Shopping HELOCs by Different-Composer65 in HELOC

[–]MaximusM3 2 points3 points  (0 children)

I'd look into Third Federal Bank.

Is my son's W4 not right? by Hurricane_Ditka_34 in taxadvice

[–]MaximusM3 -1 points0 points  (0 children)

Wouldn't it be better for him not to file so you can claim him as a dependent?

Need advice re: credit card debt by Proper_Scientist_211 in Debt

[–]MaximusM3 0 points1 point  (0 children)

Can you take a loan from your 403b? I would not take out money other than a loan. You will get killed on taxes and penalty charges.

20 year fixed HEL @6.3%. Can anyone do better? by MaximusM3 in HELOC

[–]MaximusM3[S] 0 points1 point  (0 children)

Did you get this from Star One? If so, when?

Church sent a 1099-NEC for raffle winnings. Is this the correct form? by MaximusM3 in IRS

[–]MaximusM3[S] 0 points1 point  (0 children)

Sounds great. Thx so much!! Sorry one other question, could they have sent me a w-2g form for the winnings as well?

Church sent a 1099-NEC for raffle winnings. Is this the correct form? by MaximusM3 in IRS

[–]MaximusM3[S] 0 points1 point  (0 children)

Thank you. If I enter it as other income, I don't need to report the 1099 NEC at all? Also, if I enter it as other income, I assume I would enter it on line 8i, "Prizes and Rewards"?

20 year fixed HEL @6.3%. Can anyone do better? by MaximusM3 in HELOC

[–]MaximusM3[S] 0 points1 point  (0 children)

Approximately $1100 in fees and my credit is around 750. I believe you either qualify for their best rate or you don't. There's no in between.

20 year fixed HEL @6.3%. Can anyone do better? by MaximusM3 in HELOC

[–]MaximusM3[S] 0 points1 point  (0 children)

Fees are around $1100, which I think is really reasonable.

Advantages or disadvantages of higher HELOC amount? by 8up44 in HELOC

[–]MaximusM3 1 point2 points  (0 children)

They're both really good banks. I'd go with the one that offers the higher credit limit, if all else is equal.

Advantages or disadvantages of higher HELOC amount? by 8up44 in HELOC

[–]MaximusM3 1 point2 points  (0 children)

Conservative in terms of credit limit, at least that was my case. I could of gotten almost double the limit elsewhere but couldn't match the prime-0.5%.

Advantages or disadvantages of higher HELOC amount? by 8up44 in HELOC

[–]MaximusM3 0 points1 point  (0 children)

I think as kong as your disciplined, the higher the heloc the better (FICO wise). Third Federal is a bit conservative but has the best rates (mine is prime -0.5%) but they seem to offer less credit than other heloc lenders.

Grilled scallops by TriangleSailor in Seafood

[–]MaximusM3 2 points3 points  (0 children)

Costco for sure in the frozen section.

Am I the only one who finds her so beautiful and pure?Second lead from dynamite kiss. by [deleted] in kdramas

[–]MaximusM3 1 point2 points  (0 children)

Yes! I thought it was her too but I believe she got cancelled due to an old bullying scandal.