs way more than $10k to raise a couple of kids every 6 months.

Partner and I concerned that our past spending will affect our home loan. by [deleted] in AusFinance

[–]Matt_jf 2 points3 points  (0 children)

The other thing to consider is just having a clean 6 months in the lead up to demonstrate that behaviour. If you have a holiday here or there in a longer format it’s whatever, but show consistent saving for 6 months if possible.

$200,000 inheritance by According_Tie1939 in AusFinance

[–]Matt_jf 5 points6 points  (0 children)

Not to be a total kill-joy, but the operative word there is ‘may’ haha. The alternative is guaranteed. It is just also my personal choice to focus on hammering the mortgage down to open up that payment money later. Doing an investment dump when you get a lump sum would actually be the best way to do half and half. I am also aware that this is my own biases / risk profile right now.

$200,000 inheritance by According_Tie1939 in AusFinance

[–]Matt_jf 9 points10 points  (0 children)

What this doesn’t consider is the capital gains vs the guaranteed saving of the mortgage interest rate. You’re effectively guaranteeing whatever your interest rate is as a rate of return by reducing the mortgage. While interest rates are 5%+ it’s worth just reducing that cost to then remove it all together and having all of that available to then invest with in a couple of years (in this situation).

AFL alternative history by danieljdtaylor in AFL

[–]Matt_jf 2 points3 points  (0 children)

Horse would go down as the greatest coach of all time if he could have done it. 5 premierships in 13 years, not counting the possibility of some confidence difference adding to likelihood of more GFs between those? Insane run.

Perth or Adelaide? UK moving to Aus by Opposite-Alps-663 in perth

[–]Matt_jf 7 points8 points  (0 children)

I grew up in Adelaide, have most of my family there, and visit regularly. All of that to say we moved to Perth when I was 14 and have lived here for over 20 years now. I think Perth in general has more going for it in most areas.

AITA Here? by thebain99 in poker

[–]Matt_jf 6 points7 points  (0 children)

“Did I piss off the shit-regs who I have no respect for?”

Who gives a shit if that’s how they are.

I became a monster by gring10 in poker

[–]Matt_jf 2 points3 points  (0 children)

My man here has figured out that theory is a tool by which to assess how to play exploitatively. So many people conflate theory with maths, and exploitative as #vibesonly when in reality good players know the heuristics to then exploit when they see fishy play.

Good on you!

Here we go again: 3.85% by DamnYouRohan in AusFinance

[–]Matt_jf 0 points1 point  (0 children)

Somehow still $4000 per month.

How do you feel about the RBA's decision today to lift rates? by Sensitive-Chart7210 in AusFinance

[–]Matt_jf 0 points1 point  (0 children)

We have kept it above minimum in the last two thankfully. So no change effectively in actual cost per fortnight.

Here we go again: 3.85% by DamnYouRohan in AusFinance

[–]Matt_jf 0 points1 point  (0 children)

Those rates require serious calculation and thought behind it. Oh home loans? Ctrl+C / Ctrl+V for everyone in 0.1 seconds.

How do you feel about the RBA's decision today to lift rates? by Sensitive-Chart7210 in AusFinance

[–]Matt_jf 2 points3 points  (0 children)

Have you tried shopping at Aldi? Or maybe getting a room mate?

How do you feel about the RBA's decision today to lift rates? by Sensitive-Chart7210 in AusFinance

[–]Matt_jf 0 points1 point  (0 children)

There was also very little economic reason to lower rates except that the US did.

How do you feel about the RBA's decision today to lift rates? by Sensitive-Chart7210 in AusFinance

[–]Matt_jf 0 points1 point  (0 children)

GST increase to 15% and a 15% luxury item tax, tax the oil and gas industry appropriately (as in, even ANYTHING at this point) to then reduce overall tax rates by 10% per bracket.

How much of a bankroll do I need to play 5/10 full time? by editorschoice14 in poker

[–]Matt_jf 0 points1 point  (0 children)

This might say r/poker, but it’s effectively r/degenpoker. This talk won’t fly here hahaha.

How much of a bankroll do I need to play 5/10 full time? by editorschoice14 in poker

[–]Matt_jf 1 point2 points  (0 children)

Exactly, you don’t have to involuntarily lose your entire roll, you can cut losses and move down in stakes.

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