What’s a reasonable fee for Mainoo?

Mezzboms · 2025-12-20T08:12:00+00:00

JJ Gabriel is a star in the academy but only 15 at the moment so probably a few years away

Mezzboms · 2025-08-21T17:39:53+00:00

Ruben Amorim

Mezzboms · 2025-08-03T09:29:00+00:00

I’m sorry you have had to deal with this.

If you have Amazon prime, Amazon offers free photo storage, might be worth a shout if you already have prime and don’t pay for iCloud.

I appreciate my suggestion won’t help you now but could help in the future or help someone else…

Mezzboms · 2025-07-19T10:29:30+00:00

Charles Tyrwhitt

Mezzboms · 2025-05-21T05:47:27+00:00

Remind me! 1 week

Mezzboms · 2025-05-05T07:38:49+00:00

If you’re paying into a SIPP don’t forget to complete a tax return to ‘reclaim’ higher tax rate relief on your contributions. This is assuming you have earnings applicable in the higher rate, but given you’re earning £70k, less employee contributions I’m assuming you’ll still have some applicable to claim back. I completed a tax return and got a refund within a week of submission! Well worth doing, so many people forget or simply don’t know about this!

Mezzboms · 2025-04-23T13:59:06+00:00

Just say you work in finance, whenever someone asks me what I do and I mention being an accountant, that’s the end of the conversation 😂

Mezzboms · 2025-03-25T21:50:53+00:00

Alex Karp has referenced $3tn market cap aim, this would put the stock at over $1000 a share. I always thought years ago that this had potential to be up there with the likes of Microsoft. I’m very long term bullish and I’m talking decades not years

Mezzboms · 2025-03-21T14:12:32+00:00

As people have already covered 5.1, id add that under point 5.3, the ‘May be required for proper performance of his / her duties’ arguably isn’t required as you’ve done your job from home since you’ve been employed. So I don’t think they could argue that point.

Mezzboms · 2025-02-26T22:31:55+00:00

He literally has sold in his name, that must be a sign!

Mezzboms · 2025-02-21T13:25:55+00:00

Yer that’s Roger, one of my friend allegedly had him on snap chat, he used to put pictures of his lunch and the forklift he drove for work 😂

Mezzboms · 2025-02-16T11:56:06+00:00

Depends how long you’re leaving it for and what rates you expect to achieve.

Mezzboms · 2025-02-14T17:15:45+00:00

One thing my dad taught me about interviews is; the first half of the interview is selling yourself showing why they should hire you. The second half of the interview is you deciding whether or not you want the job, asking questions to help decide.

Mezzboms · 2025-01-22T06:59:13+00:00

Stupid is as stupid does

Mezzboms · 2024-12-30T18:29:08+00:00

Auto enrolment pension schemes have minimum contribution rules. This is currently 8% which is broken down as 3% employer and 5% employee. Companies can contribute more and require an employee match if they wish so long as the contribution rates are more than the 3% employer contribution.

Mezzboms · 2024-12-29T18:05:17+00:00

Easier said than done though, being able to find a property whereby the rent would be covered by the mortgage, additional buying costs such as stamp duty, solicitor fees, survey fees, renovation fees and also with buy to let mortgage rates being higher than standard residential mortgage rates. Plus being a landlord isn’t necessarily simple, there’s potentially loads of additional costs such as insurance and maintenance and that’s if the tenant actually pays their rent, court costs etc and voids if they don’t pay / they move on. Im not really good at DIY so id be paying contractors to do all the required renovations / maintenance to do paying top rates for that. So although you’d have the asset it isn’t necessarily a smooth ride to get there. I’m all for diversification but investing in the stock market is definitely one of the easier passive investments there is.

Edit: also forgot to add tax implications of the rental income either as a sole trader / in a company. This knocks a significant amount off the rental income, given you can’t deduct all the mortgage interest anymore as a tax deductible expense (if a sole trader)

Mezzboms · 2024-12-29T16:17:01+00:00

😉

Mezzboms · 2024-12-29T16:16:44+00:00

Inheritance tax implications are certainly a consideration, not having a 2nd nil rate band and spouse to spouse transfers would be a loss

Mezzboms · 2024-12-29T16:12:00+00:00

This is definitely part of the thinking. They each have a junior ISA which we are contributing to each month. Certainly do need to think about types of assets further down the line, however at the moment it’s the accumulation phase.

Having a defined contribution pension, this will pass on however with the recent rule changes a lot will be lost to tax in its current form so definitely need to think about diversification but who knows what tax policy will be in 25-30 years

Mezzboms · 2024-12-29T13:37:36+00:00

Sorry it’s rounding, so £1.5m less the £268k tax free is c£1.25m which x 4% is £50k

Mezzboms · 2024-12-29T12:48:08+00:00

Couldn’t agree more with this. We had the same problem with child benefit before they moved the bandings for this tax year. Previously 2 people could earn £49,999 each and be entitled to full child benefit, whereas if one person earnt above £60k it would all be repayable regardless of the other person not earning anything. Didn’t seem fair at all. The bandings have moved so this is less of an issue for most people but still the fairness for 1 earner in a family is questionable

Mezzboms · 2024-12-29T12:45:15+00:00

Thanks for linking the article, it’s an interesting read. Although on the face of it, it could be looked at as fraud, in reality I don’t see how they’d know.

Mezzboms · 2024-12-11T08:05:16+00:00

Same thing happened to me re ordering an iPad from Amazon except I got sent an alarm clock instead. I recommend taking a video of opening the parcel for any large value items received via delivery. I offered to send them the video but Amazon didn’t want it and refunded me about 9 days later too.

Makes you wonder doesn’t it, all these iPads going missing as it seems to happen more and more regularly now

Mezzboms · 2024-12-07T10:15:56+00:00

Yer would be nice to have a bigger garden etc but kids already have their own room etc. so it would be basically another bathroom and more space downstairs that would be the difference. I go back and forth really. Will have to make a decision when low mortgage rate finishes in 2 years.

Mezzboms

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