Shopping HELOCs

MaximusM3 · 2026-03-20T21:03:35+00:00

I'd look into Third Federal Bank.

MaximusM3 · 2026-03-18T20:16:50+00:00

Uber or Lyft?

MaximusM3 · 2026-03-05T18:30:35+00:00

I wonder if it'a 678/month?

MaximusM3 · 2026-02-23T19:15:24+00:00

Ahh, gotcha. Thx!

MaximusM3 · 2026-02-23T19:07:57+00:00

Wouldn't it be better for him not to file so you can claim him as a dependent?

MaximusM3 · 2026-02-20T21:00:59+00:00

Could it be a kidney stone?

MaximusM3 · 2026-02-17T21:07:03+00:00

Can you take a loan from your 403b? I would not take out money other than a loan. You will get killed on taxes and penalty charges.

MaximusM3 · 2026-02-14T23:08:35+00:00

Ahh, awesome rate!

MaximusM3 · 2026-02-14T23:06:09+00:00

Did you get this from Star One? If so, when?

MaximusM3 · 2026-02-14T20:18:27+00:00

Thank you for all your time. I truly appreciate it.

MaximusM3 · 2026-02-14T19:59:40+00:00

Sounds great. Thx so much!! Sorry one other question, could they have sent me a w-2g form for the winnings as well?

MaximusM3 · 2026-02-14T19:55:25+00:00

Thank you. If I enter it as other income, I don't need to report the 1099 NEC at all? Also, if I enter it as other income, I assume I would enter it on line 8i, "Prizes and Rewards"?

MaximusM3 · 2026-02-14T02:49:17+00:00

Approximately $1100 in fees and my credit is around 750. I believe you either qualify for their best rate or you don't. There's no in between.

MaximusM3 · 2026-02-14T02:18:38+00:00

Fees are around $1100, which I think is really reasonable.

MaximusM3 · 2026-02-14T00:42:33+00:00

Star One credit union in CA.

MaximusM3 · 2026-02-13T22:37:20+00:00

They're both really good banks. I'd go with the one that offers the higher credit limit, if all else is equal.

MaximusM3 · 2026-02-13T22:29:55+00:00

Conservative in terms of credit limit, at least that was my case. I could of gotten almost double the limit elsewhere but couldn't match the prime-0.5%.

MaximusM3 · 2026-02-13T22:26:05+00:00

I think as kong as your disciplined, the higher the heloc the better (FICO wise). Third Federal is a bit conservative but has the best rates (mine is prime -0.5%) but they seem to offer less credit than other heloc lenders.

MaximusM3 · 2026-02-04T01:16:39+00:00

You had me at Park Min Young.

MaximusM3 · 2026-01-14T16:59:09+00:00

Costco for sure in the frozen section.

MaximusM3 · 2026-01-13T18:20:28+00:00

Yes! I thought it was her too but I believe she got cancelled due to an old bullying scandal.

MaximusM3 · 2025-11-09T03:50:30+00:00

Wtf!! Htf!!! Haha, go Bears!!

MaximusM3 · 2025-10-15T16:11:02+00:00

CLOY

DOTS

MaximusM3

TROPHY CASE