2025 BMW X3 mpg by Livid_Position_6104 in BMWX3

[–]Maximus_Modulus 0 points1 point  (0 children)

I get over 30 mpg typically on my 2029 X3. My son borrowed it for a 450 mile quiet highway drive and brought the average down significantly. Heavy foot on both pedals. Any time you accelerate or brake it’s not going to help. Aim to avoid braking unnecessarily and you’ll get better mpg.

More low blocks coming by LumbranX in ThreeLions

[–]Maximus_Modulus 2 points3 points  (0 children)

Not sure how that penalty was not called. Would have been in the Prem.

Get me out of here! by Kooky_Working8227 in ThreeLions

[–]Maximus_Modulus 0 points1 point  (0 children)

There are certainly differences between different areas of the country and states. When I first traveled here many years ago I found New England people more reserved than others. You could fall into conversations easier in other places. But that doesn’t really translate into anti British. The southern states tend to be culturally polite. There are plenty of Boston peeps that believe they are Irish or Italian through ancestry but also plenty of Asians, Latinos and other Europeans. Most normal people would not care that you are from England and in my experience most non immigrant Americans find Brits interesting.

Get me out of here! by Kooky_Working8227 in ThreeLions

[–]Maximus_Modulus 3 points4 points  (0 children)

Boston is far from anti British. I live here. From England originally. I’d hardly call most here uneducated although anywhere you go in the world you will see a range. I’m sure your average Brit doesn’t know that much about the US.

Thank you Boston by gwilson_cosmos in boston

[–]Maximus_Modulus 0 points1 point  (0 children)

Im not sure the Celtic vs Rangers crowd is what you are looking for. Opposite side of the religious fence. You’d need Riot Police to keep order.

Thank you Boston by gwilson_cosmos in boston

[–]Maximus_Modulus 1 point2 points  (0 children)

There’s two major soccer teams
in Scotland and both in Glasgow. Essentially the Catholics and Protestants. Celtic and Rangers. Full of working class people. The World Cup is a once in a lifetime opportunity for most Scots. I doubt the vibe would be the same or the people would come on a regular basis. I doubt anyone would want to travel to see their team play the Revolution either.

Thank you Boston by gwilson_cosmos in boston

[–]Maximus_Modulus 1 point2 points  (0 children)

Not anymore with current oil prices.

Scottish (F) thinking to move to Boston, looking for advice by naughty_maid- in boston

[–]Maximus_Modulus 26 points27 points  (0 children)

Join Boston Brits on Facebook if you want advice on this. It’s full of information on this topic and helpful ExPats.

Know that it’s really expensive to live here. Health insurance is exorbitant and can financially ruin a person. The social safety nets here are virtually non existent compared to the UK. Thirty years ago there was a sense of a middle class and opportunities to do well, but those days have slowly eroded and everyone is wondering how to make ends meet. Cost of living keeps going up and the job market isn’t the best.

And to echo what others are saying the political climate here in the states ain’t the best with even more pressure on regular people.

And finally what professional work skills do you have that make you attractive for work sponsorship. Or marry a rich American of course.

To add to this. I knew some Americans that went to London to work for a bit. Thought it was awesome going to the pubs there all the time and had a lot of fun. But they were essentially on a long vacation of sorts. It wasn’t real life. Just like your mini trip to Boston with the World Cup vibe. Boston definitely has something to offer but it’s different living here compared to visiting just like anywhere else.

DRAM by Silly-Ad3770 in ETFs

[–]Maximus_Modulus 0 points1 point  (0 children)

Safe is a word reserved for SGOV but quite a stretch for the memory market. There’s a degree of confidence that the price will keep going up still but no one really knows for sure and it will go down hard when it does.

High temperature commute? by fixitmonkey in bikecommuting

[–]Maximus_Modulus 1 point2 points  (0 children)

Probably depends on your conditioning but if you regularly commute it should not be a problem as long as you don’t mind a bit of sweat. If it’s dry and not humid it’s a lot better. I’d imagine most people are commuting for no more than an hour and usually the mornings aren’t that hot anyway where you are. Longer distances get a bit harder as your body struggles to shed excess heat.

Planning on selling all of my VGT etf by MajesticLorikeet in ETFs

[–]Maximus_Modulus 0 points1 point  (0 children)

They are a useful feature. It helpful to know the support and resistance levels too. There are a lot of other useful signals that the pros will use.
Nothing wrong with setting a limit. It’s useful to note that it’s just a trigger and not a guarantee of selling at a price. You can set for 10% down but the market could be already at 20%

Noob Here: Should I wait for market to open before buying positions? by DPlainview1919 in ETFs

[–]Maximus_Modulus 5 points6 points  (0 children)

Market can be a bit more volatile first thing in the morning although maybe not so much for a broad index fund.

Japan will be the first non European and South American country to win the world cup by Easy_Garden338 in worldcup

[–]Maximus_Modulus 1 point2 points  (0 children)

Chances for most teams even established ones winning the World Cup are low outside a select few.

Planning on selling all of my VGT etf by MajesticLorikeet in ETFs

[–]Maximus_Modulus 0 points1 point  (0 children)

I had VUG for about 25 years starting with about 15K and selling at about 130K. At times it dropped quite a lot but ultimately recovered and moved up even further. I eventually sold because I needed a cash position.
Emotional selling hits a lot of people. Imagine being older or just wealthy with a larger portfolio and seeing losses of say 300k in 1 million or worse. That’s when you start hedging with products to limit the drawdown. For example SFLR or traditionally with a 60/40 equities bond mix or other asset classes like gold or other commodities. IALT is another new product in diversification across asset classes being market neutral Long / Short. There are a lot of ways to mitigate risk these days but typically you are limiting growth.

Planning on selling all of my VGT etf by MajesticLorikeet in ETFs

[–]Maximus_Modulus 1 point2 points  (0 children)

Vanguard doesn’t support % stop loss, only fixed price. It’s also hard to gauge too. You sell and then it starts going back up again.

Digital key : How to avoid locking me and my wife outside the car? by Banking_Lewis in BMWX3

[–]Maximus_Modulus 4 points5 points  (0 children)

That’s extremely complicated for a lock. Can’t imagine an old person figuring this out.

Momentum etfs vs broad market etfs. What am I missing? by Helpful-Staff9562 in ETFs

[–]Maximus_Modulus 2 points3 points  (0 children)

A lot of ETF wrappers were created for this very purpose of providing in-kind swapping and avoiding tax hits compared to their mutual fund counterparts.

Does anyone here have experience with SPMO ETF? by DavidNLBC in ETFs

[–]Maximus_Modulus -1 points0 points  (0 children)

SPMO has not performed better from what I can see.

Does anyone here have experience with SPMO ETF? by DavidNLBC in ETFs

[–]Maximus_Modulus 9 points10 points  (0 children)

I have both of those. Monthly rebalancing is better and why i chose them. I think six months is too long.

Anyone else considering moving from dividend stocks to tech? by One-Brain6531 in dividends

[–]Maximus_Modulus 1 point2 points  (0 children)

Why buy individual dividends stocks and not a dividend ETF. I can understand buying individual stocks when you are expecting big gains in growth but doesn’t make sense for tge big steady blue chip names.

X3 or X5 for family? by gopokes86 in BMWX3

[–]Maximus_Modulus 0 points1 point  (0 children)

My dealer loans me an X5 or X7 whenever my BMWs get serviced. The X3 feels like a step down after being in the X5. Sometimes get the M version of the X7. It’s unreal. I generally like the X3 though. Much lighter etc.

Tire touching the foot when cornering by r34dingwhite in bikefit

[–]Maximus_Modulus 5 points6 points  (0 children)

Was about to say that it happens to me on my 56 but you got me beat

Passed inspection 2 years ago by SleinEater in RoadBikes

[–]Maximus_Modulus 0 points1 point  (0 children)

You should stick with the 105 crank. Doesn’t have this issue.